Gavop shows you how to buy homeowners insurance in Danbury, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Danbury, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| C St, 100, S Woodcliff Dr, E Club Blvd, Twp Hwy 1048, W 2nd St, Erie Beach Rd, Treasure Ln, N Stone House Rd, W 7th St | $206,000 | $190,000 | $200,000-$250,000 | $207,500 | $190,000 | $200,000-$250,000 |
| 1244, S Tecumseh Blvd, Twp Hwy 139A, E Commodore Dr, Rock Cliff Rd, Lighthouse Dr, E Lost Lake Dr, 142, Prairie St, A St | $270,000 | $250,000 | $250,000-$300,000 | $134,000 | $120,000 | $125,000-$150,000 |
| Heron Dr, Wohlers Dr, Woodwinds Way, S Arne St, Dellwood Dr, Killdeer Dr, Alexander Pike, N Karwood Dr, Forest Green Dr, Oak Ave | $135,500 | $120,000 | $150,000-$175,000 | $117,500 | $100,000 | $75,000-$100,000 |
| Twp Rd 1126, Landing Ln, N Hatterus Dr, 135, Northview Dr, 1245, Clemons St, Twp Hwy 138, 1082, King Dr | $125,000 | $100,000 | $100,000-$125,000 | $105,000 | $100,000 | $75,000-$100,000 |
| Pleasantview Dr, Jordan Rd, Searay Dr, E Weyhe Rd, State Rte 269, E Woodhill Dr, 1250, Diana Craig Dr, Water St, Karlite Dr | $264,000 | $240,000 | $200,000-$250,000 | $201,000 | $170,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$60 | $603 |
| Home and Two Car | -$113 | $550 |
| Home and Three Car | -$152 | $510 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ottawa County | $1,500 | $703 | $2,203 | $511 | $2,011 | $192 |
| Danbury, OH | $700 | $655 | $1,355 | $476 | $1,176 | $179 |
| Norwalk, OH | $400 | $618 | $1,018 | $449 | $849 | $169 |
| Sherman, OH | $1,000 | $699 | $1,699 | $508 | $1,508 | $191 |
| Lindsey, OH | $200 | $634 | $834 | $461 | $661 | $173 |
| Clay Center, OH | $2,500 | $569 | $3,069 | $414 | $2,914 | $156 |
| Seneca County, OH | $300 | $594 | $894 | $432 | $732 | $162 |
| Wellington, OH | $2,500 | $630 | $3,130 | $458 | $2,958 | $172 |
| Seneca, OH | $100 | $690 | $790 | $501 | $601 | $188 |
| Trenton, MI | $2,500 | $638 | $3,138 | $464 | $2,964 | $174 |
| Woodhaven, MI | $300 | $652 | $952 | $474 | $774 | $178 |
| Holland, OH | $2,000 | $741 | $2,741 | $539 | $2,539 | $203 |
| Home Insurance Company Danbury, OH | Homeowners Insurance Agency Danbury, OH | Address | Popularity Score | Distance from Danbury (miles) |
|---|---|---|---|---|
| Allstate | Bonnie Schmidt | 105 Public Square Apt 2, Lagrange, OH, 44050 | 38.6 | |
| Travelers | The Insurance Office | 20325 Center Ridge Road Suite 400, Rocky River, OH, 44116 | 47.2 | |
| Travelers | Janasko Insurance Agency Inc | 562 Broadway, Lorain, OH, 44052 | 30.3 | |
| Allstate | Guy Bassett | 7566 Pearl Rd, Middleburg Heights, OH, 44130 | 50.1 | |
| Allstate | Michael Wrobel | 17016 Lorain Ave, Cleveland, OH, 44111 | 48.9 | |
| Allstate | Ryan Cole | 1324 Cooper Foster Park Rd W, Lorain, OH, 44053 | 30.3 | |
| State Farm | Cindy Norcross | 348 Milan Ave Ste 4, Norwalk, OH, 44857-1173 | 19.4 | |
| State Farm | Lindsay Hubert | 14583 Madison Ave, Lakewood, OH, 44107-4325 | 49.7 | |
| State Farm | Steve Campanella | 3878 Rocky River Dr Ste 4, Cleveland, OH, 44111-4135 | 48.9 | |
| State Farm | Tony Jiovanazzo | 1065 N Ridge Rd W, Lorain, OH, 44053-3761 | 30.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $480 | $1,020 | $540 |
| Ottawa County, OH | $145,400 | $712 | $520 | $980 | $460 |
| Danbury, OH | $174,000 | $663 | $460 | $910 | $450 |
| Norwalk, OH | $118,500 | $626 | $430 | $900 | $470 |
| Sherman, OH | $132,800 | $707 | $500 | $1,000 | $500 |
| Lindsey, OH | $106,400 | $642 | $430 | $890 | $460 |
| Clay Center, OH | $83,600 | $576 | $390 | $820 | $430 |
| Seneca County, OH | $98,600 | $601 | $400 | $850 | $450 |
| Wellington, OH | $124,000 | $638 | $440 | $890 | $450 |
| Seneca, OH | $128,900 | $698 | $470 | $960 | $490 |
| Trenton, MI | $132,100 | $646 | $460 | $900 | $440 |
| Woodhaven, MI | $144,000 | $660 | $480 | $910 | $430 |
| Holland, OH | $153,500 | $750 | $520 | $1,060 | $540 |