Gavop's guide to buying homeowners insurance in Banning, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Banning, CA - Neighbourhoods, Census Blocks & Streets | 2 Bedroom | 3 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Salem Cir, Irene Ave, Juniper Pl, Keyes Dr, N Blanchard St, N 1st St, Val Monte St, Hilton Head Dr, Garcia Rd, Holly Ct | $126,000 | $120,000 | $100,000-$125,000 | $117,500 | $100,000 | $75,000-$100,000 |
| Coyote St, Pleasant Valley Ave, Silverado Ave, Rio Bravo Dr, Driftwood Cir, Autumn Way, Horse Trail Rd, S Florida St, Dunlap Rd, Millard Canyon Rd | $112,500 | $100,000 | $125,000-$150,000 | $136,000 | $130,000 | $125,000-$150,000 |
| Breckenridge Ave, S Maidstone St, E Westward Ave, N Valley Dr, Sandpiper St, Ruiz Rd, Rome Beauty Way, W Gilman St, Hale Ln, Oak Glen Rd | $263,000 | $220,000 | $200,000-$250,000 | $240,000 | $220,000 | $200,000-$250,000 |
| E Theodore St, el Dorado Ct, Dolores Ave, Firestone Cir, Arapahoe Cir, Fashion Way, Pendleton Rd, N Allen St, Moody Dr, Frontier Trl | $179,000 | $170,000 | $175,000-$200,000 | $244,500 | $220,000 | $200,000-$250,000 |
| N Highland Springs Ave, la Quinta Dr, O Neal Ave, Mesa Verde Park, Oakhurst Ave, Links Ave, Nairn Ave, Sing Rd, Fuller Ave, W Forest Oaks Ave | $158,000 | $130,000 | $125,000-$150,000 | $214,500 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $488 |
| Superior Protection Discount | -$54 | $548 |
| Fire & Security Discount | -$60 | $542 |
| Hail Resistant Roof Discount | -$18 | $585 |
| Newly Constructed Home Discount | -$157 | $446 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,103 |
| Wind Damage | $10,517 |
| Expensive Claims | |
| Fire | $34,969 |
| Accidental Discharge/Leakage | $8,453 |
| Optional Coverage Losses | $8,650 |
| Home Insurance Company Banning, CA | Homeowners Insurance Agency Banning, CA | Address | Popularity Score | Distance from Banning (miles) |
|---|---|---|---|---|
| State Farm | Phil Goodge | 67555 E Palm Canyon Dr, Cathedral City, CA, 92234 | 26.2 | |
| Allstate | R. Ivan Wenzel | 410 Alabama St Ste 106, Redlands, CA, 92373 | 19.4 | |
| State Farm | Jacki Matulewicz | 15952 Perris Blvd Ste C, Moreno Valley, CA, 92551-1320 | 19.2 | |
| Allstate | Ron Nayfack | 1000 S Palm Canyon Dr Ste 104, Palm Springs, CA, 92264 | 22.4 | |
| Farmers | Julie Pak | 410 Alabama St Ste 103, Redlands, CA, 92373 | 19.4 | |
| State Farm | Michael B Cohen | 24501 Marguerite Pkwy Ste 5, Mission Viejo, CA, 92692-2447 | 49.4 | |
| State Farm | Adolfo Saldana | 7344 Magnolia Ave Ste 100, Riverside, CA, 92504-3819 | 29.1 | |
| Travelers | Loomis Insurance Services | 8175 Limonite Ave Ste B, Riverside, CA, 92509 | 32.4 | |
| State Farm | Chris Stahl | 33050 Antelope Rd Ste 205, Murrieta, CA, 92563-2491 | 26.1 | |
| Farmers | Ember Stites | 26060 Acero Ste 104, Mission Viejo, CA, 92691 | 50.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Riverside County, CA | $304,500 | $789 | $580 | $1,070 | $490 |
| Banning, CA | $197,500 | $603 | $450 | $820 | $370 |
| Yucaipa, CA | $277,600 | $740 | $550 | $1,010 | $460 |
| Hemet, CA | $157,500 | $1,325 | $980 | $1,800 | $820 |
| Redlands, CA | $350,900 | $889 | $660 | $1,210 | $550 |
| Highgrove, CA | $274,300 | $757 | $560 | $1,030 | $470 |
| Good Hope, CA | $197,500 | $603 | $450 | $820 | $370 |
| Woodcrest, CA | $436,500 | $893 | $660 | $1,210 | $550 |
| Lake Mathews, CA | $385,700 | $872 | $650 | $1,190 | $540 |
| Crestline, CA | $213,500 | $622 | $460 | $850 | $390 |
| Lake Elsinore, CA | $306,400 | $792 | $590 | $1,080 | $490 |
| Claremont, CA | $605,700 | $1,421 | $1,050 | $1,930 | $880 |