Gavop shows you how to buy homeowners insurance in Oak Hills Place, LA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $172,000 | $150,000 | $200,000-$250,000 |
| 3 Bedroom | $304,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $385,000 | $330,000 | $400,000-$500,000 |
| 5 Bedroom | $419,000 | $370,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$101 | $1,022 |
| Home and Two Car | -$180 | $943 |
| Home and Three Car | -$269 | $853 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| East Baton Rouge Parish | $2,500 | $1,539 | $4,039 | $1,118 | $3,618 | $421 |
| Oak Hills Place, LA | $2,000 | $1,109 | $3,109 | $806 | $2,806 | $303 |
| Port Allen, LA | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Central, LA | $700 | $1,017 | $1,717 | $739 | $1,439 | $278 |
| St. James, LA | $500 | $958 | $1,458 | $696 | $1,196 | $262 |
| Labadieville, LA | $1,000 | $1,523 | $2,523 | $1,107 | $2,107 | $416 |
| Pointe Coupee, LA | $100 | $1,021 | $1,121 | $742 | $842 | $279 |
| Independence, LA | $1,500 | $1,174 | $2,674 | $853 | $2,353 | $321 |
| Greensburg, LA | $500 | $1,245 | $1,745 | $905 | $1,405 | $340 |
| Pleasure Bend, LA | $700 | $1,201 | $1,901 | $873 | $1,573 | $328 |
| Krotz Springs, LA | $200 | $788 | $988 | $573 | $773 | $215 |
| Norco, LA | $2,500 | $1,675 | $4,175 | $1,217 | $3,717 | $458 |
| Home Insurance Company Oak Hills Place, LA | Homeowners Insurance Agency Oak Hills Place, LA | Address | Popularity Score | Distance from Oak Hills Place (miles) |
|---|---|---|---|---|
| Allstate | Mike Stewart | 6004 Perkins Rd Ste B1, Baton Rouge, LA, 70808 | 3.4 | |
| Travelers | Mcinnis Insurance Services Inc | 7814 Office Park Blvd, Baton Rouge, LA, 70809 | 3.5 | |
| State Farm | Steve Johnson | 13480 Coursey Blvd, Baton Rouge, LA, 70816-4972 | 4.4 | |
| Travelers | David Cordell Insurance | 7942 Picardy Ave Suite D, Baton Rouge, LA, 70809 | 2.1 | |
| Travelers | David Cordell Insurance | 7942 Picardy Ave Suite D , Baton Rouge, LA, 70809 | 2.5 | |
| State Farm | Laurin Maier | 672 Jefferson Hwy # C, Baton Rouge, LA, 70806-6115 | 5.6 | |
| Liberty Mutual Independent | Fourrier Agency Inc | 4275 Government St Baton Rouge, Baton Rouge, LA, 70806 | 6.2 | |
| Liberty Mutual Independent | Fourrier Agency Inc | 4275 Government St, Baton Rouge, LA, 70806 | 6.1 | |
| Allstate | Joe Abene | 760 W Pine St, Ponchatoula, LA, 70454 | 38.2 | |
| State Farm | Janelle Tessier | 11930 Perkins Road, Baton Rouge, LA, 70810-1830 | 0.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| East Baton Rouge Parish, LA | $177,800 | $1,557 | $1,090 | $2,240 | $1,150 |
| Oak Hills Place, LA | $315,400 | $1,123 | $790 | $1,620 | $830 |
| Port Allen, LA | $119,700 | $1,004 | $700 | $1,450 | $750 |
| Central, LA | $194,300 | $1,029 | $720 | $1,480 | $760 |
| St. James, LA | $136,400 | $970 | $680 | $1,400 | $720 |
| Labadieville, LA | $135,500 | $1,542 | $1,080 | $2,220 | $1,140 |
| Pointe Coupee, LA | $124,500 | $1,033 | $720 | $1,490 | $770 |
| Independence, LA | $96,600 | $1,188 | $830 | $1,710 | $880 |
| Greensburg, LA | $103,600 | $1,260 | $880 | $1,810 | $930 |
| Pleasure Bend, LA | $99,300 | $1,216 | $850 | $1,750 | $900 |
| Krotz Springs, LA | $64,100 | $798 | $560 | $1,150 | $590 |
| Norco, LA | $157,500 | $1,695 | $1,190 | $2,440 | $1,250 |