Gavop's guide to buying homeowners insurance in Jeffersonville, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Jeffersonville, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Picnic Rd, Rocky Branch Rd, Steven Ct, Brenda Dr, Walnut Dr, Ficklin Rd, McFarland Rd, Travis Ln, Corey Ln, Cr-1121 | $66,500 | $60,000 | $75,000-$100,000 | $48,000 | $40,000 | $50,000-$75,000 |
| Stulltown Rd, Nest Egg Rd, Fuller Rd, Clay Lick Rd, Honeycutt Ln, Trimble Trailer Park, Willoughbytown Rd, Davis Rd, Compton Rd, Old State Hwy 11 | $171,500 | $140,000 | $150,000-$175,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Spencer Rd, Lycento Ldg, Paul Ct, Pine Hill Rd, Willoughby Heights Dr, Co Rd 1618, Double Gate Rd, Prater Ln, Tammatha Dr, Park Ave | $157,500 | $130,000 | $150,000-$175,000 | $64,000 | $60,000 | $50,000-$75,000 |
| Cr-1139, Old Nest Egg Spr, Oney Rd, Plemmons Ln, Cr-1151, Mullins Rd, Hope Means Rd, Steven Way, Gateway Ave, Hubert St | $137,000 | $110,000 | $150,000-$175,000 | $101,500 | $80,000 | $100,000-$125,000 |
| Foxlane Dr, Cartwright St, Levee Rd, Silver Ridge Rd, Cr-1247, Cr-1202, Campbell Ln, State Hwy 646, Cs-3030, Foster Branch Rd | $71,000 | $60,000 | $50,000-$75,000 | $58,500 | $50,000 | $25,000-$50,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$122 | $520 |
| Superior Protection Discount | -$58 | $584 |
| Fire & Security Discount | -$71 | $571 |
| Hail Resistant Roof Discount | -$13 | $629 |
| Newly Constructed Home Discount | -$148 | $494 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,733 |
| Physical Damage | $2,295 |
| Hail Damage | $4,759 |
| Wind Damage | $6,178 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $17,389 |
| Home Insurance Company Jeffersonville, KY | Homeowners Insurance Agency Jeffersonville, KY | Address | Popularity Score | Distance from Jeffersonville (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Woodford Hill Thompson | 500 Main St, Paris, KY, 40361 | 27.3 | |
| Liberty Mutual Independent | Nicholson Insurance Agency Inc | 1001 Monarch St Ste 100, Lexington, KY, 40513 | 38.1 | |
| Liberty Mutual Independent | The Randolph Scott Insurance Agency | 1025 Dove Run Rd Ste 302, Lexington, KY, 40502 | 34.6 | |
| Allstate | Stephen Duncan | 470 Southland Dr, Lexington, KY, 40503 | 36.6 | |
| State Farm | Brad Lacefield | 211 N Main St, Versailles, KY, 40383-1266 | 47.8 | |
| Allstate | Asa Pham | 169 E Reynolds Rd Ste 104, Lexington, KY, 40517 | 36.0 | |
| Allstate | Eddie Venters | 3735 Palomar Centre Dr Ste 50, Lexington, KY, 40513 | 38.8 | |
| Travelers | Greater Lexington Insurance Agency | 1066 Wellington Way, Lexington, KY, 40513 | 38.8 | |
| State Farm | Mike Brownell | 503 Darby Creek Rd Ste 15, Lexington, KY, 40509-1603 | 31.2 | |
| State Farm | Bethany Hicks | 1050 Chinoe Rd Ste 100, Lexington, KY, 40502-6571 | 33.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $610 | $1,270 | $660 |
| Montgomery County, KY | $118,200 | $719 | $520 | $1,020 | $500 |
| Jeffersonville, KY | $94,700 | $642 | $460 | $900 | $440 |
| Bath County, KY | $77,900 | $640 | $440 | $910 | $470 |
| Campton, KY | $63,400 | $616 | $410 | $870 | $460 |
| Beattyville, KY | $63,900 | $618 | $410 | $860 | $450 |
| Wagersville-South Irvine, KY | $63,100 | $614 | $450 | $870 | $420 |
| Lexington-Fayette Northeast, KY | $197,700 | $1,081 | $720 | $1,540 | $820 |
| Wrigley, KY | $73,300 | $666 | $450 | $910 | $460 |
| Oakdale, KY | $57,500 | $584 | $400 | $830 | $430 |
| Sardis, KY | $65,000 | $624 | $420 | $870 | $450 |
| Cowcreek, KY | $46,200 | $519 | $370 | $730 | $360 |
| Berry, KY | $121,700 | $868 | $620 | $1,210 | $590 |