Gavop shows you how to buy homeowners insurance in Swanton, VT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $142,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $159,000 | $130,000 | $175,000-$200,000 |
| 4 Bedroom | $194,500 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $329,500 | $270,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $545 |
| Superior Protection Discount | -$58 | $583 |
| Fire & Security Discount | -$51 | $590 |
| Hail Resistant Roof Discount | -$19 | $622 |
| Newly Constructed Home Discount | -$179 | $461 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,854 |
| Physical Damage | $2,513 |
| Hail Damage | $4,853 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,389 |
| Home Insurance Company Swanton, VT | Homeowners Insurance Agency Swanton, VT | Address | Popularity Score | Distance from Swanton (miles) |
|---|---|---|---|---|
| Nationwide | Jared Jabaut Agency | 3198 Shelburne Rd, Shelburne, VT, 5482 | 34.8 | |
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 31.1 | |
| State Farm | Kent Booraem | 85 Prim Rd Ste 201, Colchester, VT, 05446-1389 | 25.4 | |
| Allstate | David Raleigh | 2 Champlain Commons Ste 5, Saint Albans, VT, 5478 | 4.6 | |
| Travelers | Barsalow Insurance Agency | 546 Route 7 South , Milton, VT, 5468 | 16.8 | |
| State Farm | Julie Collins | 84 Fairfield St, Saint Albans, VT, 05478-1728 | 7.2 | |
| State Farm | Julie Collins | 84 Fairfield Street, St Albans, VT, 05478-1728 | 7.2 | |
| Travelers | Barsalow Insurance Agency | 546 Rte 7 S, Milton, VT, 5468 | 19.7 | |
| Allstate | Renee Cross | 1174 North Ave, Burlington, VT, 5408 | 28.4 | |
| Allstate | Town And Country Agy | 64 Church St, Jeffersonville, VT, 5464 | 23.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $540 | $1,110 | $570 |
| Franklin County, VT | $209,100 | $743 | $510 | $1,060 | $550 |
| Swanton, VT | $207,600 | $641 | $440 | $880 | $440 |
| Chittenden County, VT | $280,000 | $842 | $610 | $1,160 | $550 |
| Jericho, VT | $303,600 | $761 | $560 | $1,050 | $490 |
| Troy, VT | $135,800 | $618 | $450 | $850 | $400 |
| Redford, NY | $131,000 | $615 | $440 | $880 | $440 |
| Newport Center, VT | $118,100 | $568 | $410 | $810 | $400 |
| Au Sable Forks, NY | $113,200 | $598 | $400 | $860 | $460 |
| Hardwick, VT | $137,300 | $622 | $430 | $860 | $430 |
| Woodbury, VT | $214,700 | $774 | $570 | $1,060 | $490 |
| Derby, VT | $169,700 | $696 | $470 | $1,000 | $530 |
| Fayston, VT | $328,000 | $951 | $640 | $1,300 | $660 |