Gavop's guide to buying homeowners insurance in Third, WV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Third, WV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rte 32/17, Heavener Grove Rd, Northview Ct, Crescent Ave, Freemans, Co Rte 3/3, Lost Ave, Ambrose St, Sugar Meadows, Abbott Rd | $115,000 | $110,000 | $100,000-$125,000 | $64,500 | $60,000 | $50,000-$75,000 |
| Wentz Ford Rd, Co Rte 11/4, Co Rte 30, Seneca Dr, Riggs Dr, Springbrook Ln, Tallmansville Rd, Weston-Buckhannon-Elkins, Walton Rd, Audra | $171,000 | $140,000 | $125,000-$150,000 | $108,000 | $100,000 | $75,000-$100,000 |
| Pocahontas St, Co Rte 20/38, Brenita Dr, S Tenney Dr, Valley Green Dr, Leonard St, Rocky Ford Rd, Ireland-Rock Cave, Co Rte 16/3, Co Rte 28 | $145,500 | $120,000 | $150,000-$175,000 | $107,000 | $90,000 | $100,000-$125,000 |
| Lemon St, W Lincoln Way, Co Rte 30/9, Co Rte 9, Eastview Ter, Co Rte 10/4, Morris St, Jack Acres, Wood St, Grassy Run Rd | $122,500 | $110,000 | $125,000-$150,000 | $95,000 | $90,000 | $75,000-$100,000 |
| Taylor St, Elm St, High School St, Co Rte 1/11, Ivy Goodwin, Co Rte 20/7, Jenks Fork Rd, Amalia Dr, Colony Oaks Dr, Co Rte 20/14 | $122,500 | $110,000 | $100,000-$125,000 | $111,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $523 |
| Superior Protection Discount | -$57 | $574 |
| Fire & Security Discount | -$50 | $580 |
| Hail Resistant Roof Discount | -$13 | $618 |
| Newly Constructed Home Discount | -$177 | $454 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Upshur County | $700 | $663 | $1,363 | $482 | $1,182 | $181 |
| Third, WV | $2,000 | $623 | $2,623 | $453 | $2,453 | $170 |
| Randolph County, WV | $200 | $628 | $828 | $456 | $656 | $172 |
| Leadsville, WV | $1,500 | $683 | $2,183 | $496 | $1,996 | $187 |
| City, WV | $500 | $609 | $1,109 | $442 | $942 | $166 |
| South Urban, WV | $1,500 | $651 | $2,151 | $473 | $1,973 | $178 |
| Clarksburg, WV | $400 | $572 | $972 | $416 | $816 | $156 |
| North, WV | $1,000 | $731 | $1,731 | $531 | $1,531 | $200 |
| Enterprise, WV | $200 | $614 | $814 | $446 | $646 | $168 |
| Nettie, WV | $1,000 | $475 | $1,475 | $345 | $1,345 | $130 |
| Home Insurance Company Third, WV | Homeowners Insurance Agency Third, WV | Address | Popularity Score | Distance from Third (miles) |
|---|---|---|---|---|
| State Farm | Darren Jackson | 204 8th St, Marlinton, WV, 24954-1031 | 43.7 | |
| State Farm | Dan Ritchey | 1 Cherry River Plz, Richwood, WV, 26261-1372 | 43.8 | |
| State Farm | Jerry Givens | 1 Carter Ln, Summersville, WV, 26651-1459 | 48.7 | |
| State Farm | Timothy Hopkins | 2279 Main Street, Clay, WV, 25043-7001 | 49.5 | |
| Allstate | Mark Scott | 1b College Ave, Buckhannon, WV, 26201 | 10.9 | |
| State Farm | Sharon Sabo | 830 Route 20 South Rd., Buckhannon, WV, 26201-3910 | 9.6 | |
| State Farm | Jenny Garton | 51 Circle Heights Rd, Weston, WV, 26452-8338 | 15.5 | |
| State Farm | Kelley Tierney | 115 E Main St, Buckhannon, WV, 26201-2735 | 11.5 | |
| State Farm | Rod Wightman | 1035 Arbuckle Rd, Summersville, WV, 26651 | 48.7 | |
| Erie | Shafer Insurance Associates Llc | 508 D Main Street, Summersville, WV, 26651 | 48.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $530 | $1,030 | $500 |
| Upshur County, WV | $111,900 | $671 | $490 | $920 | $430 |
| Third, WV | $98,300 | $631 | $450 | $900 | $450 |
| Randolph County, WV | $99,800 | $635 | $460 | $900 | $440 |
| Leadsville, WV | $118,700 | $691 | $500 | $950 | $450 |
| City, WV | $81,200 | $616 | $430 | $840 | $410 |
| South Urban, WV | $107,400 | $658 | $440 | $930 | $490 |
| Clarksburg, WV | $83,100 | $579 | $420 | $790 | $370 |
| North, WV | $117,700 | $740 | $530 | $1,020 | $490 |
| Enterprise, WV | $82,600 | $621 | $440 | $860 | $420 |
| Nettie, WV | $49,100 | $481 | $330 | $660 | $330 |