Gavop tells you how to get the best homeowners insurance in Carthage, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $30,000 | $0-$25,000 |
| 2 Bedroom | $59,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 4 Bedroom | $87,500 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $166,000 | $130,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$106 | $650 |
| Superior Protection Discount | -$76 | $680 |
| Fire & Security Discount | -$53 | $703 |
| Hail Resistant Roof Discount | -$15 | $741 |
| Newly Constructed Home Discount | -$212 | $544 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jasper County | $700 | $937 | $1,637 | $681 | $1,381 | $256 |
| Carthage, MO | $700 | $747 | $1,447 | $543 | $1,243 | $204 |
| Oronogo, MO | $400 | $1,005 | $1,405 | $730 | $1,130 | $275 |
| Duquesne, MO | $1,500 | $1,029 | $2,529 | $748 | $2,248 | $281 |
| Joplin, MO | $300 | $959 | $1,259 | $697 | $997 | $262 |
| Loma Linda, MO | $2,500 | $1,276 | $3,776 | $928 | $3,428 | $349 |
| Buffalo Hart, MO | $400 | $1,028 | $1,428 | $747 | $1,147 | $281 |
| Doylesport, MO | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Richwood, MO | $200 | $992 | $1,192 | $721 | $921 | $271 |
| Crawford, KS | $2,500 | $1,458 | $3,958 | $1,060 | $3,560 | $399 |
| White Rock, MO | $400 | $1,048 | $1,448 | $762 | $1,162 | $286 |
| Badger, MO | $700 | $1,043 | $1,743 | $758 | $1,458 | $285 |
| Home Insurance Company Carthage, MO | Homeowners Insurance Agency Carthage, MO | Address | Popularity Score | Distance from Carthage (miles) |
|---|---|---|---|---|
| State Farm | Kellan Foster | 3640 E 7th St, Joplin, MO, 64801-5671 | 8.9 | |
| Liberty Mutual Independent | Smart Insurance | 27 E Washington, Marionville, MO, 65705 | 39.5 | |
| State Farm | Shane Parker | 320 E Church, Aurora, MO, 65605-0166 | 36.0 | |
| State Farm | Karen Rutledge | 616 E 32nd St, Joplin, MO, 64804-3905 | 12.0 | |
| State Farm | Sean Crider | 103 Fourth St, Pineville, MO, 64856 | 38.6 | |
| State Farm | Tony Williams | 2232 Grand Ave, Carthage, MO, 64836-3524 | 1.0 | |
| State Farm | Bill Foster | 200 N Cedar St, Nevada, MO, 64772-2310 | 47.5 | |
| Farmers | Kevin Pruitt | 2634 E 7th St, Joplin, MO, 64801 | 9.8 | |
| Allstate | Fletcher Insurance Group | 2209 S Range Line Rd, Joplin, MO, 64804 | 10.1 | |
| Farmers | Ken Schutten | 806 N Highway 71, Anderson, MO, 64831 | 34.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $740 | $1,490 | $750 |
| Jasper County, MO | $112,700 | $948 | $640 | $1,300 | $660 |
| Carthage, MO | $87,200 | $756 | $510 | $1,050 | $540 |
| Oronogo, MO | $121,900 | $1,017 | $680 | $1,410 | $730 |
| Duquesne, MO | $130,300 | $1,042 | $700 | $1,450 | $750 |
| Joplin, MO | $120,000 | $971 | $710 | $1,330 | $620 |
| Loma Linda, MO | $235,600 | $1,292 | $880 | $1,830 | $950 |
| Buffalo Hart, MO | $129,600 | $1,040 | $700 | $1,490 | $790 |
| Doylesport, MO | $94,400 | $926 | $620 | $1,310 | $690 |
| Richwood, MO | $117,700 | $1,004 | $680 | $1,380 | $700 |
| Crawford, KS | $166,600 | $1,476 | $1,150 | $1,990 | $840 |
| White Rock, MO | $136,800 | $1,061 | $760 | $1,500 | $740 |
| Badger, MO | $135,200 | $1,056 | $760 | $1,510 | $750 |