Gavop tells you how to get the best homeowners insurance in Lubbock County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 3 Bedroom | $107,000 | $100,000 | $75,000-$100,000 |
| 4 Bedroom | $127,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $175,000 | $150,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$247 | $1,205 |
| Superior Protection Discount | -$145 | $1,307 |
| Fire & Security Discount | -$145 | $1,307 |
| Hail Resistant Roof Discount | -$44 | $1,408 |
| Newly Constructed Home Discount | -$290 | $1,161 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lubbock County | $1,000 | $1,434 | $2,434 | $1,042 | $2,042 | $392 |
| Lubbock County, TX | $2,500 | $1,434 | $3,934 | $1,042 | $3,542 | $392 |
| New Deal, TX | $200 | $1,379 | $1,579 | $1,002 | $1,202 | $377 |
| Buffalo Springs, TX | $1,000 | $1,639 | $2,639 | $1,191 | $2,191 | $448 |
| Abernathy, TX | $400 | $1,408 | $1,808 | $1,023 | $1,423 | $385 |
| Lynn County, TX | $100 | $986 | $1,086 | $716 | $816 | $269 |
| Crosbyton, TX | $2,500 | $1,264 | $3,764 | $918 | $3,418 | $345 |
| Brownfield, TX | $100 | $950 | $1,050 | $691 | $791 | $260 |
| Post East, TX | $300 | $1,321 | $1,621 | $960 | $1,260 | $361 |
| Welch, TX | $1,500 | $1,344 | $2,844 | $976 | $2,476 | $367 |
| Home Insurance Company Lubbock County, TX | Homeowners Insurance Agency Lubbock County, TX | Address | Popularity Score | Distance from Lubbock County (miles) |
|---|---|---|---|---|
| State Farm | Ana Borrego | 8001 Quaker Ave Ste G, Lubbock, TX, 79424-3368 | 7.9 | |
| State Farm | Rebecca Egert | 9810 Indiana Ave Ste 120, Lubbock, TX, 79423-4932 | 8.4 | |
| Farmers | Michael Berg | 5811 64th St Unit A, Lubbock, TX, 79424 | 8.7 | |
| Farmers | Rhett Richardson | 8605 Milwaukee Ave Ste 102, Lubbock, TX, 79424 | 10.3 | |
| State Farm | Peter Griffith | 409 Frankford Ave, Lubbock, TX, 79416-4188 | 7.1 | |
| Farmers | Tracy Starkey | 100 N 8th St, Slaton, TX, 79364 | 15.7 | |
| Farmers | Rc Calderon | 1314 50th St, Lubbock, TX, 79412 | 4.7 | |
| Farmers | Nannette Adkins | 4407 71st St, Lubbock, TX, 79424 | 7.6 | |
| State Farm | Tommy Reece | 3114 50th St, Lubbock, TX, 79413-4104 | 5.6 | |
| State Farm | Eddie Wilt | 5008 50th St, Lubbock, TX, 79414-3421 | 7.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Lubbock County, TX | $122,700 | $1,452 | $960 | $2,240 | $1,280 |
| Lubbock County, TX | $122,700 | $1,452 | $960 | $2,240 | $1,280 |
| New Deal, TX | $75,600 | $1,396 | $920 | $2,150 | $1,230 |
| Buffalo Springs, TX | $135,700 | $1,659 | $1,090 | $2,550 | $1,460 |
| Abernathy, TX | $80,800 | $1,425 | $940 | $2,190 | $1,250 |
| Lynn County, TX | $76,800 | $997 | $660 | $1,540 | $880 |
| Crosbyton, TX | $56,100 | $1,279 | $840 | $1,970 | $1,130 |
| Brownfield, TX | $68,000 | $962 | $630 | $1,480 | $850 |
| Post East, TX | $65,300 | $1,337 | $880 | $2,060 | $1,180 |
| Welch, TX | $69,200 | $1,360 | $900 | $2,090 | $1,190 |