Gavop's guide to buying homeowners insurance in Utica-Stanley, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Stanley, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rafferty Ln, Hobbs Rd, Bulfinch Ave, Ky-279, Marksberry Spr, Riney Rd, Jackson Rd S, State Hwy 1554, Loftwood Dr, Boarman Dr | $185,000 | $160,000 | $150,000-$175,000 | $139,000 | $110,000 | $100,000-$125,000 |
| Covington Ridge, Webster Ct, Cr-1409, Back Dr, Walnut Ln, Ky-1207, Wickland Ct, Hunting Creek Ct, Cr-1361, Palatine Way | $162,500 | $150,000 | $175,000-$200,000 | $86,500 | $70,000 | $50,000-$75,000 |
| Morgan Ct, Hollendale Dr, Rand Rd, Hulsey Loop, John Park Rd, Bon Harbor Hills Dr, Sharp Rd, Thornton Ave, Salem Dr, Ryeland Pt | $207,000 | $190,000 | $200,000-$250,000 | $181,000 | $150,000 | $175,000-$200,000 |
| Heritage Park Dr, Wayne Bridge Rd, Cs-1532-80, Sauer-Hagan Ln, Woodbridge Trl, Clark Rd, Hamilton Ferry Rd, Circle Dr, Dant Rd, Oakwood Ct | $152,500 | $140,000 | $150,000-$175,000 | $126,000 | $120,000 | $125,000-$150,000 |
| Noel Pl, Robert Boone Rd, Rome Pkwy, Thomas Ave, Sutherland Ln, Mitchell Ct, New Hartford Rd, Lovell Dr, Old Hwy 81, Warehouse Rd | $173,000 | $150,000 | $175,000-$200,000 | $165,000 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$109 | $667 |
| Superior Protection Discount | -$70 | $706 |
| Fire & Security Discount | -$54 | $721 |
| Hail Resistant Roof Discount | -$23 | $752 |
| Newly Constructed Home Discount | -$178 | $597 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Daviess County | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| Stanley, KY | $700 | $766 | $1,466 | $557 | $1,257 | $209 |
| Chandler, IN | $100 | $685 | $785 | $498 | $598 | $187 |
| Patesville, KY | $700 | $781 | $1,481 | $567 | $1,267 | $213 |
| Rockport, KY | $100 | $481 | $581 | $350 | $450 | $131 |
| Gentryville, IN | $2,000 | $561 | $2,561 | $408 | $2,408 | $153 |
| Elberfeld, IN | $100 | $772 | $872 | $561 | $661 | $211 |
| Glen Dean-Vanzant, KY | $2,000 | $799 | $2,799 | $581 | $2,581 | $218 |
| Rochester, KY | $300 | $780 | $1,080 | $567 | $867 | $213 |
| Cynthiana, IN | $1,500 | $656 | $2,156 | $477 | $1,977 | $179 |
| Robb, IN | $200 | $826 | $1,026 | $600 | $800 | $226 |
| Montgomery, IN | $1,000 | $764 | $1,764 | $555 | $1,555 | $209 |
| Home Insurance Company Stanley, KY | Homeowners Insurance Agency Stanley, KY | Address | Popularity Score | Distance from Stanley (miles) |
|---|---|---|---|---|
| Travelers | Ohio Valley Insurance Llc | 2510 B Tamarack Rd, Owensboro, KY, 42301 | 3.0 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 39.1 | |
| Travelers | Shane Cox Insurance Inc | 216 West 3rd St, Owensboro, KY, 42303 | 6.5 | |
| State Farm | Chris Trammel | 113 N Main St, Henderson, KY, 42420-3101 | 23.5 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 8.0 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 22.9 | |
| Allstate | Ryan Adams | 3107 State Route 54, Owensboro, KY, 42303 | 8.0 | |
| State Farm | John Zieba | 230b Madison Square Drive, Madisonville, KY, 42431-2792 | 30.8 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 5.7 | |
| Allstate | Bob Manion | 107 E 18th St, Owensboro, KY, 42303 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,280 | $630 |
| Daviess County, KY | $123,200 | $847 | $620 | $1,160 | $540 |
| Stanley, KY | $138,300 | $775 | $570 | $1,070 | $500 |
| Chandler, IN | $85,100 | $693 | $490 | $980 | $490 |
| Patesville, KY | $101,100 | $790 | $530 | $1,100 | $570 |
| Rockport, KY | $40,800 | $487 | $330 | $690 | $360 |
| Gentryville, IN | $56,700 | $568 | $380 | $800 | $420 |
| Elberfeld, IN | $108,900 | $781 | $550 | $1,120 | $570 |
| Glen Dean-Vanzant, KY | $105,900 | $809 | $550 | $1,160 | $610 |
| Rochester, KY | $100,800 | $789 | $570 | $1,120 | $550 |
| Cynthiana, IN | $77,900 | $664 | $480 | $950 | $470 |
| Robb, IN | $126,600 | $836 | $590 | $1,180 | $590 |
| Montgomery, IN | $106,600 | $773 | $550 | $1,110 | $560 |