Gavop's guide to buying homeowners insurance in Brock Hall, MD covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $123,500 | $120,000 | $100,000-$125,000 |
| 2 Bedroom | $213,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $334,500 | $300,000 | $300,000-$350,000 |
| 4 Bedroom | $698,500 | $650,000 | $700,000-$800,000 |
| 5 Bedroom | $873,500 | $740,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $745 |
| Superior Protection Discount | -$83 | $837 |
| Fire & Security Discount | -$64 | $855 |
| Hail Resistant Roof Discount | -$18 | $901 |
| Newly Constructed Home Discount | -$221 | $699 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Prince George's County | $1,500 | $905 | $2,405 | $658 | $2,158 | $247 |
| Brock Hall, MD | $2,500 | $908 | $3,408 | $660 | $3,160 | $248 |
| Brentwood, MD | $500 | $902 | $1,402 | $656 | $1,156 | $247 |
| Lee, VA | $2,000 | $916 | $2,916 | $666 | $2,666 | $250 |
| North Bethesda, MD | $300 | $1,235 | $1,535 | $898 | $1,198 | $338 |
| Oxford, MD | $2,000 | $1,855 | $3,855 | $1,348 | $3,348 | $507 |
| Clifton, VA | $400 | $2,309 | $2,709 | $1,678 | $2,078 | $631 |
| McNair, VA | $1,500 | $887 | $2,387 | $645 | $2,145 | $242 |
| Ashburn, VA | $100 | $1,378 | $1,478 | $1,002 | $1,102 | $377 |
| Nokesville, VA | $500 | $1,285 | $1,785 | $934 | $1,434 | $351 |
| Butlertown, MD | $2,500 | $693 | $3,193 | $503 | $3,003 | $189 |
| Home Insurance Company Brock Hall, MD | Homeowners Insurance Agency Brock Hall, MD | Address | Popularity Score | Distance from Brock Hall (miles) |
|---|---|---|---|---|
| Allstate | Shanda Hayden | 7200 Eastern Ave Ste A, Baltimore, MD, 21224 | 31.8 | |
| State Farm | Lani Nguyen | 125 Slade Ave, Pikesville, MD, 21208-4907 | 34.6 | |
| State Farm | James Brown | 5211 Auth Rd Ste 204, Suitland, MD, 20746-4339 | 8.9 | |
| State Farm | Bob Duda | 7939 Honeygo Blvd Ste 105, Baltimore, MD, 21236-5991 | 38.2 | |
| Nationwide | Smith And Associates Inc | 6807 Old Alexandria Ferry Rd, Clinton, MD, 20735-1744 | 9.0 | |
| Liberty Mutual Independent | Horenberg Insurance Services Inc | 3915 National Drive Suite 400, Burtonsville, MD, 20866 | 19.3 | |
| Erie | Craig S Mader Insurance Agency Inc. | 1388 Defense Hwy, Gambrills, MD, 21054 | 9.8 | |
| Liberty Mutual Independent | Horenberg Insurance Services Inc | 3915 National Dr Ste 400, Burtonsville, MD, 20866 | 19.3 | |
| State Farm | Gary Carpenter | 2126 Espey Ct Ste E, Crofton, MD, 21114-2425 | 9.1 | |
| Travelers | Dmv Insurance Agency Inc | 8855 Annapolis Rd Ste 200, Lanham, MD, 20706 | 8.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Maryland | $296,500 | $1,008 | $800 | $1,270 | $470 |
| Prince George's County, MD | $272,900 | $916 | $720 | $1,150 | $430 |
| Brock Hall, MD | $390,600 | $919 | $730 | $1,160 | $430 |
| Brentwood, MD | $253,600 | $913 | $720 | $1,150 | $430 |
| Lee, VA | $431,300 | $927 | $640 | $1,310 | $670 |
| North Bethesda, MD | $550,900 | $1,250 | $990 | $1,580 | $590 |
| Oxford, MD | $561,300 | $1,878 | $1,480 | $2,370 | $890 |
| Clifton, VA | $842,900 | $2,337 | $1,610 | $3,320 | $1,710 |
| McNair, VA | $420,700 | $898 | $650 | $1,270 | $620 |
| Ashburn, VA | $479,900 | $1,395 | $990 | $1,970 | $980 |
| Nokesville, VA | $430,700 | $1,301 | $870 | $1,800 | $930 |
| Butlertown, MD | $137,500 | $701 | $550 | $880 | $330 |