Gavop tells you how to get the best homeowners insurance in University of Virginia, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $70,000 | $50,000-$75,000 |
| 2 Bedroom | $162,000 | $140,000 | $150,000-$175,000 |
| 3 Bedroom | $296,000 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $272,000 | $250,000 | $200,000-$250,000 |
| 5 Bedroom | $500,000 | $460,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $718 |
| Superior Protection Discount | -$78 | $787 |
| Fire & Security Discount | -$78 | $787 |
| Hail Resistant Roof Discount | -$17 | $848 |
| Newly Constructed Home Discount | -$242 | $623 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albemarle County | $1,500 | $989 | $2,489 | $719 | $2,219 | $270 |
| University of Virginia, VA | $1,000 | $855 | $1,855 | $621 | $1,621 | $234 |
| Green Spring, VA | $200 | $773 | $973 | $562 | $762 | $211 |
| Columbia, VA | $2,500 | $882 | $3,382 | $641 | $3,141 | $241 |
| Wayne, VA | $400 | $773 | $1,173 | $562 | $962 | $211 |
| New Hope, VA | $700 | $882 | $1,582 | $641 | $1,341 | $241 |
| Blue Ridge Shores, VA | $700 | $836 | $1,536 | $607 | $1,307 | $228 |
| Cuckoo, VA | $400 | $742 | $1,142 | $539 | $939 | $203 |
| Ashby, VA | $1,000 | $769 | $1,769 | $559 | $1,559 | $210 |
| North River, VA | $100 | $760 | $860 | $552 | $652 | $208 |
| Mount Jackson, VA | $1,500 | $677 | $2,177 | $492 | $1,992 | $185 |
| Home Insurance Company University of Virginia, VA | Homeowners Insurance Agency University of Virginia, VA | Address | Popularity Score | Distance from University of Virginia (miles) |
|---|---|---|---|---|
| Allstate | George Jaffe | 617 W Main St, Charlottesville, VA, 22903 | 1.8 | |
| Erie | Hammer Insurance Agency Inc. | 611 S 3rd Street, Shenandoah, VA, 22849 | 31.0 | |
| State Farm | Lauren Morris | 1207b Crozet Ave, Crozet, VA, 22932-3132 | 10.1 | |
| Travelers | Lake Anna Insurance Agency Llc | 15711 Heth Dr, Mineral, VA, 23117 | 35.5 | |
| State Farm | Jeff Cochran | 3387 Anderson Hwy Ste A, Powhatan, VA, 23139-7310 | 49.0 | |
| Allstate | Watson & Durrer Insurance | 8726 Seminole Trl Ste 3 Po Box 590, Ruckersville, VA, 22968 | 15.8 | |
| State Farm | Byron Mehlhaff | 405 E Main St, Louisa, VA, 23093 | 28.7 | |
| Travelers | Maloney & Ward Insurance Agency | 202 W Evans Street, Culpeper, VA, 22701 | 41.7 | |
| Allstate | Fanning & Associates | Po Box 610, Locust Grove, VA, 22508 | 43.0 | |
| State Farm | Ted Bartleski | 2151 Richmond Rd Ste 103, Charlottesvle, VA, 22911-3636 | 5.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,310 | $620 |
| Albemarle County, VA | $329,600 | $1,001 | $690 | $1,390 | $700 |
| University of Virginia, VA | $320,800 | $865 | $580 | $1,200 | $620 |
| Green Spring, VA | $239,500 | $782 | $560 | $1,090 | $530 |
| Columbia, VA | $213,400 | $893 | $650 | $1,220 | $570 |
| Wayne, VA | $239,100 | $782 | $520 | $1,080 | $560 |
| New Hope, VA | $213,000 | $893 | $640 | $1,270 | $630 |
| Blue Ridge Shores, VA | $187,700 | $846 | $600 | $1,180 | $580 |
| Cuckoo, VA | $213,700 | $751 | $530 | $1,070 | $540 |
| Ashby, VA | $236,400 | $779 | $560 | $1,110 | $550 |
| North River, VA | $228,000 | $769 | $550 | $1,080 | $530 |
| Mount Jackson, VA | $130,800 | $685 | $460 | $970 | $510 |