Gavop's guide to buying homeowners insurance in El Dorado, AR covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $60,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $91,500 | $70,000 | $100,000-$125,000 |
| 4 Bedroom | $144,000 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $189,000 | $170,000 | $150,000-$175,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$72 | $725 |
| Home and Two Car | -$136 | $662 |
| Home and Three Car | -$199 | $598 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $45,570 |
| Smoke | $16,887 |
| Home Insurance Company El Dorado, AR | Homeowners Insurance Agency El Dorado, AR | Address | Popularity Score | Distance from El Dorado (miles) |
|---|---|---|---|---|
| Farmers | Megan Wolfe | 303 W 1st Ave Ste A, Crossett, AR, 71635 | 42.0 | |
| State Farm | Jason Hardy | 600 W Main St, El Dorado, AR, 71730-5714 | 1.6 | |
| State Farm | Jim Boyette | 710 Ca Ave Sw, Camden, AR, 71701-4606 | 28.3 | |
| Farmers | Brett Hendricks | 416 W Main St Ste C, El Dorado, AR, 71730 | 1.7 | |
| Travelers | A-Plus Insurance | 205 Fairview Rd Ste D, Crossett, AR, 71635 | 42.7 | |
| Farmers | Douglas Edwards | 612 E Main St Ste G, Magnolia, AR, 71753 | 32.0 | |
| State Farm | Charles Trexler | 1909 N Jackson, Magnolia, AR, 71753-2053 | 32.4 | |
| State Farm | Diann Epps | 353 Jefferson St Sw, Camden, AR, 71701-3947 | 28.2 | |
| State Farm | Debbie Honeycutt | 800 Main Street, Crossett, AR, 71635-3424 | 42.3 | |
| State Farm | Josh Wright | 1112 W 3rd St, Fordyce, AR, 71742-3015 | 45.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,530 | $790 |
| Union County, AR | $79,900 | $864 | $630 | $1,190 | $560 |
| El Dorado, AR | $89,500 | $797 | $540 | $1,100 | $560 |
| Norphlet, AR | $75,400 | $877 | $620 | $1,250 | $630 |
| Huttig, AR | $40,200 | $686 | $500 | $940 | $440 |
| Marion, LA | $75,700 | $948 | $660 | $1,370 | $710 |
| Waldo, AR | $67,300 | $835 | $560 | $1,150 | $590 |
| Willisville, AR | $63,900 | $817 | $560 | $1,120 | $560 |
| Taylor, AR | $56,300 | $776 | $540 | $1,080 | $540 |
| Rosston, AR | $41,500 | $693 | $480 | $980 | $500 |
| Hadley, AR | $61,800 | $806 | $590 | $1,110 | $520 |
| Grambling, LA | $90,200 | $1,118 | $780 | $1,610 | $830 |
| New Edinburg, AR | $72,900 | $864 | $600 | $1,230 | $630 |