Gavop's guide to buying homeowners insurance in Woodfin, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $207,500 | $190,000 | $200,000-$250,000 |
| 4 Bedroom | $316,000 | $290,000 | $350,000-$400,000 |
| 5 Bedroom | $358,000 | $330,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $689 |
| Superior Protection Discount | -$74 | $747 |
| Fire & Security Discount | -$74 | $747 |
| Hail Resistant Roof Discount | -$16 | $804 |
| Newly Constructed Home Discount | -$230 | $591 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buncombe County | $2,500 | $972 | $3,472 | $706 | $3,206 | $266 |
| Woodfin, NC | $700 | $811 | $1,511 | $589 | $1,289 | $222 |
| Biltmore Forest, NC | $100 | $784 | $884 | $570 | $670 | $214 |
| Beaverdam, NC | $700 | $696 | $1,396 | $506 | $1,206 | $190 |
| West Canton, NC | $300 | $762 | $1,062 | $554 | $854 | $208 |
| Green Mountain, NC | $700 | $525 | $1,225 | $381 | $1,081 | $143 |
| West Marion, NC | $500 | $648 | $1,148 | $471 | $971 | $177 |
| Ruth, NC | $100 | $645 | $745 | $469 | $569 | $176 |
| Hamburg, NC | $1,000 | $1,337 | $2,337 | $971 | $1,971 | $365 |
| Baneberry, TN | $400 | $1,206 | $1,606 | $877 | $1,277 | $330 |
| Millshoal, NC | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Home Insurance Company Woodfin, NC | Homeowners Insurance Agency Woodfin, NC | Address | Popularity Score | Distance from Woodfin (miles) |
|---|---|---|---|---|
| Allstate | Nikolaos Rantzos | 104 New Hendersonville Hwy, Pisgah Forest, NC, 28768 | 26.6 | |
| Travelers | Math Insurance Service | 344 Merrimon Ave, Asheville, NC, 28801 | 3.3 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 49.6 | |
| State Farm | Tammy Murphy | 135 Charlotte Highway, Asheville, NC, 28803-9602 | 9.0 | |
| Allstate | Brian Davis | 52 S Main St, Weaverville, NC, 28787 | 3.7 | |
| Allstate | Rona M. Church | 844 Haywood Rd, Asheville, NC, 28806 | 4.7 | |
| Travelers | Byrd Insurance Agency Inc | 2370 Us Hwy 221 N Business, Marion, NC, 28752 | 31.5 | |
| Travelers | Four Star Insurance Group Inc | 30 New Leicester Hwy, Asheville, NC, 28806 | 4.1 | |
| State Farm | Melanie Franklin | 1270 Hendersonville Rd Ste 2, Asheville, NC, 28803-1936 | 9.1 | |
| State Farm | Bill Russell | 494 Hendersonville Rd, Asheville, NC, 28803-2757 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,230 | $630 |
| Buncombe County, NC | $209,800 | $984 | $710 | $1,400 | $690 |
| Woodfin, NC | $184,600 | $821 | $560 | $1,130 | $570 |
| Biltmore Forest, NC | $848,700 | $794 | $560 | $1,130 | $570 |
| Beaverdam, NC | $146,800 | $705 | $510 | $990 | $480 |
| West Canton, NC | $130,800 | $771 | $560 | $1,100 | $540 |
| Green Mountain, NC | $83,200 | $531 | $360 | $730 | $370 |
| West Marion, NC | $106,300 | $656 | $440 | $940 | $500 |
| Ruth, NC | $105,700 | $653 | $480 | $930 | $450 |
| Hamburg, NC | $311,500 | $1,353 | $910 | $1,910 | $1,000 |
| Baneberry, TN | $229,100 | $1,221 | $880 | $1,720 | $840 |
| Millshoal, NC | $165,500 | $910 | $660 | $1,260 | $600 |