Gavop shows you how to buy homeowners insurance in Hamilton, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hamilton, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Press Rd, Co Rd 148, Spring Valley Rd, Co Rd 57, Laurel Ln, Shenandoah Rd, Evergreen Rd, Newton Ave, N 253, Co Rd 102 | $80,000 | $70,000 | $50,000-$75,000 | $102,500 | $100,000 | $75,000-$100,000 |
| Elgin Cochran Rd, Blue Sky Dr, Settlement Rd, Apple Ave, Bruce St, Oak Hill Cir, Horseshoe Dr, Oak Ridge Dr, Pleasant Ridge, Bexar Ave E | $84,500 | $70,000 | $75,000-$100,000 | $99,500 | $90,000 | $75,000-$100,000 |
| Mason Rd, Luster Rd, Honor Rd, Tomahawk Dr, Millican St, Chippewa Dr, Co Hwy 257, Bryd Rd, Morgan Dr, Co Hwy 80 | $103,500 | $90,000 | $75,000-$100,000 | $55,500 | $50,000 | $50,000-$75,000 |
| Sahara Cir, Savannah Ln, Loghaven Dr, E E Kelly Rd, Hollow Ct, Boyette Dr, Co Hwy 42, Co Rd 479, Steele St, Bexar Ave | $95,000 | $80,000 | $100,000-$125,000 | $108,000 | $90,000 | $75,000-$100,000 |
| Chestnut Cir, State Rte 19, Sweetgum St, Key Branch Cir, 8th St, Bexar W, Co Rd 356, Co Rd 434, Country Estates Dr, Jimmy Brown Rd | $98,000 | $90,000 | $75,000-$100,000 | $112,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$151 | $644 |
| Superior Protection Discount | -$80 | $716 |
| Fire & Security Discount | -$56 | $740 |
| Hail Resistant Roof Discount | -$24 | $772 |
| Newly Constructed Home Discount | -$183 | $613 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,537 |
| Hail Damage | $4,948 |
| Wind Damage | $6,305 |
| Expensive Claims | |
| Fire | $46,463 |
| Smoke | $16,386 |
| Home Insurance Company Hamilton, AL | Homeowners Insurance Agency Hamilton, AL | Address | Popularity Score | Distance from Hamilton (miles) |
|---|---|---|---|---|
| State Farm | Rebecca Hovater | 501 S Montgomery Ave Ste C, Sheffield, AL, 35660-3861 | 45.2 | |
| State Farm | Diana Fisher | 15480 Highway 43 Suite H, Russellville, AL, 35653-8086 | 29.9 | |
| State Farm | Kevin Bradford | 163 Ashwood Dr, Winfield, AL, 35594-5436 | 17.4 | |
| Travelers | Tom Jones Insurance | 106 North Main St, Tuscumbia, AL, 35674 | 43.8 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 0.7 | |
| Travelers | Wood-Thompson Insurance Service Llc | 130 North Jackson Ave, Russellville, AL, 35653 | 29.0 | |
| Allstate | Jennifer Ricks | 117 Highway 72 E Ste E, Tuscumbia, AL, 35674 | 42.9 | |
| Liberty Mutual Independent | Your Insurance Centers Inc | 400 Bexar Ave W, Hamilton, AL, 35570 | 0.7 | |
| State Farm | Gus Garrard | 13688 Highway 43, Russellville, AL, 35653-2830 | 28.5 | |
| State Farm | Allen Seehusen | 411 5th Avenue South, Jasper, AL, 35501 | 45.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,620 | $770 |
| Marion County, AL | $87,200 | $871 | $620 | $1,190 | $570 |
| Hamilton, AL | $93,300 | $795 | $550 | $1,100 | $550 |
| Hackleburg, AL | $83,600 | $883 | $590 | $1,250 | $660 |
| Winfield, AL | $122,900 | $796 | $570 | $1,110 | $540 |
| Franklin County, AL | $87,600 | $874 | $590 | $1,250 | $660 |
| Gattman, MS | $57,900 | $800 | $550 | $1,130 | $580 |
| Mantachie, MS | $96,200 | $1,073 | $720 | $1,470 | $750 |
| Aberdeen, MS | $70,800 | $753 | $520 | $1,080 | $560 |
| Cherokee, AL | $88,000 | $912 | $660 | $1,300 | $640 |
| Tri-Cities, AL | $120,300 | $929 | $630 | $1,290 | $660 |