Gavop's guide to buying homeowners insurance in Center, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Center, NC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Poplar Forest Ln, Overlook Trl, Mays Chapel Rd, D Hart Rd, Ridge Trl, State Rd 1010, Perry Graveyard Rd, State Rd 1958, Madeline Way, Green Acres | $172,500 | $140,000 | $150,000-$175,000 | $93,000 | $90,000 | $75,000-$100,000 |
| S Fawn Forest Ln, Hinshaw Shop Rd, Abdulaville Ln, Windsor Ave, State Rd 1308, State Rd 1350, State Rd 2162, Sandy Branch Church Rd, State Rd 2187, Cricket Ridge Dr | $139,000 | $120,000 | $100,000-$125,000 | $150,500 | $130,000 | $125,000-$150,000 |
| Henderson Tanyard Rd, State Rd 2144, Farrar Cir, State Rd 1501, State Rd 2147, Lambert's Dr, Nooe St, State Rd 1556, N Rocky River Rd, Morning View Dr | $122,500 | $100,000 | $125,000-$150,000 | $88,000 | $80,000 | $100,000-$125,000 |
| Henry Oldham Rd, Serenity Ln, A W Buckner Rd, US Hwy 64 Byp, Clark Self Rd, Bruce Burns Rd, Meronies Church Rd, Jasper Ln, Pickett Ln, Celebrity Dairy Way | $167,000 | $150,000 | $175,000-$200,000 | $103,500 | $90,000 | $100,000-$125,000 |
| Alton Alston Rd, Ilex, Bowden Rd, State Rd 2188, Deegan Dr, South St, Cumberland Rd, Arthur Alston Rd, Bald Eagle Dr, Rebecca Ln | $243,000 | $210,000 | $250,000-$300,000 | $150,500 | $140,000 | $100,000-$125,000 |
| Sierra Trl, State Rd 1955, Charlie Fields Rd, Hatley Falls Rd, Wooded Acres, Rives Chapel Church Rd, State Rd 2167, Shambley Meadows Dr, Double Oak Dr, S Rocky River Rd | $300,000 | $260,000 | $300,000-$350,000 | $146,000 | $130,000 | $125,000-$150,000 |
| Laura Johnson Rd, Waylon Stinson Rd, Wills Ln, Dunmore Ln, All Our Children Ln, Bonlee Carbonton Rd, State Hwy 87 S, Rufus Brewer Rd, Staley Snow Camp Rd, State Rd 1328 | $180,500 | $160,000 | $150,000-$175,000 | $161,500 | $130,000 | $150,000-$175,000 |
| Old Homestead Rd, Hillendale Dr, River Forks Rd, Clyde Davis Rd, Homestead Dr, Berry Patch Ln, Jeffries Dr, State Rd 2306, Mitchells Chapel Rd, State Hwy 87 S | $203,500 | $170,000 | $150,000-$175,000 | $202,000 | $170,000 | $175,000-$200,000 |
| State Rd 2175, Lees Well Rd, Old US Hwy 421 N, State Rd 2218, State Rd 1358, Keith Nunn Dr, E Alston Rd, Fairview Rd, State Rd 1557, Small St | $196,000 | $180,000 | $175,000-$200,000 | $137,500 | $120,000 | $150,000-$175,000 |
| State Rd 1301, W Goldbar Ave, J McCrimmon Ln, State Rd 2189, Pittsboro Goldston Rd, Abeyance, Credle St, Emerson Cook Rd, Crosswinds Est Dr, State Rd 2161 | $132,500 | $110,000 | $150,000-$175,000 | $142,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$144 | $658 |
| Superior Protection Discount | -$72 | $730 |
| Fire & Security Discount | -$72 | $730 |
| Hail Resistant Roof Discount | -$24 | $779 |
| Newly Constructed Home Discount | -$185 | $618 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chatham County | $2,500 | $1,084 | $3,584 | $788 | $3,288 | $296 |
| Center, NC | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Hadley, NC | $400 | $1,509 | $1,909 | $1,096 | $1,496 | $412 |
| Goldston, NC | $1,500 | $853 | $2,353 | $620 | $2,120 | $233 |
| Alamance, NC | $400 | $1,252 | $1,652 | $910 | $1,310 | $342 |
| Garner, NC | $700 | $762 | $1,462 | $554 | $1,254 | $208 |
| Whispering Pines, NC | $300 | $1,273 | $1,573 | $925 | $1,225 | $348 |
| St. Marys, NC | $1,500 | $723 | $2,223 | $525 | $2,025 | $198 |
| Coats, NC | $300 | $588 | $888 | $427 | $727 | $161 |
| Southern Pines, NC | $1,500 | $892 | $2,392 | $648 | $2,148 | $244 |
| Yanceyville, NC | $500 | $573 | $1,073 | $416 | $916 | $157 |
| Five Points, NC | $2,000 | $917 | $2,917 | $666 | $2,666 | $251 |
| Home Insurance Company Center, NC | Homeowners Insurance Agency Center, NC | Address | Popularity Score | Distance from Center (miles) |
|---|---|---|---|---|
| Erie | Harris & Company | 110 S Moore Street, Sanford, NC, 27330 | 16.6 | |
| State Farm | Amy Waldrop | 412 E Williams St Ste C, Apex, NC, 27502-2186 | 18.9 | |
| State Farm | Michelle Carlisle | 200 Timberhill Pl Unit 202, Chapel Hill, NC, 27514-1964 | 18.2 | |
| Nationwide | Craig Insurance Group Inc | 1125 W Nc Highway 54 Ste 204, Durham, NC, 27707 | 18.6 | |
| Nationwide | Gail Moseley Agency Inc. | 2502 Lawndale Dr, Greensboro, NC, 27408-7222 | 44.2 | |
| State Farm | Tushar Barot | 110 Osterville Dr, Holly Springs, NC, 27540-7525 | 20.0 | |
| State Farm | Leslie Miller | 105 W Nc Highway 54 Ste 255, Durham, NC, 27713-6648 | 19.1 | |
| Allstate | Ben Reece | 104 Nc Highway 54 Ste H, Carrboro, NC, 27510 | 14.4 | |
| Allstate | Michelle Riley | 6015 Fayetteville Rd Ste 115, Durham, NC, 27713 | 19.6 | |
| State Farm | Allan Gray | 1208 Raleigh Rd, Chapel Hill, NC, 27517-4417 | 15.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,260 | $610 |
| Chatham County, NC | $251,600 | $1,097 | $800 | $1,570 | $770 |
| Center, NC | $233,900 | $803 | $540 | $1,100 | $560 |
| Hadley, NC | $362,800 | $1,527 | $1,110 | $2,090 | $980 |
| Goldston, NC | $153,100 | $863 | $580 | $1,190 | $610 |
| Alamance, NC | $282,300 | $1,267 | $860 | $1,760 | $900 |
| Garner, NC | $167,700 | $771 | $560 | $1,070 | $510 |
| Whispering Pines, NC | $289,900 | $1,288 | $940 | $1,780 | $840 |
| St. Marys, NC | $155,000 | $732 | $530 | $1,020 | $490 |
| Coats, NC | $94,600 | $595 | $400 | $820 | $420 |
| Southern Pines, NC | $283,500 | $903 | $640 | $1,250 | $610 |
| Yanceyville, NC | $91,800 | $580 | $420 | $820 | $400 |
| Five Points, NC | $170,500 | $928 | $670 | $1,310 | $640 |