Gavop shows you how to buy homeowners insurance in Kearney County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Kearney County, NE - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| 9th St, E Sapp St, N Brown Ave, E Campbell St, Sapp St, Linn St, R Rd, Antelope Ave, 3rd Ave, Main Ave | $85,000 | $70,000 | $75,000-$100,000 | $102,500 | $100,000 | $100,000-$125,000 |
| US Hwy 6, 24 Rd, Detroit St, 41 Rd, W Saint Clair St, E Saint Clair St, McIntyre Ave, Yates Ave, 36 Rd, E 6th St | $101,000 | $100,000 | $75,000-$100,000 | $128,000 | $120,000 | $125,000-$150,000 |
| 34 Rd, N Clegg St, 25 Rd, Jefferson St, S Hubbard Ave, 38 Rd, 4th Ave, S Webster St, E 12th St, S Toila St | $138,500 | $120,000 | $125,000-$150,000 | $110,000 | $90,000 | $125,000-$150,000 |
| Stockton St, W 4th St, Webster St, E Lexington St, Noxon St, Steiner Rd, W 13th St, W Palmer St, Ash, 2nd Ave | $114,500 | $100,000 | $100,000-$125,000 | $109,000 | $100,000 | $100,000-$125,000 |
| Christen Ave, N Minden Ave, 39 Rd, John St, Alonzo, Western Ave, State Hwy 10, E 13th St, N Newell Ave, Everett St | $194,000 | $160,000 | $200,000-$250,000 | $82,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $660 |
| Superior Protection Discount | -$73 | $741 |
| Fire & Security Discount | -$90 | $725 |
| Hail Resistant Roof Discount | -$24 | $790 |
| Newly Constructed Home Discount | -$212 | $603 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kearney County | $2,500 | $805 | $3,305 | $585 | $3,085 | $220 |
| Kearney County, NE | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Norman, NE | $300 | $488 | $788 | $355 | $655 | $133 |
| Lowell, NE | $2,000 | $883 | $2,883 | $642 | $2,642 | $241 |
| Macon, NE | $200 | $773 | $973 | $561 | $761 | $211 |
| Silver Lake, NE | $1,500 | $1,097 | $2,597 | $797 | $2,297 | $300 |
| South Loup, NE | $1,500 | $1,168 | $2,668 | $849 | $2,349 | $319 |
| Dannebrog, NE | $300 | $1,044 | $1,344 | $759 | $1,059 | $285 |
| Phillips, NE | $300 | $830 | $1,130 | $603 | $903 | $227 |
| Home Insurance Company Kearney County, NE | Homeowners Insurance Agency Kearney County, NE | Address | Popularity Score | Distance from Kearney County (miles) |
|---|---|---|---|---|
| State Farm | Cory Kruse | 3320 2nd Ave, Kearney, NE, 68847-2902 | 15.7 | |
| State Farm | Amy Glenn | 311 W 11th St, Kearney, NE, 68845-7331 | 14.3 | |
| State Farm | Kara Grauerholz | 5609 1st Ave Ste C2, Kearney, NE, 68847-2438 | 16.9 | |
| State Farm | Matt Pawloski | 216 W 42nd St, Kearney, NE, 68845-8500 | 16.2 | |
| Allstate | The Pinnacle Agency | 525 North Washington, Lexington, NE, 68850 | 45.7 | |
| Travelers | Ryder-Rosacker-Mccue & Huston | 509 W Koenig St Grand Island, Grand Island, NE, 68801 | 42.8 | |
| State Farm | Kim Snavely | 243 N Minden Ave, Minden, NE, 68959-1625 | 0.6 | |
| Allstate | Andrew Newton | 3423 2nd Ave Ste 4, Kearney, NE, 68847 | 15.8 | |
| Liberty Mutual Independent | The Pinnacle Agency | 3610 W Capital Ave, Grand Island, NE, 68803 | 42.3 | |
| Liberty Mutual Independent | The Pinnacle Agency | 3610 W. Capital Ave. , Grand Island, NE, 68803 | 42.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $840 | $1,720 | $880 |
| Kearney County, NE | $128,600 | $815 | $560 | $1,120 | $560 |
| Kearney County, NE | $128,600 | $815 | $550 | $1,150 | $600 |
| Norman, NE | $26,700 | $494 | $350 | $690 | $340 |
| Lowell, NE | $85,000 | $894 | $630 | $1,240 | $610 |
| Macon, NE | $67,500 | $782 | $520 | $1,090 | $570 |
| Silver Lake, NE | $121,900 | $1,110 | $790 | $1,580 | $790 |
| South Loup, NE | $135,300 | $1,182 | $800 | $1,630 | $830 |
| Dannebrog, NE | $112,500 | $1,057 | $750 | $1,470 | $720 |
| Phillips, NE | $76,400 | $840 | $610 | $1,180 | $570 |