Gavop shows you how to buy homeowners insurance in Nacogdoches County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Nacogdoches County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Rowlett Ln, Bremond St, Woodcrest, Quail Ridge Dr, Walker Ave, Pineview Dr, Ashbury Ln, Co Rd 817, Co Rd 747, C R 486 | $128,500 | $120,000 | $100,000-$125,000 | $85,500 | $80,000 | $75,000-$100,000 |
| Hwy 1878, E Seale St, Co Rd 461, S Ave C, Co Rd 807, Elm St, Co Rd 839, Brixwood Pl, Press Rd, Wright Dr | $143,000 | $130,000 | $125,000-$150,000 | $80,500 | $70,000 | $50,000-$75,000 |
| Co Rd 707, Highland Dr, Armory Dr, Arnold St, Ray St, E Oak Ln, Girl Scout Rd, Ridge View Dr, Walnut Grove Rd, Co Rd 872 | $179,500 | $160,000 | $175,000-$200,000 | $117,000 | $100,000 | $100,000-$125,000 |
| Pine Hill Rd, Co Rd 724, Hugh Ron Rd, Virginia Ave, Hickory, Co Rd 888, FM 343, Medowview Dr, Mr Henrys Dr, Co Rd 769 | $152,000 | $130,000 | $175,000-$200,000 | $134,000 | $110,000 | $125,000-$150,000 |
| FM 2476, Egret Dr, Co Rd 553, SE Stallings Dr, Co Rd 483, Richardson St, King St, FM 343, Co Rd 307, Churchill Dr | $98,000 | $90,000 | $100,000-$125,000 | $105,500 | $100,000 | $100,000-$125,000 |
| Co Rd 283, Looneyville Rd, N Stone St, Jefferson St, Emporia Ln, Forest Ln, Hunt St, Englewood Dr, Cafe Rd, Helen Dr | $240,000 | $220,000 | $200,000-$250,000 | $149,000 | $130,000 | $125,000-$150,000 |
| Pecan Grove Rd, Co Rd 6104, Co Rd 441, Co Rd 831, Russell Blvd, Paradise Rd, A St, Prosperie Rd, Washboard Rd, Cooper St | $89,500 | $80,000 | $75,000-$100,000 | $74,000 | $60,000 | $50,000-$75,000 |
| Co Rd 142, Brush Prairie Rd, Post Oak Rd, Solomon Rd, Co Rd 125, Co Rd 5591, Co Rd 547, Cr 253, Co Rd 2054, 4th St | $192,500 | $170,000 | $175,000-$200,000 | $83,000 | $70,000 | $50,000-$75,000 |
| Hartt Rd, Poskey Rd, Co Rd 526, Co Rd 302, John Hall Rd, Red Oak Dr, Cedar View Dr, Mooney Rd Exd, Randolph St, Woodcreek Dr | $117,000 | $100,000 | $125,000-$150,000 | $98,500 | $90,000 | $100,000-$125,000 |
| Co Rd 448, Co Rd 214, Co Rd 159, Randall St, Hunt, Harris Rd, Piccadilly Cir, Hwy 1878, Ridgecrest Dr, Co Rd 894 | $171,500 | $140,000 | $125,000-$150,000 | $102,000 | $90,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$215 | $1,219 |
| Superior Protection Discount | -$129 | $1,305 |
| Fire & Security Discount | -$100 | $1,334 |
| Hail Resistant Roof Discount | -$43 | $1,392 |
| Newly Constructed Home Discount | -$301 | $1,133 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nacogdoches County | $1,500 | $1,417 | $2,917 | $1,030 | $2,530 | $387 |
| Nacogdoches County, TX | $2,000 | $1,417 | $3,417 | $1,030 | $3,030 | $387 |
| Hudson, TX | $300 | $1,604 | $1,904 | $1,165 | $1,465 | $438 |
| Reklaw, TX | $1,000 | $1,414 | $2,414 | $1,027 | $2,027 | $386 |
| Center, TX | $400 | $1,346 | $1,746 | $978 | $1,378 | $368 |
| Diboll, TX | $700 | $980 | $1,680 | $712 | $1,412 | $268 |
| Pinehill, TX | $200 | $1,597 | $1,797 | $1,160 | $1,360 | $436 |
| Cherokee County, TX | $1,000 | $1,344 | $2,344 | $976 | $1,976 | $367 |
| Joaquin, TX | $100 | $1,340 | $1,440 | $974 | $1,074 | $366 |
| Pineland, TX | $1,000 | $1,380 | $2,380 | $1,003 | $2,003 | $377 |
| Troup, TX | $500 | $1,435 | $1,935 | $1,043 | $1,543 | $392 |
| De Berry-Deadwood, TX | $2,500 | $1,407 | $3,907 | $1,022 | $3,522 | $384 |
| Home Insurance Company Nacogdoches County, TX | Homeowners Insurance Agency Nacogdoches County, TX | Address | Popularity Score | Distance from Nacogdoches County (miles) |
|---|---|---|---|---|
| State Farm | Jamie Rodrigues | 104 W College St, Nacogdoches, TX, 75965-3907 | 1.9 | |
| State Farm | Scott Bird | 4909 North St Ste 209, Nacogdoches, TX, 75965-1808 | 3.0 | |
| State Farm | Nikki Evans-Wallace | 332 N University Dr, Nacogdoches, TX, 75961-5123 | 1.8 | |
| Farmers | Garrett Massie | 1019 S Chestnut St # B, Lufkin, TX, 75901 | 20.9 | |
| Allstate | Lisa Evans Bullock | 701 W Frank Ave, Lufkin, TX, 75904 | 20.5 | |
| Allstate | Tommy Street | 515 S Timberland Dr, Lufkin, TX, 75901 | 20.8 | |
| Farmers | Bailey Mclain | 406 E Hospital St, Nacogdoches, TX, 75961 | 2.2 | |
| State Farm | Jeremy Harmel | 1910 S Jackson, Jacksonville, TX, 75766-5852 | 43.3 | |
| Travelers | Bartlett Baggett & Shands | 1204 S First St, Lufkin, TX, 75901 | 21.3 | |
| Farmers | Maria Veliz | 2416 South St, Nacogdoches, TX, 75964 | 3.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Nacogdoches County, TX | $117,700 | $1,435 | $950 | $2,210 | $1,260 |
| Nacogdoches County, TX | $117,700 | $1,435 | $950 | $2,210 | $1,260 |
| Hudson, TX | $125,400 | $1,623 | $1,070 | $2,500 | $1,430 |
| Reklaw, TX | $81,900 | $1,431 | $940 | $2,200 | $1,260 |
| Center, TX | $69,500 | $1,362 | $900 | $2,100 | $1,200 |
| Diboll, TX | $75,300 | $992 | $650 | $1,530 | $880 |
| Pinehill, TX | $123,600 | $1,616 | $1,070 | $2,490 | $1,420 |
| Cherokee County, TX | $98,200 | $1,360 | $900 | $2,090 | $1,190 |
| Joaquin, TX | $68,500 | $1,356 | $890 | $2,090 | $1,200 |
| Pineland, TX | $75,700 | $1,397 | $920 | $2,150 | $1,230 |
| Troup, TX | $86,100 | $1,452 | $960 | $2,240 | $1,280 |
| De Berry-Deadwood, TX | $80,700 | $1,424 | $940 | $2,190 | $1,250 |