Gavop shows you how to buy homeowners insurance in Blairstown, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Blairstown, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Mt Hermon Rd, Westview Rd, Ax Handle Trl, Cedar Glen Dr, Florence Ln, Ax Handle Rd, Polkville Rd, Cooke Rd, Mohican Rd, Mt Vernon Rd | $321,000 | $300,000 | $250,000-$300,000 | $505,500 | $430,000 | $500,000-$600,000 |
| Farm Meadows Rd, Cedar Lake Rd, Lowman Rd, Dogwood Rd, Keketaw Ln, Westview Dr, Holly Rd, Vail St, Stillwater Rd, Frontage Rd | $454,000 | $370,000 | $400,000-$500,000 | $520,000 | $440,000 | $500,000-$600,000 |
| Glider View Way, Gwinup Rd, Gayle Dr, Mt Herman Rd, Bridge St, Camp Rd, Skunktown Ln, Jacksonburg Rd, Hickory Hollow Ln, Wester Ter | $408,000 | $370,000 | $400,000-$500,000 | $414,000 | $360,000 | $400,000-$500,000 |
| Polkville-Vail Rd, Haldiman Ln, Buchanan Rd, Karen Dr, Carhart St, Labarre Ln, Sharpe House Ln, Hope Rd, Labarre Rd, Raub Rd | $324,500 | $280,000 | $250,000-$300,000 | $284,500 | $230,000 | $250,000-$300,000 |
| Jones Rd, Mountain Ter, Heller Hill Rd, Cottontail Ln, Benton Rd, Wilhelm Ct, Kohler Rd, Academy Dr, Gaisler Rd, Bear Cave Rd | $184,500 | $150,000 | $175,000-$200,000 | $469,500 | $400,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$166 | $709 |
| Superior Protection Discount | -$79 | $797 |
| Fire & Security Discount | -$96 | $779 |
| Hail Resistant Roof Discount | -$26 | $849 |
| Newly Constructed Home Discount | -$210 | $665 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Warren County | $700 | $911 | $1,611 | $662 | $1,362 | $249 |
| Blairstown, NJ | $1,500 | $865 | $2,365 | $628 | $2,128 | $236 |
| Panther Valley, NJ | $300 | $906 | $1,206 | $658 | $958 | $248 |
| Hutchinson, NJ | $700 | $913 | $1,613 | $663 | $1,363 | $249 |
| Williams, PA | $200 | $796 | $996 | $578 | $778 | $218 |
| Frenchtown, NJ | $2,500 | $1,048 | $3,548 | $762 | $3,262 | $286 |
| Sterling, PA | $300 | $735 | $1,035 | $534 | $834 | $201 |
| Fawn Lake Forest, PA | $2,000 | $734 | $2,734 | $533 | $2,533 | $201 |
| Bound Brook, NJ | $200 | $817 | $1,017 | $594 | $794 | $223 |
| Paterson, NJ | $2,000 | $874 | $2,874 | $636 | $2,636 | $239 |
| New Tripoli, PA | $400 | $715 | $1,115 | $520 | $920 | $195 |
| Laurel Run, PA | $1,500 | $549 | $2,049 | $399 | $1,899 | $150 |
| Home Insurance Company Blairstown, NJ | Homeowners Insurance Agency Blairstown, NJ | Address | Popularity Score | Distance from Blairstown (miles) |
|---|---|---|---|---|
| Farmers | Jason Malyuk | 7 Stevens Ave, Little Falls, NJ, 7424 | 40.8 | |
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 37.5 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge St, Metuchen, NJ, 8840 | 44.8 | |
| Allstate | Sameh Wahba | 64 E Ridgewood Ave, Paramus, NJ, 7652 | 48.3 | |
| Liberty Mutual Independent | Stuber Insurance Agency | 115 Mill St, Hackettstown, NJ, 7840 | 12.8 | |
| Travelers | Irwin Edelstein Associates Inc | 15 Bridge Street 15 Bridge Street, Metuchen, NJ, 8840 | 44.8 | |
| State Farm | Joe Ciraulo | 15 Commerce Blvd Ste 102, Succasunna, NJ, 07876-1343 | 19.7 | |
| Liberty Mutual Independent | Stuber Insurance Agency | 115 Mill St, Hackettstown, NJ, 7840 | 12.9 | |
| Liberty Mutual Independent | Middleton & Company | 186 Halsey Rd, Newton, NJ, 7860 | 15.9 | |
| State Farm | John Dominianni | 615 Franklin Turnpike, Ridgewood, NJ, 07450-1927 | 47.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $750 | $1,520 | $770 |
| Warren County, NJ | $256,700 | $922 | $630 | $1,300 | $670 |
| Blairstown, NJ | $302,000 | $875 | $640 | $1,230 | $590 |
| Panther Valley, NJ | $232,600 | $917 | $630 | $1,270 | $640 |
| Hutchinson, NJ | $236,500 | $924 | $660 | $1,280 | $620 |
| Williams, PA | $281,800 | $806 | $570 | $1,140 | $570 |
| Frenchtown, NJ | $311,600 | $1,061 | $770 | $1,450 | $680 |
| Sterling, PA | $170,200 | $744 | $500 | $1,050 | $550 |
| Fawn Lake Forest, PA | $169,500 | $743 | $510 | $1,030 | $520 |
| Bound Brook, NJ | $270,900 | $827 | $570 | $1,150 | $580 |
| Paterson, NJ | $235,500 | $885 | $610 | $1,250 | $640 |
| New Tripoli, PA | $159,700 | $724 | $490 | $1,020 | $530 |
| Laurel Run, PA | $85,200 | $556 | $380 | $800 | $420 |