Gavop shows you how to buy homeowners insurance in Sidney, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $102,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $123,000 | $100,000 | $100,000-$125,000 |
| 4 Bedroom | $141,500 | $130,000 | $100,000-$125,000 |
| 5 Bedroom | $172,500 | $160,000 | $175,000-$200,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $881 |
| Home and Two Car | -$165 | $804 |
| Home and Three Car | -$223 | $746 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,806 |
| Wind Damage | $6,560 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $17,054 |
| Home Insurance Company Sidney, NY | Homeowners Insurance Agency Sidney, NY | Address | Popularity Score | Distance from Sidney (miles) |
|---|---|---|---|---|
| State Farm | Ed Abdallah | 315 N Main St, Liberty, NY, 12754-1234 | 44.0 | |
| Nationwide | Don Marsh Agency Inc | 75 Chestnut St., Oneonta, NY, 13820-2408 | 14.8 | |
| Liberty Mutual Independent | Neighbors Insurance | 288 State Highway 7, Sidney, NY, 13838 | 6.2 | |
| State Farm | Frances Traficante | 138 Front St, Binghamton, NY, 13905-3197 | 35.9 | |
| Travelers | Kolcun Insurance Agency Inc | 144 N Jensen Rd , Vestal, NY, 13850 | 39.6 | |
| Liberty Mutual Independent | Neighbors Insurance | 5375 State Highway 7 Ste 2 , Sidney, NY, 13838 | 6.1 | |
| Travelers | Sluiter Agency Inc | 761 Main St, Margaretville, NY, 12455 | 34.0 | |
| Travelers | Rick Bongiorno Insurance | 1309 1/2 Monroe St, Endicott, NY, 13760 | 42.0 | |
| Allstate | Madhu (Maddy) Kothari | 1175 Vestal Ave, Binghamton, NY, 13903 | 36.1 | |
| Allstate | George Burkle Inc. | 32 Lower Main St # 218, Callicoon, NY, 12723 | 39.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $790 | $1,590 | $800 |
| Delaware County, NY | $138,000 | $605 | $440 | $840 | $400 |
| Sidney, NY | $85,200 | $968 | $700 | $1,340 | $640 |
| Oneonta, NY | $147,000 | $594 | $420 | $840 | $420 |
| Morris, NY | $127,900 | $611 | $420 | $870 | $450 |
| Meredith, NY | $166,100 | $677 | $490 | $930 | $440 |
| Norwich, NY | $86,100 | $968 | $690 | $1,370 | $680 |
| New Berlin, NY | $84,700 | $591 | $410 | $850 | $440 |
| Smithville Flats, NY | $100,500 | $591 | $430 | $850 | $420 |
| Starrucca, PA | $151,400 | $708 | $470 | $1,000 | $530 |
| German, NY | $84,600 | $591 | $400 | $820 | $420 |
| Halcott, NY | $182,100 | $716 | $490 | $1,020 | $530 |
| Clayville, NY | $95,000 | $590 | $420 | $810 | $390 |