Gavop tells you how to get the best homeowners insurance in Courthouse-Collins Settlement, WV by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $85,500 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $116,000 | $110,000 | $100,000-$125,000 |
| 5 Bedroom | $189,000 | $160,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$99 | $609 |
| Superior Protection Discount | -$64 | $645 |
| Fire & Security Discount | -$64 | $645 |
| Hail Resistant Roof Discount | -$21 | $687 |
| Newly Constructed Home Discount | -$149 | $560 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lewis County | $700 | $624 | $1,324 | $453 | $1,153 | $170 |
| Courthouse-Collins Settlement, WV | $2,000 | $700 | $2,700 | $509 | $2,509 | $191 |
| Gassaway, WV | $400 | $609 | $1,009 | $442 | $842 | $166 |
| South Urban, WV | $2,000 | $651 | $2,651 | $473 | $2,473 | $178 |
| Worthington, WV | $1,500 | $611 | $2,111 | $444 | $1,944 | $167 |
| New Interest, WV | $300 | $644 | $944 | $468 | $768 | $176 |
| Pine Grove, WV | $1,000 | $579 | $1,579 | $421 | $1,421 | $158 |
| Reader, WV | $300 | $637 | $937 | $463 | $763 | $174 |
| Greenbank, WV | $2,500 | $714 | $3,214 | $519 | $3,019 | $195 |
| Walker, WV | $100 | $758 | $858 | $551 | $651 | $207 |
| Hendricks, WV | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Home Insurance Company Courthouse-Collins Settlement, WV | Homeowners Insurance Agency Courthouse-Collins Settlement, WV | Address | Popularity Score | Distance from Courthouse-Collins Settlement (miles) |
|---|---|---|---|---|
| Erie | Kerby Insurance Agency Llc | 265 Ripley Road, Spencer, WV, 25276 | 45.8 | |
| State Farm | Dan Ritchey | 1 Cherry River Plz, Richwood, WV, 26261-1372 | 47.2 | |
| State Farm | Norman Daniels | 417 E Main St, Spencer, WV, 25276-1612 | 44.6 | |
| State Farm | Jerry Givens | 1 Carter Ln, Summersville, WV, 26651-1459 | 47.0 | |
| State Farm | Timothy Hopkins | 2279 Main Street, Clay, WV, 25043-7001 | 43.0 | |
| Allstate | Mark Scott | 1b College Ave, Buckhannon, WV, 26201 | 16.8 | |
| Allstate | Rodney Lerose | 26 Days Dr, Sutton, WV, 26601 | 16.6 | |
| State Farm | Jenny Garton | 51 Circle Heights Rd, Weston, WV, 26452-8338 | 9.8 | |
| State Farm | Rod Wightman | 1035 Arbuckle Rd, Summersville, WV, 26651 | 47.1 | |
| Erie | Shafer Insurance Associates Llc | 508 D Main Street, Summersville, WV, 26651 | 47.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| West Virginia | $111,600 | $721 | $500 | $1,020 | $520 |
| Lewis County, WV | $98,600 | $631 | $450 | $900 | $450 |
| Courthouse-Collins Settlement, WV | $68,400 | $709 | $510 | $970 | $460 |
| Gassaway, WV | $81,300 | $616 | $410 | $870 | $460 |
| South Urban, WV | $107,400 | $658 | $450 | $930 | $480 |
| Worthington, WV | $81,700 | $618 | $420 | $860 | $440 |
| New Interest, WV | $90,900 | $652 | $460 | $890 | $430 |
| Pine Grove, WV | $73,500 | $586 | $420 | $800 | $380 |
| Reader, WV | $88,900 | $645 | $440 | $910 | $470 |
| Greenbank, WV | $112,000 | $723 | $500 | $1,000 | $500 |
| Walker, WV | $126,700 | $767 | $560 | $1,060 | $500 |
| Hendricks, WV | $92,100 | $656 | $450 | $920 | $470 |