Gavop shows you how to buy homeowners insurance in Chambers County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Chambers County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Haider Ave, Swan Ln, Airport Rd, Piping Rock St, Judy, Oliver Dr, FM 1406 Rd, W Bay Rd, Brown Ln, Sugar Pine Ln | $220,000 | $180,000 | $200,000-$250,000 | $231,000 | $190,000 | $200,000-$250,000 |
| Tobago Ct, Wallace Rd, Palm E Dr, Sylvia's St, Perry Rd, E Chaparral Dr, Missouri Ave, FM 2041, Barbara L St, Big Hill Rd | $118,000 | $100,000 | $100,000-$125,000 | $209,000 | $190,000 | $200,000-$250,000 |
| N Pear Orchard Rd, 6th St, Long Leaf Ln, Bridgette Ln, Toulouse Ave, Palmetto Ln, Derrick Ave, Magnolia Bend, W Pear Ave, Decatur Ave | $145,000 | $130,000 | $125,000-$150,000 | $272,500 | $260,000 | $200,000-$250,000 |
| E Osage, Chambers Dr, Maley Rd, Brookfield St, Lynn St, Sullivan Rd, Venice St, Light St, Lanai Dr, Bluebird Cir | $156,000 | $150,000 | $150,000-$175,000 | $220,500 | $210,000 | $200,000-$250,000 |
| Yupon Ln, Scherer Rd, Sycamore Ln, Broussard Rd, Warren Rd, Morrison St, Frank Ln, Kathleen Blvd, FM 1663 Rd, Daystar Dr | $187,000 | $170,000 | $150,000-$175,000 | $209,500 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$272 | $1,158 |
| Superior Protection Discount | -$143 | $1,287 |
| Fire & Security Discount | -$100 | $1,330 |
| Hail Resistant Roof Discount | -$29 | $1,401 |
| Newly Constructed Home Discount | -$315 | $1,115 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chambers County | $1,500 | $1,412 | $2,912 | $1,026 | $2,526 | $386 |
| Chambers County, TX | $1,000 | $1,412 | $2,412 | $1,026 | $2,026 | $386 |
| Beach City, TX | $100 | $2,029 | $2,129 | $1,475 | $1,575 | $555 |
| Southeast Harris, TX | $1,000 | $1,351 | $2,351 | $982 | $1,982 | $369 |
| Fannett, TX | $500 | $1,781 | $2,281 | $1,295 | $1,795 | $487 |
| Sheldon, TX | $1,500 | $1,333 | $2,833 | $969 | $2,469 | $364 |
| La Marque, TX | $100 | $953 | $1,053 | $693 | $793 | $261 |
| Houston, TX | $1,000 | $1,509 | $2,509 | $1,097 | $2,097 | $412 |
| Patton Village, TX | $500 | $1,255 | $1,755 | $912 | $1,412 | $343 |
| West University Place, TX | $2,500 | $949 | $3,449 | $689 | $3,189 | $259 |
| Liverpool, TX | $500 | $1,427 | $1,927 | $1,037 | $1,537 | $390 |
| Pine Forest, TX | $2,500 | $1,476 | $3,976 | $1,073 | $3,573 | $403 |
| Home Insurance Company Chambers County, TX | Homeowners Insurance Agency Chambers County, TX | Address | Popularity Score | Distance from Chambers County (miles) |
|---|---|---|---|---|
| Allstate | Chivon Jones | 5100 Westheimer Rd Ste 200, Houston, TX, 77056 | 47.9 | |
| State Farm | Pam Ellis | 5900 Memorial Drive, Houston, TX, 77007 | 45.4 | |
| Nationwide | Cather Insurance Agency Llc | 230 W Cedar Bayou Lynchburg Rd, Baytown, TX, 77521-9051 | 18.8 | |
| State Farm | Linda Nguyen | 8200 Main St Ste 700, Houston, TX, 77025-2887 | 44.9 | |
| Travelers | Bowen Miclette & Britt Inc | 1111 North Loop W Ste 400, Houston, TX, 77008 | 45.7 | |
| Farmers | Patricia De La Concha | 3175 Calder St, Beaumont, TX, 77702 | 41.4 | |
| Liberty Mutual Independent | Harris County Insurance Center | 608 Rollingbrook St, Baytown, TX, 77521 | 18.5 | |
| State Farm | Noah Labauve | 9701 N Belt Pkwy E Ste 170, Humble, TX, 77396-4636 | 38.0 | |
| Farmers | Jay Bhavsar | 4151 Southwest Fwy Ste 520, Houston, TX, 77027 | 46.6 | |
| Farmers | Jose Pena | 1415 North Loop W Ste 105, Houston, TX, 77008 | 46.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Chambers County, TX | $171,500 | $1,430 | $940 | $2,200 | $1,260 |
| Chambers County, TX | $171,500 | $1,430 | $940 | $2,200 | $1,260 |
| Beach City, TX | $292,100 | $2,054 | $1,360 | $3,160 | $1,800 |
| Southeast Harris, TX | $151,300 | $1,367 | $900 | $2,110 | $1,210 |
| Fannett, TX | $186,900 | $1,803 | $1,190 | $2,780 | $1,590 |
| Sheldon, TX | $67,400 | $1,349 | $890 | $2,080 | $1,190 |
| La Marque, TX | $97,500 | $965 | $640 | $1,490 | $850 |
| Houston, TX | $147,500 | $1,527 | $1,010 | $2,350 | $1,340 |
| Patton Village, TX | $54,800 | $1,270 | $840 | $1,960 | $1,120 |
| West University Place, TX | $987,400 | $960 | $630 | $1,480 | $850 |
| Liverpool, TX | $84,400 | $1,444 | $950 | $2,220 | $1,270 |
| Pine Forest, TX | $94,500 | $1,494 | $990 | $2,300 | $1,310 |