Gavop shows you how to buy homeowners insurance in Lawrence County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Lawrence County, AR - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Cowen Rd, Oak St, Faculty Dr, Lawrence 210, W Adams St, Co Rd 267, SE Burke Ave, SE 8th St, Stockyard Rd, Lawrence Road 1311 | $59,500 | $50,000 | $25,000-$50,000 | $74,500 | $70,000 | $75,000-$100,000 |
| W Hickory St, Lawrence Road 236, N Larkspur Ln, NW Detroit St, S Myers St, Georgia St, Lawrence Road 304, Cadister Rd, County Line Rd/ Egypt, Lucas Rd | $74,500 | $60,000 | $50,000-$75,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Co Rd 725, Co Rd 267, Lawrence Road 620, Tinker St, Westwood Dr, Allen St, Cotter St, Lawrence 701, Opposition Rd, Clark St | $90,000 | $80,000 | $75,000-$100,000 | $43,000 | $40,000 | $25,000-$50,000 |
| Lawrence Rd 718, Penn Rd, Wells Rd, S 3rd St, Park Ave, Lawrence Road 271 N, Arkansas Ave, Lawrence Road 727, Randolph, Lawrence 706 | $57,500 | $50,000 | $50,000-$75,000 | $65,000 | $50,000 | $50,000-$75,000 |
| Matthews Dr, Ashley Ave, Cal Sharp Rd, N Coffman St, Robin Ln, Thacker Rd, Brewer Dr, Lawrence Road 280, Lawrence Road 333, Lawrence Road 337 | $94,000 | $80,000 | $75,000-$100,000 | $74,000 | $70,000 | $50,000-$75,000 |
| Holobaugh Cemetary Rd, Lawrence Road 139, Lawrence Road 6300, Lawrence Road 735, Jim Jones Rd, Lawrence Road 428, S Coffman St, Lawrence Road 129, Lawrence Road 1311 S, Lawrence Rd 2200 | $93,000 | $90,000 | $100,000-$125,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Lawrence Road 532, State Hwy 349, W 4th St, Jarrett/mcnutt Rd, W Vine St, Cross Ln, College Ave, Lawrence Road 271 S, E Tilden St, Beech St | $124,000 | $110,000 | $100,000-$125,000 | $82,000 | $70,000 | $75,000-$100,000 |
| Old Hwy 63 W Alt, SW Lawrence St, Lawrence Road 107, S Memorial Ln, Co Rd 3309, E Gum, SE 2nd St, NW Sullivan St, Nunnley Loop Rd, E Walnut St | $73,000 | $70,000 | $50,000-$75,000 | $83,500 | $70,000 | $75,000-$100,000 |
| Lawrence Road 223, W Hill St, Hickory St, Lawrence Rd 292, Lawrence Road 711, Vine St, Lawrence Road 1315 S, Lawrence Road 203, Georgia St, Smithville Rd | $72,000 | $60,000 | $50,000-$75,000 | $53,500 | $50,000 | $25,000-$50,000 |
| W Laurel St, Lawrence 1390, Mathis Rd, Benson Dr, Lawrence Rd 1605, Johnny Recker Rd, Mills St, Lawrence Rd 239, Opposition Church Rd, SE Elm St | $128,000 | $110,000 | $125,000-$150,000 | $71,500 | $60,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $618 |
| Superior Protection Discount | -$74 | $670 |
| Fire & Security Discount | -$60 | $685 |
| Hail Resistant Roof Discount | -$22 | $722 |
| Newly Constructed Home Discount | -$201 | $543 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lawrence County | $1,500 | $735 | $2,235 | $534 | $2,034 | $201 |
| Lawrence County, AR | $2,500 | $735 | $3,235 | $534 | $3,034 | $201 |
| Black River, AR | $200 | $923 | $1,123 | $671 | $871 | $252 |
| South Union, AR | $2,500 | $731 | $3,231 | $531 | $3,031 | $200 |
| Reyno, AR | $100 | $724 | $824 | $526 | $626 | $198 |
| Paragould, AR | $1,500 | $905 | $2,405 | $657 | $2,157 | $247 |
| Lafe, AR | $100 | $793 | $893 | $577 | $677 | $217 |
| Violet Hill, AR | $1,000 | $867 | $1,867 | $630 | $1,630 | $237 |
| Pleasant Plains, AR | $300 | $884 | $1,184 | $643 | $943 | $242 |
| New Hope, AR | $2,000 | $898 | $2,898 | $653 | $2,653 | $245 |
| Alton, MO | $100 | $788 | $888 | $573 | $673 | $215 |
| Neelyville, MO | $2,000 | $684 | $2,684 | $497 | $2,497 | $187 |
| Home Insurance Company Lawrence County, AR | Homeowners Insurance Agency Lawrence County, AR | Address | Popularity Score | Distance from Lawrence County (miles) |
|---|---|---|---|---|
| State Farm | Kenny Allen | 1505 Harrison St, Batesville, AR, 72501-7222 | 35.5 | |
| Travelers | Martin Agency Inc | 210 W Broadway, Pocahontas, AR, 72455 | 16.9 | |
| State Farm | Brett Mcmillon | 902 W Main St, Corning, AR, 72422-2022 | 38.5 | |
| State Farm | Rob Taylor | 3000 Stallings Ln, Jonesboro, AR, 72401-4421 | 28.3 | |
| State Farm | Adam Staples | 601 W. Main St., Walnut Ridge, AR, 72476-1934 | 8.2 | |
| State Farm | Kenny Ford | 801 Linwood Dr, Paragould, AR, 72450-4853 | 33.3 | |
| Travelers | Martin Agency Inc | 210 W Broadway St, Pocahontas, AR, 72455 | 16.9 | |
| Nationwide | Norma Jean Hill | 330 E College, Batesville, AR, 72501-5617 | 36.1 | |
| State Farm | Renee Martin | 911 Broad Street, Batesville, AR, 72501-7114 | 35.7 | |
| Allstate | General Ins Inc | 102 W Drew St, Monette, AR, 72447 | 43.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $730 | $1,530 | $800 |
| Lawrence County, AR | $77,100 | $744 | $500 | $1,030 | $530 |
| Lawrence County, AR | $77,100 | $744 | $540 | $1,050 | $510 |
| Black River, AR | $86,500 | $934 | $680 | $1,290 | $610 |
| South Union, AR | $49,700 | $740 | $500 | $1,050 | $550 |
| Reyno, AR | $48,500 | $733 | $520 | $1,020 | $500 |
| Paragould, AR | $119,000 | $916 | $620 | $1,250 | $630 |
| Lafe, AR | $61,400 | $803 | $550 | $1,130 | $580 |
| Violet Hill, AR | $75,500 | $878 | $610 | $1,210 | $600 |
| Pleasant Plains, AR | $78,800 | $895 | $650 | $1,270 | $620 |
| New Hope, AR | $81,600 | $909 | $650 | $1,260 | $610 |
| Alton, MO | $62,400 | $798 | $580 | $1,100 | $520 |
| Neelyville, MO | $40,300 | $692 | $470 | $980 | $510 |