Gavop shows you how to buy homeowners insurance in Johnson County, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $91,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $83,500 | $80,000 | $50,000-$75,000 |
| 4 Bedroom | $116,000 | $100,000 | $100,000-$125,000 |
| 5 Bedroom | $191,000 | $160,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$66 | $756 |
| Home and Two Car | -$131 | $690 |
| Home and Three Car | -$189 | $633 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Johnson County | $700 | $812 | $1,512 | $590 | $1,290 | $222 |
| Johnson County, AR | $2,500 | $812 | $3,312 | $590 | $3,090 | $222 |
| Shoal Creek, AR | $100 | $870 | $970 | $633 | $733 | $238 |
| Freeman, AR | $1,000 | $815 | $1,815 | $592 | $1,592 | $223 |
| Illinois, AR | $300 | $816 | $1,116 | $593 | $893 | $223 |
| Donald, AR | $2,000 | $985 | $2,985 | $716 | $2,716 | $269 |
| Pottsville, AR | $200 | $1,078 | $1,278 | $783 | $983 | $295 |
| Winslow, AR | $2,500 | $961 | $3,461 | $699 | $3,199 | $263 |
| Durham, AR | $100 | $819 | $919 | $595 | $695 | $224 |
| Plainview, AR | $1,000 | $846 | $1,846 | $615 | $1,615 | $231 |
| West Fork, AR | $500 | $1,145 | $1,645 | $832 | $1,332 | $313 |
| Home Insurance Company Johnson County, AR | Homeowners Insurance Agency Johnson County, AR | Address | Popularity Score | Distance from Johnson County (miles) |
|---|---|---|---|---|
| Travelers | Csi Insurance | 700 E Parkway, Russellville, AR, 72811 | 27.9 | |
| Travelers | Csi Insurance | 915 South Arkansas, Russellville, AR, 72811 | 28.5 | |
| Farmers | Mike Palmer | 701 E Main St Ste 14, Russellville, AR, 72801 | 28.0 | |
| Allstate | Heffington Insurance Inc | 2911 W Commercial St, Ozark, AR, 72949 | 22.8 | |
| State Farm | Scott Smith | 1160 S Rogers St, Clarksville, AR, 72830-9157 | 8.0 | |
| State Farm | John Wood | 100 W Collum Ln, Alma, AR, 72921 | 43.3 | |
| State Farm | Marlene Pfeifer | 804 South Atlanta, Danville, AR, 72833 | 36.1 | |
| State Farm | Jess Eubanks | 2420 W Main St, Russellville, AR, 72801-2531 | 26.5 | |
| Farmers | Tom Buchanan | 103 N Gaskill St, Huntsville, AR, 72740 | 38.6 | |
| State Farm | Ross Kent | 306 East Walnut Street, Paris, AR, 72855 | 24.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $770 | $1,530 | $760 |
| Johnson County, AR | $95,400 | $822 | $580 | $1,160 | $580 |
| Johnson County, AR | $95,400 | $822 | $570 | $1,170 | $600 |
| Shoal Creek, AR | $76,200 | $881 | $630 | $1,220 | $590 |
| Freeman, AR | $65,400 | $825 | $590 | $1,130 | $540 |
| Illinois, AR | $135,000 | $826 | $600 | $1,150 | $550 |
| Donald, AR | $99,300 | $997 | $690 | $1,410 | $720 |
| Pottsville, AR | $119,200 | $1,091 | $740 | $1,490 | $750 |
| Winslow, AR | $94,400 | $973 | $650 | $1,380 | $730 |
| Durham, AR | $66,100 | $829 | $560 | $1,140 | $580 |
| Plainview, AR | $71,300 | $856 | $620 | $1,220 | $600 |
| West Fork, AR | $134,300 | $1,159 | $820 | $1,660 | $840 |