Gavop shows you how to buy homeowners insurance in Bensley, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $79,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $114,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $170,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $363,000 | $300,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $543 |
| Superior Protection Discount | -$58 | $581 |
| Fire & Security Discount | -$64 | $575 |
| Hail Resistant Roof Discount | -$19 | $620 |
| Newly Constructed Home Discount | -$134 | $505 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chesterfield County | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Bensley, VA | $1,000 | $631 | $1,631 | $459 | $1,459 | $173 |
| Bellwood, VA | $400 | $648 | $1,048 | $471 | $871 | $177 |
| Chesterfield County, VA | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Laurel, VA | $200 | $676 | $876 | $491 | $691 | $185 |
| Glen Allen, VA | $700 | $759 | $1,459 | $552 | $1,252 | $208 |
| Ashland, VA | $400 | $788 | $1,188 | $572 | $972 | $215 |
| Templeton, VA | $1,000 | $918 | $1,918 | $667 | $1,667 | $251 |
| Goochland County, VA | $200 | $863 | $1,063 | $627 | $827 | $236 |
| McKenney, VA | $700 | $695 | $1,395 | $505 | $1,205 | $190 |
| Williamsburg, VA | $500 | $840 | $1,340 | $610 | $1,110 | $230 |
| Warfield, VA | $2,500 | $474 | $2,974 | $345 | $2,845 | $130 |
| Home Insurance Company Bensley, VA | Homeowners Insurance Agency Bensley, VA | Address | Popularity Score | Distance from Bensley (miles) |
|---|---|---|---|---|
| Nationwide | Jennifer Flowers Honn | 3040 S Crater Rd Ste A, Petersburg, VA, 23805-9221 | 18.2 | |
| State Farm | Jason Dean | 12135 S Chalkley Rd, Chester, VA, 23831-3755 | 6.9 | |
| State Farm | Ray Garfinkel | 3311 W Broad St Ste 201, Richmond, VA, 23230-5000 | 8.4 | |
| State Farm | Bill Ward | 1003 Richmond Rd, Williamsburg, VA, 23185-2823 | 41.7 | |
| Allstate | Harrison-Coons Agency | 11108 Hull Street Rd, Midlothian, VA, 23112 | 8.5 | |
| State Farm | Derek Mcdaniel | 11342 Iron Bridge Rd, Chester, VA, 23831-1445 | 6.7 | |
| Nationwide | Hedrick Insurance & Financial | 310 Turner Rd Ste A, Richmond, VA, 23225 | 6.0 | |
| Nationwide | Michael Mc Caffery | 11610 Busy St, North Chesterfield, VA, 23236-4060 | 9.8 | |
| State Farm | Lucas Mccall Casl, Chfc, Clu | 4112 Commerce Road Ste C, Prince George, VA, 23875-1515 | 15.9 | |
| Nationwide | Beverley N Butler | 6956 Forest Hill Ave, Richmond, VA, 23225-1606 | 7.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $640 | $1,350 | $710 |
| Chesterfield County, VA | $224,200 | $874 | $640 | $1,240 | $600 |
| Bensley, VA | $131,300 | $639 | $430 | $900 | $470 |
| Bellwood, VA | $136,500 | $656 | $440 | $900 | $460 |
| Chesterfield County, VA | $224,200 | $874 | $630 | $1,210 | $580 |
| Laurel, VA | $173,400 | $684 | $460 | $940 | $480 |
| Glen Allen, VA | $227,200 | $769 | $520 | $1,090 | $570 |
| Ashland, VA | $253,400 | $797 | $550 | $1,140 | $590 |
| Templeton, VA | $237,300 | $929 | $630 | $1,330 | $700 |
| Goochland County, VA | $327,700 | $874 | $600 | $1,210 | $610 |
| McKenney, VA | $135,700 | $703 | $490 | $980 | $490 |
| Williamsburg, VA | $307,000 | $850 | $610 | $1,170 | $560 |
| Warfield, VA | $86,000 | $480 | $350 | $670 | $320 |