Gavop's guide to buying homeowners insurance in Belle Chasse, LA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Belle Chasse, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Landfill Rd, River Oaks Dr, Engineers Rd, Timber Ridge St, Sherwood Dr, Commerce St, Dr Bowen St, United Tugs Rd, Concord Rd, Liberty St | $197,500 | $190,000 | $200,000-$250,000 | $362,000 | $320,000 | $400,000-$500,000 |
| Gardenia Ln, Morgan Ln, Delta St, Chancellor Dr, W X St, Clausen Rd, Mildred St, Ave M, Rue Hebert, N Cazalard Rd | $196,500 | $180,000 | $200,000-$250,000 | $307,500 | $270,000 | $300,000-$350,000 |
| Horseshoe Dr, Dickson Dr, E 2nd St, Hunt St, E Walker Rd, Pump Station Rd, Majestic Oaks Dr S, Belle Chasse Launch Rd, Saratoga Dr, E 1st St | $201,500 | $180,000 | $150,000-$175,000 | $319,500 | $290,000 | $300,000-$350,000 |
| Apricot St, E Cuevas St, Wild Rose Dr, Tarawa Cir, Byrd St, Intrepid Dr, Walker Rd, F Edward Hebert Blvd, Saint Ann St, Alfred St | $180,500 | $150,000 | $200,000-$250,000 | $231,000 | $190,000 | $200,000-$250,000 |
| Madison Ln, Victors Rd, Dr Gorman Dr, Havana St, Live Oak Dr, Evangeline Trce, Victoria Dr, C St, Ave B, Horseshoe Rd | $207,500 | $190,000 | $175,000-$200,000 | $379,500 | $340,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $978 |
| Superior Protection Discount | -$114 | $1,023 |
| Fire & Security Discount | -$125 | $1,012 |
| Hail Resistant Roof Discount | -$23 | $1,114 |
| Newly Constructed Home Discount | -$318 | $819 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Plaquemines Parish | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Belle Chasse, LA | $2,000 | $1,123 | $3,123 | $816 | $2,816 | $307 |
| Ama, LA | $500 | $1,653 | $2,153 | $1,201 | $1,701 | $452 |
| St. Charles, LA | $2,500 | $1,234 | $3,734 | $897 | $3,397 | $337 |
| Hahnville, LA | $300 | $1,834 | $2,134 | $1,333 | $1,633 | $501 |
| Eden Isle, LA | $2,500 | $1,094 | $3,594 | $795 | $3,295 | $299 |
| Cut Off, LA | $400 | $1,047 | $1,447 | $761 | $1,161 | $286 |
| Madisonville, LA | $2,500 | $2,102 | $4,602 | $1,528 | $4,028 | $575 |
| Lafourche Crossing, LA | $500 | $1,928 | $2,428 | $1,401 | $1,901 | $527 |
| Nicholson, MS | $300 | $811 | $1,111 | $589 | $889 | $222 |
| Chackbay, LA | $1,000 | $979 | $1,979 | $711 | $1,711 | $268 |
| Home Insurance Company Belle Chasse, LA | Homeowners Insurance Agency Belle Chasse, LA | Address | Popularity Score | Distance from Belle Chasse (miles) |
|---|---|---|---|---|
| Allstate | Kade Luke | 292 S Hollywood Rd Ste K, Houma, LA, 70360 | 48.2 | |
| State Farm | Cindi Meyer | 1002 W Judge Perez Dr, Chalmette, LA, 70043-4793 | 6.8 | |
| State Farm | Joshua Waguespack | 3635 Lapalco Blvd Ste 500, Harvey, LA, 70058-2383 | 4.3 | |
| State Farm | Manie Garcia | 1187 Robert Blvd, Slidell, LA, 70458-2013 | 33.1 | |
| Allstate | Brian Mustin | 5328 Highway 311, Houma, LA, 70360 | 48.0 | |
| State Farm | Lou Lanza | 1616 Barataria Blvd, Marrero, LA, 70072-4353 | 6.0 | |
| State Farm | Wayne Leblanc | 4627 Wichers Dr, Marrero, LA, 70072-3020 | 6.0 | |
| State Farm | Sue Cambre | 915 Fifth Street, Gretna, LA, 70053-6003 | 5.6 | |
| Allstate | Bill Washington | 2100 Woodmere Blvd Ste 140, Harvey, LA, 70058 | 4.7 | |
| Allstate | Freddie Johnson | 2385 Gause Blvd E Ste 13, Slidell, LA, 70461 | 34.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| Plaquemines Parish, LA | $165,900 | $996 | $700 | $1,430 | $730 |
| Belle Chasse, LA | $257,200 | $1,137 | $800 | $1,640 | $840 |
| Ama, LA | $154,000 | $1,673 | $1,170 | $2,410 | $1,240 |
| St. Charles, LA | $185,800 | $1,249 | $870 | $1,800 | $930 |
| Hahnville, LA | $187,000 | $1,856 | $1,300 | $2,670 | $1,370 |
| Eden Isle, LA | $296,700 | $1,108 | $780 | $1,600 | $820 |
| Cut Off, LA | $129,100 | $1,060 | $740 | $1,530 | $790 |
| Madisonville, LA | $278,400 | $2,128 | $1,490 | $3,060 | $1,570 |
| Lafourche Crossing, LA | $209,800 | $1,951 | $1,370 | $2,810 | $1,440 |
| Nicholson, MS | $60,700 | $821 | $580 | $1,160 | $580 |
| Chackbay, LA | $141,000 | $991 | $690 | $1,430 | $740 |