Gavop tells you how to get the best homeowners insurance in Adair County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $98,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $78,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $109,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $277,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $700 |
| Superior Protection Discount | -$84 | $759 |
| Fire & Security Discount | -$93 | $751 |
| Hail Resistant Roof Discount | -$25 | $818 |
| Newly Constructed Home Discount | -$186 | $658 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Adair County | $1,500 | $833 | $2,333 | $606 | $2,106 | $228 |
| Adair County, MO | $2,000 | $833 | $2,833 | $606 | $2,606 | $228 |
| Greentop, MO | $100 | $823 | $923 | $598 | $698 | $225 |
| Queen City, MO | $700 | $715 | $1,415 | $520 | $1,220 | $195 |
| Elmer, MO | $200 | $589 | $789 | $428 | $628 | $161 |
| Winigan, MO | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Vest, MO | $400 | $1,305 | $1,705 | $948 | $1,348 | $357 |
| Marceline, MO | $300 | $843 | $1,143 | $612 | $912 | $230 |
| Tiger Fork, MO | $2,000 | $784 | $2,784 | $570 | $2,570 | $214 |
| Ewing, MO | $300 | $838 | $1,138 | $609 | $909 | $229 |
| Kahoka, MO | $2,000 | $849 | $2,849 | $617 | $2,617 | $232 |
| Home Insurance Company Adair County, MO | Homeowners Insurance Agency Adair County, MO | Address | Popularity Score | Distance from Adair County (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 37.5 | |
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 1.9 | |
| Travelers | Macon Insurance Llc | 506-B N Missouri St, Macon, MO, 63552 | 31.8 | |
| State Farm | Jed Frost | 107a N Main Street Usa, Marceline, MO, 64658-1213 | 37.7 | |
| Allstate | Cynthia Black Rodgers | 102 S Main Street Usa, Marceline, MO, 64658 | 37.7 | |
| State Farm | Mike Fohey | 300 N Center St, Shelbina, MO, 63468-1120 | 45.5 | |
| State Farm | Brett Brewer | 225 West Commercial, Kahoka, MO, 63445 | 49.3 | |
| State Farm | Keith Morrissey | 510 N Missouri St, Macon, MO, 63552-2146 | 31.7 | |
| State Farm | Chad Davis | 105 E Reed St. Suite D, Edina, MO, 63537 | 22.8 | |
| State Farm | Brett Brewer | 129 S Main St, Memphis, MO, 63555-1423 | 29.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,510 | $770 |
| Adair County, MO | $117,700 | $843 | $570 | $1,160 | $590 |
| Adair County, MO | $117,700 | $843 | $620 | $1,200 | $580 |
| Greentop, MO | $70,500 | $833 | $600 | $1,150 | $550 |
| Queen City, MO | $46,500 | $724 | $500 | $1,000 | $500 |
| Elmer, MO | $22,500 | $596 | $440 | $850 | $410 |
| Winigan, MO | $25,800 | $614 | $450 | $880 | $430 |
| Vest, MO | $248,500 | $1,321 | $900 | $1,860 | $960 |
| Marceline, MO | $75,300 | $853 | $610 | $1,170 | $560 |
| Tiger Fork, MO | $61,500 | $794 | $550 | $1,140 | $590 |
| Ewing, MO | $74,200 | $848 | $590 | $1,200 | $610 |
| Kahoka, MO | $76,700 | $859 | $580 | $1,220 | $640 |