Gavop's guide to buying homeowners insurance in Roland, OK covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $31,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $51,500 | $40,000 | $50,000-$75,000 |
| 3 Bedroom | $121,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $102,000 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $221,000 | $200,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$165 | $703 |
| Superior Protection Discount | -$78 | $789 |
| Fire & Security Discount | -$69 | $798 |
| Hail Resistant Roof Discount | -$17 | $850 |
| Newly Constructed Home Discount | -$226 | $642 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,156 |
| Physical Damage | $2,513 |
| Hail Damage | $4,618 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $15,884 |
| Home Insurance Company Roland, OK | Homeowners Insurance Agency Roland, OK | Address | Popularity Score | Distance from Roland (miles) |
|---|---|---|---|---|
| State Farm | John Hamilton | 1201 N Broadway St, Poteau, OK, 74953-2616 | 31.3 | |
| Farmers | Bob Wiseley | 124 N Lee St, Fort Gibson, OK, 74434 | 44.9 | |
| Travelers | Ron Meredith Agency | 324 S Muskogee Ave, Tahlequah, OK, 74464 | 37.0 | |
| Farmers | Robert Stewart | 811 N York St Ste 186, Muskogee, OK, 74403 | 48.3 | |
| State Farm | Rachel Gilstrap | 505 N York St, Muskogee, OK, 74403-4840 | 48.2 | |
| State Farm | Jon Kolb | 3300 Chandler Rd Ste 107, Muskogee, OK, 74403-4909 | 47.6 | |
| Farmers | Brian Brooks | 413 E Broadway St, Spiro, OK, 74959 | 19.2 | |
| Allstate | Kimberly Thomas | 1805 N York St Ste E, Muskogee, OK, 74403 | 48.7 | |
| State Farm | Lora Lunn | 812 E Downing St, Tahlequah, OK, 74464-3215 | 36.7 | |
| Liberty Mutual Independent | Hilton Insurance | 111 E Ray Fine Blvd, Roland, OK, 74954 | 7.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,090 | $2,040 | $950 |
| Sequoyah County, OK | $92,500 | $1,136 | $780 | $1,600 | $820 |
| Roland, OK | $92,300 | $867 | $590 | $1,210 | $620 |
| Akins, OK | $126,200 | $1,492 | $1,000 | $2,120 | $1,120 |
| Stilwell, OK | $74,700 | $1,067 | $710 | $1,460 | $750 |
| Prairie Grove, AR | $144,300 | $855 | $580 | $1,180 | $600 |
| Rheas Mill, AR | $98,900 | $995 | $710 | $1,380 | $670 |
| Hartford, AR | $65,300 | $824 | $590 | $1,130 | $540 |
| Watalula, AR | $70,800 | $853 | $620 | $1,180 | $560 |
| Elkins, AR | $127,100 | $1,127 | $820 | $1,560 | $740 |