Gavop tells you how to get the best homeowners insurance in Newberry, OH by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $154,000 | $130,000 | $125,000-$150,000 |
| 3 Bedroom | $171,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $272,500 | $240,000 | $200,000-$250,000 |
| 5 Bedroom | $174,500 | $150,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$87 | $537 |
| Superior Protection Discount | -$56 | $569 |
| Fire & Security Discount | -$56 | $569 |
| Hail Resistant Roof Discount | -$19 | $606 |
| Newly Constructed Home Discount | -$175 | $450 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami County | $2,500 | $690 | $3,190 | $501 | $3,001 | $189 |
| Newberry, OH | $1,500 | $617 | $2,117 | $449 | $1,949 | $169 |
| Springcreek, OH | $500 | $766 | $1,266 | $556 | $1,056 | $209 |
| Patterson, OH | $2,500 | $757 | $3,257 | $550 | $3,050 | $207 |
| Fletcher, OH | $200 | $561 | $761 | $408 | $608 | $153 |
| Turtle Creek, OH | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Clay, OH | $300 | $651 | $951 | $473 | $773 | $178 |
| Harrison, OH | $2,500 | $674 | $3,174 | $490 | $2,990 | $184 |
| Wayne County, IN | $200 | $706 | $906 | $513 | $713 | $193 |
| South Vienna, OH | $700 | $613 | $1,313 | $445 | $1,145 | $167 |
| Selma, IN | $300 | $653 | $953 | $475 | $775 | $178 |
| Harveysburg, OH | $700 | $701 | $1,401 | $510 | $1,210 | $192 |
| Home Insurance Company Newberry, OH | Homeowners Insurance Agency Newberry, OH | Address | Popularity Score | Distance from Newberry (miles) |
|---|---|---|---|---|
| Nationwide | Jerry P Poff Agency | 310 W High St, Piqua, OH, 45356-2238 | 6.8 | |
| Erie | Royal Crest Agency | 29 W Main Street, Tipp City, OH, 45371 | 16.5 | |
| Liberty Mutual Independent | Elliott Insurance Agency | 1317 E High St, Springfield, OH, 45505 | 34.5 | |
| Liberty Mutual Independent | Finkelmeier Insurance Agency Inc | 811 Redskin Trail, Wapakoneta, OH, 45895 | 31.6 | |
| State Farm | Lisa Cano | 2315 W Main St, Troy, OH, 45373-8484 | 8.9 | |
| State Farm | Josh Brooks | 9 E Main St, Versailles, OH, 45380-1517 | 8.0 | |
| Nationwide | Vandna Raval | 400 N Wayne St, Piqua, OH, 45356-2232 | 6.9 | |
| State Farm | David Yenney | 300 James Bohanan Dr, Vandalia, OH, 45377-2300 | 19.8 | |
| State Farm | Diane Evans | 200 Wagner Ave, Greenville, OH, 45331-2533 | 13.5 | |
| Nationwide | Graves-Fearon Agency Ltd | 506 W National Rd, Vandalia, OH, 45377-1930 | 19.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $1,000 | $490 |
| Miami County, OH | $138,900 | $698 | $470 | $970 | $500 |
| Newberry, OH | $118,300 | $625 | $460 | $870 | $410 |
| Springcreek, OH | $166,500 | $775 | $570 | $1,090 | $520 |
| Patterson, OH | $161,300 | $766 | $540 | $1,060 | $520 |
| Fletcher, OH | $81,200 | $568 | $390 | $800 | $410 |
| Turtle Creek, OH | $188,800 | $815 | $590 | $1,150 | $560 |
| Clay, OH | $134,000 | $659 | $440 | $940 | $500 |
| Harrison, OH | $65,700 | $682 | $470 | $960 | $490 |
| Wayne County, IN | $96,500 | $715 | $490 | $980 | $490 |
| South Vienna, OH | $98,400 | $620 | $440 | $880 | $440 |
| Selma, IN | $77,300 | $661 | $440 | $910 | $470 |
| Harveysburg, OH | $134,500 | $710 | $500 | $990 | $490 |