Gavop shows you how to buy homeowners insurance in Killingly, CT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $158,500 | $150,000 | $125,000-$150,000 |
| 3 Bedroom | $180,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $305,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $285,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$117 | $722 |
| Superior Protection Discount | -$84 | $755 |
| Fire & Security Discount | -$76 | $764 |
| Hail Resistant Roof Discount | -$17 | $822 |
| Newly Constructed Home Discount | -$235 | $604 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Windham County | $2,500 | $1,029 | $3,529 | $747 | $3,247 | $281 |
| Killingly, CT | $1,000 | $829 | $1,829 | $603 | $1,603 | $227 |
| Fiskdale, MA | $400 | $1,258 | $1,658 | $914 | $1,314 | $344 |
| North Kingstown, RI | $1,000 | $926 | $1,926 | $673 | $1,673 | $253 |
| Rehoboth, MA | $200 | $1,007 | $1,207 | $732 | $932 | $275 |
| Jamestown, RI | $1,500 | $949 | $2,449 | $690 | $2,190 | $259 |
| Swansea, MA | $100 | $795 | $895 | $578 | $678 | $217 |
| Dover, MA | $700 | $1,009 | $1,709 | $733 | $1,433 | $276 |
| Raynham Center, MA | $100 | $1,339 | $1,439 | $973 | $1,073 | $366 |
| Blue Hills, CT | $2,000 | $831 | $2,831 | $604 | $2,604 | $227 |
| Bridgewater, MA | $300 | $950 | $1,250 | $690 | $990 | $260 |
| Harvard, MA | $2,500 | $1,154 | $3,654 | $839 | $3,339 | $315 |
| Home Insurance Company Killingly, CT | Homeowners Insurance Agency Killingly, CT | Address | Popularity Score | Distance from Killingly (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gerardi Insurance Service Inc | 16 Pomfret St, Putnam, CT, 6260 | 6.7 | |
| Liberty Mutual Independent | Bouvier Insurance | 29 North Main Street , West Hartford, CT, 6107 | 46.4 | |
| Liberty Mutual Independent | Harris Adelberg & Strauss | 433 S Main St Ste 324 , West Hartford, CT, 6110 | 46.7 | |
| Travelers | Carillo & Howland Inc | 363 South Center St. , Windsor Locks, CT, 6096 | 40.9 | |
| Travelers | Prince Hill Insurance Agency Llc | 33 Prince Hill Rd, Brooklyn, CT, 6234 | 5.4 | |
| Allstate | David P. White | 170 Flanders Rd Ste A3, Niantic, CT, 6357 | 38.0 | |
| Travelers | Bardin Insurance | 253 Talcottville Road, Vernon, CT, 6066 | 33.2 | |
| Allstate | Abraham Rosado | 87 W Main St, New Britain, CT, 6051 | 49.6 | |
| Liberty Mutual Independent | Howe/First Assurance Assoc | 1100 New Britain Ave Ste 103, West Hartford, CT, 6110 | 46.0 | |
| Travelers | Main Street Insurance Inc | 72 Main St, Hartford, CT, 6106 | 43.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Connecticut | $270,100 | $1,253 | $860 | $1,790 | $930 |
| Windham County, CT | $196,800 | $1,041 | $720 | $1,450 | $730 |
| Killingly, CT | $184,000 | $839 | $580 | $1,180 | $600 |
| Fiskdale, MA | $316,500 | $1,273 | $930 | $1,790 | $860 |
| North Kingstown, RI | $335,200 | $937 | $670 | $1,330 | $660 |
| Rehoboth, MA | $358,300 | $1,020 | $700 | $1,400 | $700 |
| Jamestown, RI | $582,100 | $961 | $650 | $1,320 | $670 |
| Swansea, MA | $271,800 | $805 | $540 | $1,120 | $580 |
| Dover, MA | $1,006,800 | $1,022 | $680 | $1,460 | $780 |
| Raynham Center, MA | $338,800 | $1,355 | $980 | $1,860 | $880 |
| Blue Hills, CT | $142,100 | $841 | $610 | $1,190 | $580 |
| Bridgewater, MA | $338,000 | $961 | $690 | $1,360 | $670 |
| Harvard, MA | $544,000 | $1,168 | $780 | $1,620 | $840 |