Gavop shows you how to buy homeowners insurance in Grand Rapids charter, MI by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $72,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $141,500 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $284,500 | $260,000 | $300,000-$350,000 |
| 4 Bedroom | $392,500 | $340,000 | $300,000-$350,000 |
| 5 Bedroom | $541,000 | $470,000 | $400,000-$500,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$70 | $708 |
| Home and Two Car | -$132 | $646 |
| Home and Three Car | -$194 | $583 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Kent County | $2,000 | $765 | $2,765 | $556 | $2,556 | $209 |
| Grand Rapids charter, MI | $1,000 | $769 | $1,769 | $558 | $1,558 | $210 |
| Otisco, MI | $100 | $744 | $844 | $541 | $641 | $203 |
| Thornapple, MI | $2,500 | $664 | $3,164 | $482 | $2,982 | $181 |
| Orleans, MI | $500 | $714 | $1,214 | $519 | $1,019 | $195 |
| Odessa, MI | $700 | $726 | $1,426 | $528 | $1,228 | $198 |
| Barry County, MI | $400 | $756 | $1,156 | $550 | $950 | $207 |
| Delton, MI | $2,500 | $758 | $3,258 | $551 | $3,051 | $207 |
| Danby, MI | $200 | $818 | $1,018 | $595 | $795 | $224 |
| Barry, MI | $1,000 | $789 | $1,789 | $574 | $1,574 | $216 |
| Perrinton, MI | $300 | $653 | $953 | $475 | $775 | $178 |
| Whitehall, MI | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Home Insurance Company Grand Rapids charter, MI | Homeowners Insurance Agency Grand Rapids charter, MI | Address | Popularity Score | Distance from Grand Rapids charter (miles) |
|---|---|---|---|---|
| Allstate | Mark Noffsinger | 2845 Wilson Ave Sw Ste B, Grandville, MI, 49418 | 10.7 | |
| Farmers | Maria Erazo | 2435 Eastern Ave Se, Grand Rapids, MI, 49507 | 5.9 | |
| State Farm | Luke Bagnall | 1277 36th St Sw, Wyoming, MI, 49509-3469 | 8.6 | |
| State Farm | Bill Cole | 2143 Wealthy St Se, East Grand Ra, MI, 49506-3033 | 3.1 | |
| Liberty Mutual Independent | Delago & Associates | 1160 36th St Sw, Wyoming, MI, 49509 | 8.5 | |
| State Farm | Doug Zuidema | 1626 Leonard St Nw, Grand Rapids, MI, 49504-3950 | 6.6 | |
| Allstate | Corey Gouin | 4240 29th St Se, Grand Rapids, MI, 49512 | 5.4 | |
| State Farm | Drew Condon | 2845 Ivanrest Ave Sw, Grandville, MI, 49418-1438 | 9.8 | |
| Allstate | Corey Gouin | 7493 Cottonwood Dr, Jenison, MI, 49428 | 12.2 | |
| State Farm | Paul Peterson | 1215 N Broadway St, Hastings, MI, 49058-1236 | 27.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,070 | $500 |
| Kent County, MI | $153,500 | $774 | $570 | $1,110 | $540 |
| Grand Rapids charter, MI | $244,600 | $778 | $530 | $1,100 | $570 |
| Otisco, MI | $120,700 | $753 | $540 | $1,050 | $510 |
| Thornapple, MI | $154,700 | $672 | $460 | $930 | $470 |
| Orleans, MI | $101,100 | $723 | $480 | $1,030 | $550 |
| Odessa, MI | $109,000 | $735 | $520 | $1,050 | $530 |
| Barry County, MI | $146,300 | $765 | $530 | $1,060 | $530 |
| Delton, MI | $130,300 | $767 | $560 | $1,050 | $490 |
| Danby, MI | $175,900 | $828 | $590 | $1,170 | $580 |
| Barry, MI | $154,200 | $799 | $570 | $1,130 | $560 |
| Perrinton, MI | $67,500 | $661 | $460 | $910 | $450 |
| Whitehall, MI | $107,400 | $733 | $510 | $1,030 | $520 |