Gavop shows you how to buy homeowners insurance in Allen Park, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $116,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $114,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $141,000 | $120,000 | $125,000-$150,000 |
| 5 Bedroom | $384,000 | $310,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$55 | $629 |
| Home and Two Car | -$109 | $574 |
| Home and Three Car | -$157 | $526 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,386 |
| Hail Damage | $5,157 |
| Wind Damage | $9,816 |
| Expensive Claims | |
| Fire | $34,248 |
| Accidental Discharge/Leakage | $8,711 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Allen Park, MI | Homeowners Insurance Agency Allen Park, MI | Address | Popularity Score | Distance from Allen Park (miles) |
|---|---|---|---|---|
| State Farm | Bobby Branch | 27506 Ford Rd, Garden City, MI, 48135-2921 | 7.0 | |
| Allstate | Terry F Beydoun | 27852 Warren Rd, Westland, MI, 48185 | 7.8 | |
| Allstate | A&M Agency | 445 E Michigan Ave, Saline, MI, 48176 | 29.5 | |
| State Farm | Jim Demko | 22073 West Rd, Woodhaven, MI, 48183-3225 | 8.6 | |
| State Farm | Jim Saucedo | 5602 W Vernor Hwy, Detroit, MI, 48209-2158 | 6.9 | |
| Allstate | John Drewniak | 7226 Park Ave, Allen Park, MI, 48101 | 0.4 | |
| State Farm | Brad Charles | 11548 Highland Rd, Hartland, MI, 48353-2732 | 37.1 | |
| State Farm | Ryan Taylor | 382 Main St, Belleville, MI, 48111-2646 | 14.8 | |
| State Farm | George Humphry | 1011 S Merriman Rd, Westland, MI, 48186-5311 | 7.8 | |
| State Farm | Ted Brown | 28805 Evergreen Rd, Southfield, MI, 48076-2564 | 16.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,080 | $550 |
| Wayne County, MI | $92,400 | $687 | $470 | $950 | $480 |
| Allen Park, MI | $108,900 | $684 | $500 | $980 | $480 |
| Huntington Woods, MI | $321,400 | $919 | $660 | $1,270 | $610 |
| Farmington Hills, MI | $230,000 | $867 | $600 | $1,230 | $630 |
| Pontiac, MI | $56,300 | $619 | $440 | $850 | $410 |
| Jerusalem, OH | $138,200 | $718 | $510 | $1,000 | $490 |
| Springfield charter, MI | $235,900 | $766 | $530 | $1,090 | $560 |
| Summerfield, MI | $166,000 | $815 | $590 | $1,120 | $530 |
| Clay, MI | $173,400 | $692 | $500 | $980 | $480 |
| Putnam, MI | $193,100 | $714 | $490 | $990 | $500 |
| Riga, MI | $124,600 | $759 | $550 | $1,090 | $540 |
| Columbus, MI | $200,700 | $860 | $610 | $1,220 | $610 |