Gavop shows you how to buy homeowners insurance in Lon Norris, AR by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $111,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $154,500 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $233,500 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $270,500 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $759 |
| Superior Protection Discount | -$82 | $832 |
| Fire & Security Discount | -$64 | $850 |
| Hail Resistant Roof Discount | -$18 | $896 |
| Newly Constructed Home Discount | -$247 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sebastian County | $1,000 | $992 | $1,992 | $721 | $1,721 | $271 |
| Lon Norris, AR | $700 | $903 | $1,603 | $656 | $1,356 | $247 |
| Long, OK | $200 | $1,331 | $1,531 | $967 | $1,167 | $364 |
| Lewis, AR | $2,000 | $837 | $2,837 | $608 | $2,608 | $229 |
| Panama-Bokoshe, OK | $400 | $1,138 | $1,538 | $827 | $1,227 | $311 |
| Keota, OK | $700 | $1,116 | $1,816 | $811 | $1,511 | $305 |
| Wallace, AR | $500 | $1,265 | $1,765 | $919 | $1,419 | $346 |
| Blansett, AR | $1,500 | $1,041 | $2,541 | $757 | $2,257 | $285 |
| Starr Hill, AR | $500 | $926 | $1,426 | $673 | $1,173 | $253 |
| Home Insurance Company Lon Norris, AR | Homeowners Insurance Agency Lon Norris, AR | Address | Popularity Score | Distance from Lon Norris (miles) |
|---|---|---|---|---|
| State Farm | Joseph Rhodes | 2215 Fayetteville Road Suite 7, Van Buren, AR, 72956-6570 | 12.0 | |
| Travelers | Davis Insurance Agency Inc | 416 E Pridemore, Lincoln, AR, 72744 | 44.9 | |
| Farmers | Brant Latta | 2300 S 57th St Ste 10, Fort Smith, AR, 72903 | 4.5 | |
| State Farm | Arvid Bean | 3620 S 91st St, Fort Smith, AR, 72903-5610 | 4.8 | |
| State Farm | Becky Brown | 1001 N 44th Street, Fort Smith, AR, 72904 | 6.1 | |
| State Farm | Craig Gigerich | 725 N Greenwood Ave, Fort Smith, AR, 72901-3127 | 5.9 | |
| Travelers | Jmr Pfp Insurance | 1120 Garrison Ave Fort Smith, Fort Smith, AR, 72902 | 6.1 | |
| Farmers | Sandy Gilkey | 8405 S Zero St Ste B, Fort Smith, AR, 72903 | 3.5 | |
| State Farm | Lewis Eady | 4219 Jenny Lind Rd, Fort Smith, AR, 72901-7659 | 3.3 | |
| Travelers | Brown Hiller Clark & Associates | 5500 Euper Ln, Fort Smith, AR, 72903 | 4.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arkansas | $118,500 | $1,088 | $740 | $1,560 | $820 |
| Sebastian County, AR | $116,800 | $1,004 | $720 | $1,420 | $700 |
| Lon Norris, AR | $164,000 | $914 | $620 | $1,270 | $650 |
| Long, OK | $107,700 | $1,347 | $930 | $1,900 | $970 |
| Lewis, AR | $69,600 | $847 | $580 | $1,210 | $630 |
| Panama-Bokoshe, OK | $84,300 | $1,152 | $830 | $1,600 | $770 |
| Keota, OK | $81,800 | $1,130 | $760 | $1,590 | $830 |
| Wallace, AR | $162,500 | $1,280 | $860 | $1,770 | $910 |
| Blansett, AR | $111,300 | $1,054 | $720 | $1,490 | $770 |
| Starr Hill, AR | $87,200 | $937 | $640 | $1,300 | $660 |