Gavop's guide to buying homeowners insurance in Palmer, AK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $61,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $160,000 | $140,000 | $175,000-$200,000 |
| 4 Bedroom | $246,500 | $210,000 | $250,000-$300,000 |
| 5 Bedroom | $432,000 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $568 |
| Superior Protection Discount | -$62 | $630 |
| Fire & Security Discount | -$48 | $644 |
| Hail Resistant Roof Discount | -$14 | $678 |
| Newly Constructed Home Discount | -$152 | $540 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Butte | $1,000 | $894 | $1,894 | $650 | $1,650 | $244 |
| Palmer, AK | $2,500 | $684 | $3,184 | $497 | $2,997 | $187 |
| Buffalo Soapstone, AK | $500 | $796 | $1,296 | $579 | $1,079 | $218 |
| Lazy Mountain, AK | $1,500 | $932 | $2,432 | $677 | $2,177 | $255 |
| Fishhook, AK | $100 | $955 | $1,055 | $694 | $794 | $261 |
| Knik River, AK | $1,000 | $829 | $1,829 | $602 | $1,602 | $227 |
| Sutton-Alpine, AK | $300 | $766 | $1,066 | $556 | $856 | $209 |
| Meadow Lakes, AK | $700 | $725 | $1,425 | $527 | $1,227 | $198 |
| Houston, AK | $200 | $757 | $957 | $550 | $750 | $207 |
| Big Lake, AK | $1,500 | $799 | $2,299 | $581 | $2,081 | $218 |
| Point MacKenzie, AK | $200 | $738 | $938 | $536 | $736 | $202 |
| Home Insurance Company Palmer, AK | Homeowners Insurance Agency Palmer, AK | Address | Popularity Score | Distance from Palmer (miles) |
|---|---|---|---|---|
| State Farm | Mike Devine | 2200 E Parks Hwy Ste A, Wasilla, AK, 99654-7371 | 9.4 | |
| State Farm | Doug Mccann | 360 Boniface Pkwy Unit B5, Anchorage, AK, 99504-4910 | 34.1 | |
| State Farm | Troy Sayer | 11823 Old Glenn Hwy Ste 109, Eagle River, AK, 99577-7751 | 24.0 | |
| State Farm | Charity Carmody | 405 W Benson Blvd, Anchorage, AK, 99503-3828 | 38.0 | |
| State Farm | Erik Christensen | 541 S Cobb St Ste 100, Palmer, AK, 99645-6318 | 0.3 | |
| Allstate | Devery Prince Agency Team | 401 E Fireweed Ln Ste 200, Anchorage, AK, 99503 | 37.5 | |
| Allstate | Jeff Case | 9220 Lake Otis Pkwy Ste 4b, Anchorage, AK, 99507 | 39.9 | |
| State Farm | Steve Vanhorne | 510 W Tudor Rd Ste 1, Anchorage, AK, 99503-6649 | 38.7 | |
| State Farm | Amanda Juliussen | 5600 Debarr Rd Ste 140, Anchorage, AK, 99504-2390 | 34.7 | |
| Allstate | Stanley Tebow | 11350 E Palmer Wasilla Hwy, Palmer, AK, 99645 | 1.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alaska | $261,900 | $931 | $630 | $1,330 | $700 |
| Butte, AK | $245,600 | $905 | $620 | $1,290 | $670 |
| Palmer, AK | $198,500 | $692 | $470 | $990 | $520 |
| Buffalo Soapstone, AK | $189,100 | $806 | $550 | $1,150 | $600 |
| Lazy Mountain, AK | $269,400 | $943 | $640 | $1,350 | $710 |
| Fishhook, AK | $284,000 | $967 | $660 | $1,380 | $720 |
| Knik River, AK | $206,500 | $839 | $570 | $1,200 | $630 |
| Sutton-Alpine, AK | $173,600 | $775 | $530 | $1,110 | $580 |
| Meadow Lakes, AK | $227,000 | $734 | $500 | $1,050 | $550 |
| Houston, AK | $169,700 | $766 | $520 | $1,100 | $580 |
| Big Lake, AK | $190,600 | $809 | $550 | $1,160 | $610 |
| Point MacKenzie, AK | $161,400 | $747 | $510 | $1,070 | $560 |