Gavop shows you how to buy homeowners insurance in Sonoma County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $135,000 | $110,000 | $100,000-$125,000 |
| 2 Bedroom | $346,500 | $320,000 | $300,000-$350,000 |
| 3 Bedroom | $319,000 | $290,000 | $300,000-$350,000 |
| 4 Bedroom | $569,000 | $500,000 | $500,000-$600,000 |
| 5 Bedroom | $565,000 | $480,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$263 | $1,120 |
| Superior Protection Discount | -$124 | $1,259 |
| Fire & Security Discount | -$138 | $1,245 |
| Hail Resistant Roof Discount | -$41 | $1,342 |
| Newly Constructed Home Discount | -$304 | $1,079 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sonoma County | $1,000 | $1,367 | $2,367 | $993 | $1,993 | $373 |
| Sonoma County, CA | $2,500 | $1,367 | $3,867 | $993 | $3,493 | $373 |
| Monte Rio, CA | $500 | $1,154 | $1,654 | $839 | $1,339 | $315 |
| Sebastopol, CA | $1,500 | $1,043 | $2,543 | $758 | $2,258 | $285 |
| Roseland, CA | $500 | $759 | $1,259 | $551 | $1,051 | $207 |
| Cotati, CA | $700 | $965 | $1,665 | $701 | $1,401 | $264 |
| Boyes Hot Springs, CA | $500 | $995 | $1,495 | $723 | $1,223 | $272 |
| El Verano, CA | $1,500 | $1,582 | $3,082 | $1,150 | $2,650 | $432 |
| Clearlake Riviera, CA | $500 | $625 | $1,125 | $454 | $954 | $171 |
| Marin County, CA | $2,500 | $1,185 | $3,685 | $861 | $3,361 | $324 |
| Lake Berryessa, CA | $100 | $789 | $889 | $574 | $674 | $216 |
| Lake County, CA | $2,000 | $602 | $2,602 | $437 | $2,437 | $164 |
| Home Insurance Company Sonoma County, CA | Homeowners Insurance Agency Sonoma County, CA | Address | Popularity Score | Distance from Sonoma County (miles) |
|---|---|---|---|---|
| Travelers | Isu Sander Jacobs Cassayre Insurance Services | 3200 Villa Ln, Napa, CA, 94558 | 37.7 | |
| State Farm | Eddie Sandoval | 2780 Stony Point Rd Ste O, Santa Rosa, CA, 95407-5056 | 13.4 | |
| State Farm | Kendra Cochran | 800 De Long Ave, Novato, CA, 94945-3246 | 35.3 | |
| State Farm | Nima Rad | 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034 | 46.2 | |
| State Farm | David Recoder | 1333 San Pablo Ave, Pinole, CA, 94564-2431 | 49.9 | |
| State Farm | Shawn Hetherman | 170 Farmers Ln Ste 10, Santa Rosa, CA, 95405-4750 | 14.5 | |
| State Farm | Keith Garlock | 6201 State Farm Drive, Rohnert Park, CA, 94928 | 17.5 | |
| Travelers | Minto & Wilkie Insurance | 1235 Fourth St, San Rafael, CA, 94901 | 44.0 | |
| Farmers | Alan Palfi | 919 Sir Francis Drake Blvd Ste 203a, Kentfield, CA, 94904 | 44.8 | |
| State Farm | Rose Kuntz | 824 5th Ave Ste A, San Rafael, CA, 94901-3257 | 44.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Monte Rio, CA | $417,900 | $1,168 | $860 | $1,590 | $730 |
| Sebastopol, CA | $687,700 | $1,056 | $780 | $1,440 | $660 |
| Roseland, CA | $346,600 | $768 | $570 | $1,040 | $470 |
| Cotati, CA | $458,400 | $977 | $720 | $1,330 | $610 |
| Boyes Hot Springs, CA | $495,200 | $1,007 | $750 | $1,370 | $620 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Clearlake Riviera, CA | $221,800 | $632 | $470 | $860 | $390 |
| Marin County, CA | $908,800 | $1,199 | $890 | $1,630 | $740 |
| Lake Berryessa, CA | $297,100 | $799 | $590 | $1,090 | $500 |
| Lake County, CA | $182,000 | $609 | $450 | $830 | $380 |