Gavop shows you how to buy homeowners insurance in Ionia County, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $114,000 | $100,000 | $125,000-$150,000 |
| 3 Bedroom | $92,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $175,000 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $262,000 | $220,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $601 |
| Superior Protection Discount | -$65 | $659 |
| Fire & Security Discount | -$51 | $674 |
| Hail Resistant Roof Discount | -$14 | $710 |
| Newly Constructed Home Discount | -$174 | $551 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ionia County | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Ionia County, MI | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| North Plains, MI | $500 | $696 | $1,196 | $505 | $1,005 | $190 |
| Sunfield, MI | $2,000 | $742 | $2,742 | $539 | $2,539 | $203 |
| Oneida charter, MI | $300 | $831 | $1,131 | $604 | $904 | $227 |
| North Shade, MI | $1,000 | $730 | $1,730 | $531 | $1,531 | $200 |
| Eaton, MI | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Edmore, MI | $1,500 | $675 | $2,175 | $490 | $1,990 | $184 |
| Duplain, MI | $500 | $743 | $1,243 | $540 | $1,040 | $203 |
| Holt, MI | $2,000 | $663 | $2,663 | $482 | $2,482 | $181 |
| Bethany, MI | $100 | $738 | $838 | $536 | $636 | $202 |
| Comstock charter, MI | $700 | $643 | $1,343 | $467 | $1,167 | $176 |
| Home Insurance Company Ionia County, MI | Homeowners Insurance Agency Ionia County, MI | Address | Popularity Score | Distance from Ionia County (miles) |
|---|---|---|---|---|
| State Farm | Al Shattuck | 111 N Hickory St, Owosso, MI, 48867-3015 | 46.1 | |
| State Farm | Kelly Schmidtke | 4211 Clyde Park Ave Sw, Wyoming, MI, 49509-5474 | 31.2 | |
| Allstate | Chris Tyler | 180 Kent St, Portland, MI, 48875 | 10.1 | |
| Farmers | Greg White | 120 Detroit St, Lansing, MI, 48912 | 32.1 | |
| Travelers | Carr Agency Inc | 115 W Main St, Ionia, MI, 48846 | 2.7 | |
| State Farm | Sandy Woods | 215 E Green St, Marshall, MI, 49068-1534 | 46.9 | |
| State Farm | Linda Tuls | 343 S Cochran Ave, Charlotte, MI, 48813-1555 | 29.2 | |
| Allstate | Patrick Coomes | 231 W Lake Lansing Rd Ste 300, East Lansing, MI, 48823 | 32.5 | |
| State Farm | Paul Ortez | 519 Ada Dr Se Ste 101, Ada, MI, 49301-9024 | 20.9 | |
| Allstate | Randall Lovejoy | 2205 Jolly Rd Ste E1, Okemos, MI, 48864 | 37.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $530 | $1,090 | $560 |
| Ionia County, MI | $117,000 | $725 | $510 | $1,020 | $510 |
| Ionia County, MI | $117,000 | $725 | $520 | $1,010 | $490 |
| North Plains, MI | $90,300 | $704 | $510 | $970 | $460 |
| Sunfield, MI | $119,700 | $751 | $520 | $1,060 | $540 |
| Oneida charter, MI | $185,900 | $841 | $610 | $1,190 | $580 |
| North Shade, MI | $111,600 | $739 | $520 | $1,060 | $540 |
| Eaton, MI | $146,600 | $789 | $580 | $1,120 | $540 |
| Edmore, MI | $78,800 | $683 | $490 | $980 | $490 |
| Duplain, MI | $120,000 | $752 | $520 | $1,050 | $530 |
| Holt, MI | $153,800 | $671 | $460 | $930 | $470 |
| Bethany, MI | $116,800 | $747 | $500 | $1,030 | $530 |
| Comstock charter, MI | $136,200 | $651 | $480 | $920 | $440 |