How Can I Make My Sonoma County, CA Home Insurance Cheaper

Gavop shows you how to buy homeowners insurance in Sonoma County, CA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.

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Select the Suitable Coverage Value for your Sonoma County, CA Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $135,000 $110,000 $100,000-$125,000
2 Bedroom $346,500 $320,000 $300,000-$350,000
3 Bedroom $319,000 $290,000 $300,000-$350,000
4 Bedroom $569,000 $500,000 $500,000-$600,000
5 Bedroom $565,000 $480,000 $600,000-$700,000

Choose the Best Sonoma County, CA Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Part Time Job 600-649 Credit Score $25 to 50,000 2 Pets, Non-Smoker $1,780
Unemployed 550-599 Credit Score No Income 1 Pet, Non-Smoker $240
Retired 650-699 Credit Score No Income No Pets, Smoker $430

Choose the Right Deductible for your Sonoma County, CA Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
California $400 $1,330 $1,730 $1,150 $1,550 $180
Sonoma County, CA $1,000 $1,400 $1,900 $1,120 $2,120 $-220
Sonoma County, CA $2,500 $1,260 $1,760 $1,050 $3,550 $-1,790
Monte Rio, CA $500 $1,000 $1,500 $850 $1,350 $150
Sebastopol, CA $1,500 $1,150 $1,650 $980 $2,480 $-830
Roseland, CA $500 $1,260 $1,760 $1,100 $1,600 $160
Cotati, CA $700 $1,540 $2,040 $1,300 $2,000 $40
Boyes Hot Springs, CA $500 $1,700 $2,200 $1,380 $1,880 $320
El Verano, CA $1,500 $1,370 $1,870 $1,210 $2,710 $-840
Clearlake Riviera, CA $500 $1,340 $1,840 $1,100 $1,600 $240
Marin County, CA $2,500 $1,520 $2,020 $1,280 $3,780 $-1,760
Lake Berryessa, CA $100 $1,310 $1,410 $1,080 $1,180 $230
Lake County, CA $2,000 $860 $1,360 $690 $2,690 $-1,330

Identify Top Home Insurance Agents near Sonoma County, CA | Back to Top

Home Insurance Company Sonoma County, CA Homeowners Insurance Agency Sonoma County, CA Address Popularity Score Distance from Sonoma County (miles)
Travelers Isu Sander Jacobs Cassayre Insurance Services 3200 Villa Ln, Napa, CA, 94558
37.7
State Farm Eddie Sandoval 2780 Stony Point Rd Ste O, Santa Rosa, CA, 95407-5056
13.4
State Farm Kendra Cochran 800 De Long Ave, Novato, CA, 94945-3246
35.3
State Farm Nima Rad 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034
46.2
State Farm David Recoder 1333 San Pablo Ave, Pinole, CA, 94564-2431
49.9
State Farm Shawn Hetherman 170 Farmers Ln Ste 10, Santa Rosa, CA, 95405-4750
14.5
State Farm Keith Garlock 6201 State Farm Drive, Rohnert Park, CA, 94928
17.5
Travelers Minto & Wilkie Insurance 1235 Fourth St, San Rafael, CA, 94901
44.0
Farmers Alan Palfi 919 Sir Francis Drake Blvd Ste 203a, Kentfield, CA, 94904
44.8
State Farm Rose Kuntz 824 5th Ave Ste A, San Rafael, CA, 94901-3257
44.2

Compare Rates for Sonoma County, CA Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
California $383,900 $1,650 $1,220 $2,240 $1,020
Sonoma County, CA $430,900 $1,810 $1,340 $2,460 $1,120
Sonoma County, CA $430,900 $1,980 $1,470 $2,690 $1,220
Monte Rio, CA $275,800 $1,160 $860 $1,580 $720
Sebastopol, CA $625,600 $1,500 $1,110 $2,040 $930
Roseland, CA $272,200 $1,520 $1,120 $2,070 $950
Cotati, CA $364,300 $1,130 $840 $1,540 $700
Boyes Hot Springs, CA $411,300 $1,560 $1,150 $2,120 $970
El Verano, CA $503,600 $2,060 $1,520 $2,800 $1,280
Clearlake Riviera, CA $286,600 $1,550 $1,150 $2,110 $960
Marin County, CA $810,700 $1,950 $1,440 $2,650 $1,210
Lake Berryessa, CA $344,900 $1,550 $1,150 $2,110 $960
Lake County, CA $200,500 $960 $710 $1,310 $600

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