Gavop's guide to buying homeowners insurance in Marshall, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $78,500 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $120,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $124,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $146,500 | $130,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$146 | $666 |
| Superior Protection Discount | -$73 | $739 |
| Fire & Security Discount | -$89 | $723 |
| Hail Resistant Roof Discount | -$24 | $788 |
| Newly Constructed Home Discount | -$171 | $642 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Saline County | $1,500 | $775 | $2,275 | $563 | $2,063 | $212 |
| Marshall, MO | $2,000 | $803 | $2,803 | $583 | $2,583 | $219 |
| Malta Bend, MO | $400 | $796 | $1,196 | $579 | $979 | $218 |
| Rocheport, MO | $700 | $1,002 | $1,702 | $728 | $1,428 | $274 |
| Crooked River, MO | $200 | $908 | $1,108 | $660 | $860 | $248 |
| Fleming, MO | $2,000 | $890 | $2,890 | $647 | $2,647 | $243 |
| Rock Bridge, MO | $100 | $990 | $1,090 | $720 | $820 | $271 |
| California, MO | $1,500 | $938 | $2,438 | $681 | $2,181 | $256 |
| Knoxville, MO | $400 | $1,138 | $1,538 | $827 | $1,227 | $311 |
| Madison, MO | $1,500 | $947 | $2,447 | $689 | $2,189 | $259 |
| Home Insurance Company Marshall, MO | Homeowners Insurance Agency Marshall, MO | Address | Popularity Score | Distance from Marshall (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 46.3 | |
| Travelers | Concord Financial Alliance | 2407 W Ash St, Columbia, MO, 65203 | 45.8 | |
| State Farm | Lisa Cravens | 1725 Paris Road, Columbia, MO, 65201-5571 | 49.0 | |
| Travelers | Dysart Agency | 117 N Lafayette Ave, Marshall, MO, 65340 | 0.2 | |
| Travelers | Dysart Agency | 117 N Lafayette, Marshall, MO, 65340 | 0.2 | |
| Farmers | Dennis King | 1132 Franklin Ave, Lexington, MO, 64067 | 36.9 | |
| Farmers | Micheal Clark | 368 W Arrow St Ste 101, Marshall, MO, 65340 | 0.2 | |
| Allstate | Ethan Peyton | 110 E Ash St, Columbia, MO, 65203 | 47.9 | |
| Liberty Mutual Independent | Mike Keith Insurance | 123 E Gay St # A1, Warrensburg, MO, 64093 | 38.1 | |
| State Farm | Ed Sartain | 107 W Main St, Richmond, MO, 64085-1709 | 43.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $790 | $1,500 | $710 |
| Saline County, MO | $96,700 | $785 | $530 | $1,080 | $550 |
| Marshall, MO | $106,100 | $812 | $540 | $1,110 | $570 |
| Malta Bend, MO | $64,200 | $806 | $560 | $1,100 | $540 |
| Rocheport, MO | $120,800 | $1,014 | $730 | $1,410 | $680 |
| Crooked River, MO | $92,300 | $919 | $670 | $1,310 | $640 |
| Fleming, MO | $87,500 | $901 | $600 | $1,280 | $680 |
| Rock Bridge, MO | $285,800 | $1,002 | $730 | $1,380 | $650 |
| California, MO | $101,000 | $949 | $650 | $1,340 | $690 |
| Knoxville, MO | $172,600 | $1,152 | $820 | $1,580 | $760 |
| Madison, MO | $103,800 | $959 | $660 | $1,350 | $690 |