Gavop tells you how to get the best homeowners insurance in Ramtown, NJ by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$250 | $676 |
| 30 year old | +$14 | $940 |
| 40 year old | +$24 | $950 |
| 50 year old | +$35 | $961 |
| Above 50 year old | +$44 | $970 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$130 | $796 |
| Superior Protection Discount | -$93 | $833 |
| Fire & Security Discount | -$83 | $842 |
| Hail Resistant Roof Discount | -$19 | $907 |
| Newly Constructed Home Discount | -$259 | $666 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Monmouth County | $2,500 | $1,175 | $3,675 | $854 | $3,354 | $321 |
| Ramtown, NJ | $2,500 | $915 | $3,415 | $665 | $3,165 | $250 |
| Fair Haven, NJ | $300 | $1,083 | $1,383 | $787 | $1,087 | $296 |
| South Amboy, NJ | $700 | $829 | $1,529 | $603 | $1,303 | $227 |
| Richmond County, NY | $100 | $1,496 | $1,596 | $1,087 | $1,187 | $409 |
| Florence, NJ | $2,500 | $753 | $3,253 | $547 | $3,047 | $206 |
| Hillsborough, NJ | $200 | $1,185 | $1,385 | $861 | $1,061 | $324 |
| Hillside, NJ | $2,500 | $772 | $3,272 | $561 | $3,061 | $211 |
| Churchville, PA | $500 | $1,363 | $1,863 | $991 | $1,491 | $373 |
| City of Orange, NJ | $1,000 | $746 | $1,746 | $542 | $1,542 | $204 |
| North Lynbrook, NY | $500 | $2,045 | $2,545 | $1,486 | $1,986 | $559 |
| Warminster Heights, PA | $2,000 | $930 | $2,930 | $676 | $2,676 | $254 |
| Home Insurance Company Ramtown, NJ | Homeowners Insurance Agency Ramtown, NJ | Address | Popularity Score | Distance from Ramtown (miles) |
|---|---|---|---|---|
| Travelers | The Barclay Group | 202 Broad Street, Riverton, NJ, 8077 | 46.4 | |
| Travelers | Bay Agency Insurance Group Inc | 93 E River Rd, Rumson, NJ, 7760 | 19.5 | |
| Travelers | The Schenck Agency Inc | 495 Main St, Metuchen, NJ, 8840 | 31.7 | |
| Travelers | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 22.5 | |
| Travelers | I And E Insurance Agency | 2900 Route 88, Point Pleasant, NJ, 8742 | 4.4 | |
| State Farm | Alberto Santana | 1755 John F Kennedy Blvd Apt 1, Jersey City, NJ, 07305-1900 | 40.5 | |
| Allstate | Dolly Wasielewski | 1258 Route 166 Ste A, Toms River, NJ, 8753 | 9.6 | |
| Travelers | Cedar Risk Management | 349 State Hwy 31 Ste 201, Flemington, NJ, 8822 | 47.6 | |
| Allstate | Rosemary Kellner | 315 Broadway, Bayonne, NJ, 7002 | 37.5 | |
| State Farm | Jody Huss | 474 Brick Blvd, Brick, NJ, 08723-6090 | 4.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,500 | $710 |
| Monmouth County, NJ | $396,200 | $1,189 | $810 | $1,630 | $820 |
| Ramtown, NJ | $330,900 | $926 | $670 | $1,280 | $610 |
| Fair Haven, NJ | $686,100 | $1,096 | $730 | $1,500 | $770 |
| South Amboy, NJ | $278,900 | $839 | $570 | $1,190 | $620 |
| Richmond County, NY | $460,200 | $1,514 | $1,070 | $2,100 | $1,030 |
| Florence, NJ | $227,100 | $762 | $550 | $1,070 | $520 |
| Hillsborough, NJ | $411,700 | $1,200 | $830 | $1,640 | $810 |
| Hillside, NJ | $239,700 | $781 | $570 | $1,110 | $540 |
| Churchville, PA | $409,700 | $1,380 | $990 | $1,920 | $930 |
| City of Orange, NJ | $222,800 | $755 | $510 | $1,050 | $540 |
| North Lynbrook, NY | $436,400 | $2,070 | $1,470 | $2,920 | $1,450 |
| Warminster Heights, PA | $273,800 | $941 | $640 | $1,350 | $710 |