Gavop shows you how to buy homeowners insurance in Campbell County, KY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Campbell County, KY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Madonna Ln, Ivor Rd, Lumley Ave, Carriage House Dr, W 9th St, Downing St, Fairview Dr, Skyline Dr, Holtz Dr, Jennifer Ct | $137,500 | $120,000 | $150,000-$175,000 | $115,500 | $100,000 | $75,000-$100,000 |
| Lincoln Rd, State Hwy 1632, Lockland Rd, W 11th St, Wesley Hills Dr, Hissem Rd, Wigeon Dr, Queensway Ct, Bordeaux Dr, Sweetbriar Ct | $132,000 | $110,000 | $125,000-$150,000 | $144,500 | $120,000 | $150,000-$175,000 |
| Park Ave, Washington Trace Rd, Eustace Ave, Lincoln Rd, Covert Run Pike, Lexington Ave, Grand Lake Dr, Churchill Dr, Dry Creek Rd, S Grand Ave | $169,000 | $150,000 | $125,000-$150,000 | $174,000 | $140,000 | $125,000-$150,000 |
| Elmwood Ct, Beechwood Pl, Weingartner Aly, Lickert Rd, Orchard Ln, I- 275, Pondswood Dr, Washington St, 6th St, Hope Ln | $235,500 | $210,000 | $175,000-$200,000 | $170,500 | $140,000 | $150,000-$175,000 |
| Hilltop Rd, North St, Wagoner Rd, Squire Ct, 6th Ave, Towanda Dr, Crown Pt, Banklick Rd, Highview Dr, Rossmore Ave | $144,500 | $120,000 | $100,000-$125,000 | $126,500 | $110,000 | $125,000-$150,000 |
| Creekwood Dr, Winding Way, Lick Hill Rd, Lakeview Ave, Trapp Ct, Sylvan Dr, Roberts St, Flagg Springs Pike, Edgewater Way, Creektrace Rd | $257,000 | $230,000 | $250,000-$300,000 | $143,000 | $130,000 | $150,000-$175,000 |
| Ridgeline Dr, Rifle Range Rd, Cedar Ln, New Dr, Cherry Ln, Aspen Ct, Paulena Dr, Stonehouse Rd, Breckinridge Ct, Pleasant Rdg | $87,000 | $80,000 | $75,000-$100,000 | $108,000 | $90,000 | $100,000-$125,000 |
| Awesome Place Dr, Beiting Dr, E Crescent Ave, Dry Creek Rd, Pondwoods Dr, Ravine Cir, Picketts Charge St, Ridgewood Pl, Tollgate Rd, Blackburn Ave | $134,000 | $110,000 | $125,000-$150,000 | $161,500 | $150,000 | $125,000-$150,000 |
| Thatcher Ct, Hidden Valley Rd, Brant Ct, Lauren Ln, Murnan Rd, Ridgeway Ave, Kentucky Dr, Timberwood Ct, I- 471, Boone | $190,000 | $150,000 | $150,000-$175,000 | $83,000 | $70,000 | $75,000-$100,000 |
| Maddox Rd, Telescope Vw, Carthage Rd, McDonald Ln, Fry St, Orchard Ln, Ervin Ter, State Hwy 2376, Roberts St, Stevens Branch Rd | $208,000 | $200,000 | $175,000-$200,000 | $124,500 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$152 | $798 |
| Superior Protection Discount | -$85 | $864 |
| Fire & Security Discount | -$66 | $883 |
| Hail Resistant Roof Discount | -$28 | $921 |
| Newly Constructed Home Discount | -$218 | $731 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Campbell County | $1,000 | $938 | $1,938 | $682 | $1,682 | $256 |
| Campbell County, KY | $1,500 | $938 | $2,438 | $682 | $2,182 | $256 |
| Grants Lick, KY | $100 | $878 | $978 | $638 | $738 | $240 |
| Newtown, OH | $700 | $745 | $1,445 | $541 | $1,241 | $204 |
| Augusta, KY | $400 | $820 | $1,220 | $596 | $996 | $224 |
| Dry Ridge, OH | $1,500 | $824 | $2,324 | $599 | $2,099 | $225 |
| Taylor Creek, OH | $300 | $827 | $1,127 | $601 | $901 | $226 |
| Landen, OH | $1,500 | $681 | $2,181 | $495 | $1,995 | $186 |
| Dunlap, OH | $200 | $891 | $1,091 | $648 | $848 | $244 |
| Sparta, KY | $2,000 | $671 | $2,671 | $488 | $2,488 | $183 |
| Mason County, KY | $500 | $689 | $1,189 | $501 | $1,001 | $188 |
| Whitewater, IN | $1,000 | $947 | $1,947 | $688 | $1,688 | $259 |
| Home Insurance Company Campbell County, KY | Homeowners Insurance Agency Campbell County, KY | Address | Popularity Score | Distance from Campbell County (miles) |
|---|---|---|---|---|
| Erie | Mansfield Insurance Agency Inc. | 2940 Hebron Park Drive Suite 202, Hebron, KY, 41048 | 19.4 | |
| Travelers | Barnes Insurance Group | 7600 Dixie Highway, Florence, KY, 41042 | 13.6 | |
| State Farm | Tracie Johnson | 1400 Gloria Terrell Dr Ste D, Wilder, KY, 41076-9189 | 6.5 | |
| Allstate | Lora L. Lee | 2021 Alexandria Pike Ste A, Highland Heights, KY, 41076 | 7.6 | |
| State Farm | Garrick Straub | 4135 Alexandria Pike Ste 107, Cold Spring, KY, 41076-6801 | 6.0 | |
| State Farm | Joel Bergantino | 2087 Centennial Blvd, Independence, KY, 41051-7042 | 8.7 | |
| Allstate | Tonya Sharp Staten | 2091 N Bend Rd Ste 140, Hebron, KY, 41048 | 20.3 | |
| Liberty Mutual Independent | Gross Insurance Agency | 26 North Avenue Fort Thomas, Fort Thomas, KY, 41075 | 9.9 | |
| State Farm | John Hoffman | 2156 Declaration Dr, Independence, KY, 41051-7034 | 9.1 | |
| State Farm | Marc Cammack | 930 Us Highway 27 S Ste 2, Cynthiana, KY, 41031-5992 | 39.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $640 | $1,280 | $640 |
| Campbell County, KY | $160,700 | $949 | $680 | $1,350 | $670 |
| Campbell County, KY | $160,700 | $949 | $640 | $1,300 | $660 |
| Grants Lick, KY | $187,700 | $889 | $600 | $1,250 | $650 |
| Newtown, OH | $155,200 | $754 | $520 | $1,040 | $520 |
| Augusta, KY | $111,200 | $830 | $610 | $1,170 | $560 |
| Dry Ridge, OH | $200,900 | $834 | $560 | $1,160 | $600 |
| Taylor Creek, OH | $202,700 | $837 | $560 | $1,200 | $640 |
| Landen, OH | $192,400 | $690 | $460 | $970 | $510 |
| Dunlap, OH | $244,800 | $902 | $620 | $1,240 | $620 |
| Sparta, KY | $76,000 | $679 | $450 | $940 | $490 |
| Mason County, KY | $111,200 | $697 | $510 | $970 | $460 |
| Whitewater, IN | $174,900 | $958 | $660 | $1,320 | $660 |