Gavop tells you how to get the best homeowners insurance in Southbridge Town, MA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Southbridge Town, MA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lens Ct, Douty St, Randall St, Village Dr, Riverview Rd, Golf St, State Rte 198, Caron St, Twine Hurst Pl, Hudson Ave | $253,000 | $200,000 | $250,000-$300,000 | $232,000 | $220,000 | $250,000-$300,000 |
| Brochu St, Fiske St, Paige Hill Rd, Breakneck Rd, Twine Hurst Pl, Glenwood Ave, Crane St, Walcott St, Dresser Hill Rd, Alpine Dr | $162,000 | $140,000 | $150,000-$175,000 | $177,500 | $160,000 | $150,000-$175,000 |
| Collier St, Jennison St, Dennison Dr, Ceder St, Sawyer's Path, Tipton Rock Rd, Franklin Ter, Lebanon St, Country Club Pl, Clemence Hill Rd | $144,000 | $140,000 | $125,000-$150,000 | $135,500 | $110,000 | $125,000-$150,000 |
| Cole Ave, Walker Ct, Guelphwood Rd, Ellis Rd, Jacobs Rd, Hill Top Dr, Warren Ln, Barefoot Rd, Windsor Ct, Therese Ave | $281,000 | $240,000 | $300,000-$350,000 | $200,000 | $180,000 | $175,000-$200,000 |
| Maria Ave, Olney Ave, Janet Ave, Durfee St, Beecher St, Ashland Ave, Bruce Ln, Lens St, Bowlen Ave, Moon St | $254,500 | $210,000 | $300,000-$350,000 | $125,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $637 |
| Superior Protection Discount | -$78 | $699 |
| Fire & Security Discount | -$78 | $699 |
| Hail Resistant Roof Discount | -$23 | $754 |
| Newly Constructed Home Discount | -$163 | $614 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Worcester County | $2,500 | $1,012 | $3,512 | $735 | $3,235 | $276 |
| Southbridge Town, MA | $2,000 | $768 | $2,768 | $558 | $2,558 | $210 |
| Putnam, CT | $300 | $826 | $1,126 | $600 | $900 | $226 |
| Plainfield, CT | $1,500 | $792 | $2,292 | $575 | $2,075 | $216 |
| Leominster, MA | $500 | $973 | $1,473 | $707 | $1,207 | $266 |
| North Amherst, MA | $700 | $958 | $1,658 | $696 | $1,396 | $262 |
| Ledyard, CT | $400 | $816 | $1,216 | $593 | $993 | $223 |
| Newton, MA | $1,000 | $1,291 | $2,291 | $938 | $1,938 | $353 |
| Blandford, MA | $300 | $1,012 | $1,312 | $735 | $1,035 | $276 |
| East Pepperell, MA | $2,000 | $1,092 | $3,092 | $793 | $2,793 | $298 |
| Brookline, MA | $2,000 | $1,283 | $3,283 | $932 | $2,932 | $351 |
| Home Insurance Company Southbridge Town, MA | Homeowners Insurance Agency Southbridge Town, MA | Address | Popularity Score | Distance from Southbridge Town (miles) |
|---|---|---|---|---|
| Travelers | Ross Insurance Agency Inc | 150 Lower Westfield Rd Ste 2, Holyoke, MA, 1040 | 32.5 | |
| Liberty Mutual Independent | Oconnor & Co Insurance Agency Inc | 16 Village St, Dudley, MA, 1571 | 7.4 | |
| Travelers | Nrt Insurance Agency Inc | 1601 Trapelo Rd Suite 24, Waltham, MA, 2451 | 46.8 | |
| Allstate | John Greaney | 2041 Centre St, West Roxbury, MA, 2132 | 47.5 | |
| Travelers | Shea Insurance Agency | 79 Central St, Holliston, MA, 1746 | 32.7 | |
| Liberty Mutual Independent | The Getchell Companies | 183 Great Road, Stow, MA, 1775 | 38.1 | |
| Travelers | J R Tallman & Co Inc | 12 Court St, Taunton, MA, 2780 | 49.6 | |
| Travelers | Bikofsky Insurance Agency Inc | 793 Washington St, Newtonville, MA, 2460 | 47.0 | |
| Travelers | Cohen Miles Insurance Agency | 375 Concord Avenue, Belmont, MA, 2478 | 49.9 | |
| Travelers | G M Abodeely Ins Agcy Inc | 10 W Main St, Westborough, MA, 1581 | 26.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,000 | $2,000 | $1,000 |
| Worcester County, MA | $260,800 | $1,024 | $700 | $1,440 | $740 |
| Southbridge Town, MA | $188,200 | $777 | $540 | $1,100 | $560 |
| Putnam, CT | $183,000 | $836 | $560 | $1,160 | $600 |
| Plainfield, CT | $171,300 | $801 | $580 | $1,140 | $560 |
| Leominster, MA | $231,700 | $985 | $720 | $1,400 | $680 |
| North Amherst, MA | $376,800 | $970 | $660 | $1,370 | $710 |
| Ledyard, CT | $236,500 | $825 | $590 | $1,160 | $570 |
| Newton, MA | $845,100 | $1,307 | $930 | $1,800 | $870 |
| Blandford, MA | $230,900 | $1,024 | $750 | $1,410 | $660 |
| East Pepperell, MA | $262,200 | $1,105 | $740 | $1,520 | $780 |
| Brookline, MA | $829,300 | $1,298 | $920 | $1,830 | $910 |