How Can I Make My Lubbock County, TX Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Lubbock County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Select the Suitable Coverage Value for your Lubbock County, TX Home | Back to Top

Bedrooms Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
1 Bedroom $39,000 $40,000 $25,000-$50,000
2 Bedroom $76,000 $70,000 $50,000-$75,000
3 Bedroom $107,000 $100,000 $75,000-$100,000
4 Bedroom $127,500 $120,000 $100,000-$125,000
5 Bedroom $175,000 $150,000 $175,000-$200,000

Choose the Best Lubbock County, TX Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Unemployed 500-549 Credit Score No Income 1 Pet, Smoker $3,130
Part Time Job 650-699 Credit Score <$25,000 3 Pets, Smoker $320
Retired 550-599 Credit Score No Income No Pets, Non-Smoker $590

Choose the Right Deductible for your Lubbock County, TX Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Texas $300 $520 $820 $420 $720 $100
Lubbock County, TX $1,000 $520 $1,020 $440 $1,440 $-420
Lubbock County, TX $2,500 $550 $1,050 $460 $2,960 $-1,910
New Deal, TX $200 $300 $500 $240 $440 $60
Buffalo Springs, TX $1,000 $440 $940 $380 $1,380 $-440
Abernathy, TX $400 $330 $730 $270 $670 $60
Opdyke West, TX $1,000 $150 $650 $120 $1,120 $-470
Lynn County, TX $100 $300 $400 $260 $360 $40
Crosbyton, TX $2,500 $240 $740 $210 $2,710 $-1,970
Brownfield, TX $100 $280 $380 $240 $340 $40
Edmonson, TX $2,000 $110 $610 $90 $2,090 $-1,480
Post East, TX $300 $220 $520 $180 $480 $40
Welch, TX $1,500 $150 $650 $140 $1,640 $-990

Identify Top Home Insurance Agents near Lubbock County, TX | Back to Top

Home Insurance Company Lubbock County, TX Homeowners Insurance Agency Lubbock County, TX Address Popularity Score Distance from Lubbock County (miles)
State Farm Ana Borrego 8001 Quaker Ave Ste G, Lubbock, TX, 79424-3368
7.9
State Farm Rebecca Egert 9810 Indiana Ave Ste 120, Lubbock, TX, 79423-4932
8.4
Farmers Michael Berg 5811 64th St Unit A, Lubbock, TX, 79424
8.7
Farmers Rhett Richardson 8605 Milwaukee Ave Ste 102, Lubbock, TX, 79424
10.3
State Farm Peter Griffith 409 Frankford Ave, Lubbock, TX, 79416-4188
7.1
Farmers Tracy Starkey 100 N 8th St, Slaton, TX, 79364
15.7
Farmers Rc Calderon 1314 50th St, Lubbock, TX, 79412
4.7
Farmers Nannette Adkins 4407 71st St, Lubbock, TX, 79424
7.6
State Farm Tommy Reece 3114 50th St, Lubbock, TX, 79413-4104
5.6
State Farm Eddie Wilt 5008 50th St, Lubbock, TX, 79414-3421
7.2

Compare Rates for Lubbock County, TX Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
Texas $128,000 $680 $450 $1,050 $600
Lubbock County, TX $107,300 $570 $380 $880 $500
Lubbock County, TX $107,300 $600 $400 $920 $520
New Deal, TX $67,100 $290 $190 $450 $260
Buffalo Springs, TX $85,700 $400 $260 $620 $360
Abernathy, TX $76,800 $350 $230 $540 $310
Opdyke West, TX $31,700 $170 $110 $260 $150
Lynn County, TX $67,000 $290 $190 $450 $260
Crosbyton, TX $50,500 $210 $140 $320 $180
Brownfield, TX $63,100 $270 $180 $420 $240
Edmonson, TX $29,300 $130 $90 $200 $110
Post East, TX $46,600 $200 $130 $310 $180
Welch, TX $36,500 $180 $120 $280 $160

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