Gavop shows you how to buy homeowners insurance in Maine, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Maine, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tiona Rd, Co Rd 84, Fredericks Rd, Edgewood Rd, Co Rd 73, Nanticoke Rd, Stratton Rd, Bradley Cr Rd, Ames Rd, Ludington Dr | $123,000 | $100,000 | $100,000-$125,000 | $115,500 | $90,000 | $75,000-$100,000 |
| King Hill Rd, Town Rd, Oaktree Ln, Kay Rd, Haskins Rd, English Rd, Edson Rd, Co Rd 92, Newark Valley Rd, Stella New Ireland Rd | $115,500 | $100,000 | $75,000-$100,000 | $64,500 | $50,000 | $50,000-$75,000 |
| Flint Rd, Zevan Rd, Roberts Rd, Old Nanticoke Rd, Ashley Rd, Harrington Rd, Sutton Rd, Higby Rd, E Maine Rd, Hayes Rd | $113,000 | $100,000 | $100,000-$125,000 | $74,500 | $60,000 | $75,000-$100,000 |
| Newark Valley Maine Rd, Eastwood Dr, Bates Rd, Cornell Hollow Rd, Weber Rd, McGregor Ave, Death Valley Rd, Jolen Dr, Rozelle Rd, New Ireland Rd | $170,500 | $150,000 | $150,000-$175,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Ludington Dr Exn, Ellis Payne Rd, Bridan Ln, State Rte 38B, Cross Rd, Upper Stella Ireland Rd, Bailey Hollow Rd, Kolb Rd, Burlingame Rd, Co Rd 89 | $164,000 | $130,000 | $175,000-$200,000 | $142,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$136 | $833 |
| Superior Protection Discount | -$97 | $871 |
| Fire & Security Discount | -$107 | $862 |
| Hail Resistant Roof Discount | -$19 | $949 |
| Newly Constructed Home Discount | -$242 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Broome County | $700 | $1,190 | $1,890 | $865 | $1,565 | $325 |
| Maine, NY | $1,000 | $957 | $1,957 | $695 | $1,695 | $261 |
| Choconut, PA | $300 | $754 | $1,054 | $548 | $848 | $206 |
| Colesville, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Van Etten, NY | $200 | $585 | $785 | $425 | $625 | $160 |
| Chenango County, NY | $700 | $1,180 | $1,880 | $857 | $1,557 | $322 |
| South Waverly, PA | $500 | $692 | $1,192 | $503 | $1,003 | $189 |
| Pharsalia, NY | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| Dimock, PA | $300 | $723 | $1,023 | $526 | $826 | $198 |
| Sempronius, NY | $2,500 | $587 | $3,087 | $426 | $2,926 | $160 |
| Overfield, PA | $500 | $731 | $1,231 | $531 | $1,031 | $200 |
| Pittsfield, NY | $2,500 | $585 | $3,085 | $425 | $2,925 | $160 |
| Home Insurance Company Maine, NY | Homeowners Insurance Agency Maine, NY | Address | Popularity Score | Distance from Maine (miles) |
|---|---|---|---|---|
| Travelers | Dirado Insurance Agency Llc | Westside Plaza 219 Main St, Binghamton, NY, 13905 | 7.5 | |
| Liberty Mutual Independent | P W Wood & Son Inc | 2333 N Triphammer Rd Ste 501 2333 N Triphammer Rd Ste 501 Ithaca, Ithaca, NY, 14850 | 31.2 | |
| Allstate | Dennis Smith | 124 Washington Ave, Endicott, NY, 13760 | 6.7 | |
| Allstate | Edward Valdes | 365 Harry L Dr, Johnson City, NY, 13790 | 5.8 | |
| Travelers | Joseph P Gaetani | 32 W State Street Suite 201, Binghamton, NY, 13901 | 8.3 | |
| Allstate | Chenango Brokers | 65 W Front Street Ext, Hancock, NY, 13783 | 40.8 | |
| Travelers | Aa-Wyak Insurance Agency Inc | 7 Jarvis St, Binghamton, NY, 13905 | 7.8 | |
| Allstate | Frost-Klossner-Swan | 14 N Main St 14 N Main St Newark Valley, Newark Valley, NY, 13811 | 8.8 | |
| State Farm | Dan Puglisi | 432 Harry L Drive, Johnson City, NY, 13790-1404 | 5.7 | |
| State Farm | John Paulin | 672 Main St, Johnson City, NY, 13790-1845 | 6.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $780 | $1,610 | $830 |
| Broome County, NY | $113,100 | $1,205 | $860 | $1,670 | $810 |
| Maine, NY | $121,800 | $968 | $710 | $1,370 | $660 |
| Choconut, PA | $180,400 | $763 | $520 | $1,080 | $560 |
| Colesville, NY | $88,500 | $952 | $690 | $1,300 | $610 |
| Van Etten, NY | $103,400 | $592 | $430 | $810 | $380 |
| Chenango County, NY | $95,900 | $1,194 | $800 | $1,660 | $860 |
| South Waverly, PA | $147,200 | $700 | $480 | $970 | $490 |
| Pharsalia, NY | $61,200 | $606 | $440 | $830 | $390 |
| Dimock, PA | $163,400 | $732 | $530 | $1,030 | $500 |
| Sempronius, NY | $106,800 | $594 | $400 | $840 | $440 |
| Overfield, PA | $167,700 | $740 | $500 | $1,060 | $560 |
| Pittsfield, NY | $102,500 | $592 | $400 | $820 | $420 |