Gavop's guide to buying homeowners insurance in Bridgeport charter, MI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $101,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $118,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $193,500 | $180,000 | $175,000-$200,000 |
| 5 Bedroom | $312,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$95 | $541 |
| Superior Protection Discount | -$57 | $579 |
| Fire & Security Discount | -$70 | $566 |
| Hail Resistant Roof Discount | -$13 | $623 |
| Newly Constructed Home Discount | -$184 | $452 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saginaw County | $2,500 | $682 | $3,182 | $496 | $2,996 | $186 |
| Bridgeport charter, MI | $700 | $628 | $1,328 | $457 | $1,157 | $172 |
| Saginaw County, MI | $100 | $682 | $782 | $496 | $596 | $186 |
| Arbela, MI | $1,000 | $725 | $1,725 | $527 | $1,527 | $198 |
| Freeland, MI | $200 | $668 | $868 | $486 | $686 | $183 |
| Brant, MI | $2,500 | $729 | $3,229 | $530 | $3,030 | $199 |
| Merrill, MI | $200 | $670 | $870 | $487 | $687 | $183 |
| Midland charter, MI | $2,000 | $739 | $2,739 | $537 | $2,537 | $202 |
| Larkin charter, MI | $100 | $727 | $827 | $528 | $628 | $199 |
| Metamora, MI | $2,500 | $849 | $3,349 | $617 | $3,117 | $232 |
| Tyrone, MI | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Snover, MI | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Home Insurance Company Bridgeport charter, MI | Homeowners Insurance Agency Bridgeport charter, MI | Address | Popularity Score | Distance from Bridgeport charter (miles) |
|---|---|---|---|---|
| State Farm | Jeff Kelly | 1080 N Pine Rd, Essexville, MI, 48732-1916 | 17.3 | |
| Allstate | Steve Craft | 6300 Sashabaw Rd # Buitec, Clarkston, MI, 48346 | 49.5 | |
| State Farm | Aaron Lang | 4713 State Street, Saginaw, MI, 48603-3808 | 9.2 | |
| State Farm | Pat Cronin | 148 W Park St, Lapeer, MI, 48446-2163 | 34.9 | |
| Allstate | Steven Craft | 7044 Gateway Park Dr, Clarkston, MI, 48346 | 49.5 | |
| State Farm | Dave Smith | 7217 Sashabaw Rd, Clarkston, MI, 48348-4741 | 48.6 | |
| State Farm | Doug Halabicky | 566 S Cedar St, Imlay City, MI, 48444-1345 | 46.5 | |
| Allstate | Don Miles | 12402 Highland Rd Ste C, Hartland, MI, 48353 | 49.9 | |
| Allstate | Karen S. Mcmurray | 6684 Dixie Hwy, Clarkston, MI, 48346 | 49.2 | |
| Liberty Mutual Independent | Peabody Insurance Agency Inc | 2065 N Alloy 2065 N Alloy, Fenton, MI, 48430 | 38.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $550 | $1,110 | $560 |
| Saginaw County, MI | $94,900 | $691 | $490 | $980 | $490 |
| Bridgeport charter, MI | $79,100 | $636 | $460 | $880 | $420 |
| Saginaw County, MI | $94,900 | $691 | $500 | $990 | $490 |
| Arbela, MI | $108,300 | $734 | $510 | $1,030 | $520 |
| Freeland, MI | $158,200 | $676 | $450 | $930 | $480 |
| Brant, MI | $110,800 | $738 | $540 | $1,030 | $490 |
| Merrill, MI | $76,000 | $678 | $460 | $930 | $470 |
| Midland charter, MI | $117,600 | $748 | $540 | $1,030 | $490 |
| Larkin charter, MI | $211,700 | $736 | $520 | $1,010 | $490 |
| Metamora, MI | $199,600 | $859 | $630 | $1,220 | $590 |
| Tyrone, MI | $239,600 | $771 | $560 | $1,090 | $530 |
| Snover, MI | $76,500 | $679 | $490 | $970 | $480 |