Gavop shows you how to buy homeowners insurance in Yankton, SD by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $50,000 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $131,500 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $212,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $154,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$141 | $644 |
| Superior Protection Discount | -$79 | $707 |
| Fire & Security Discount | -$55 | $730 |
| Hail Resistant Roof Discount | -$24 | $762 |
| Newly Constructed Home Discount | -$212 | $573 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Yankton County | $1,500 | $783 | $2,283 | $569 | $2,069 | $214 |
| Yankton, SD | $1,500 | $776 | $2,276 | $564 | $2,064 | $212 |
| Eastern, NE | $200 | $1,596 | $1,796 | $1,160 | $1,360 | $436 |
| Meckling, SD | $2,000 | $710 | $2,710 | $516 | $2,516 | $194 |
| Beresford, SD | $500 | $862 | $1,362 | $626 | $1,126 | $235 |
| Germantown, SD | $1,000 | $979 | $1,979 | $712 | $1,712 | $268 |
| Miller, NE | $400 | $706 | $1,106 | $513 | $913 | $193 |
| Bazile, NE | $700 | $1,290 | $1,990 | $938 | $1,638 | $353 |
| Virginia, SD | $1,500 | $971 | $2,471 | $706 | $2,206 | $265 |
| Waterbury, NE | $200 | $768 | $968 | $558 | $758 | $210 |
| Delmont, SD | $1,000 | $594 | $1,594 | $432 | $1,432 | $162 |
| Home Insurance Company Yankton, SD | Homeowners Insurance Agency Yankton, SD | Address | Popularity Score | Distance from Yankton (miles) |
|---|---|---|---|---|
| Farmers | Sara Bye | 5 Market St, Vermillion, SD, 57069 | 24.5 | |
| State Farm | Erin Beyke | 201 E 5th St, Canton, SD, 57013-1733 | 49.5 | |
| Farmers | Kevin Carda | 2006 Locust St, Yankton, SD, 57078 | 0.4 | |
| State Farm | Brad Fowler | 113 W Main St, Elk Point, SD, 57025 | 38.6 | |
| Travelers | Frei Insurance Agency | 204 S Main St, Wagner, SD, 57380 | 47.5 | |
| Travelers | Frei Insurance Agency | 204 S Main, Wagner, SD, 57380 | 47.6 | |
| State Farm | Richard Sunde | 16 E Main St, Vermillion, SD, 57069-2103 | 24.6 | |
| State Farm | Rhonda Wesseln | 1023 W 9th St, Yankton, SD, 57078-3390 | 1.2 | |
| Allstate | Yankton Insurance | 1701 Broadway Ave, Yankton, SD, 57078 | 0.4 | |
| Allstate | Valley Insurance | 809 E Main St Ste A, Elk Point, SD, 57025 | 39.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,350 | $640 |
| Yankton County, SD | $140,400 | $793 | $570 | $1,090 | $520 |
| Yankton, SD | $137,600 | $785 | $530 | $1,120 | $590 |
| Eastern, NE | $232,500 | $1,615 | $1,180 | $2,240 | $1,060 |
| Meckling, SD | $75,000 | $719 | $520 | $990 | $470 |
| Beresford, SD | $118,300 | $872 | $600 | $1,190 | $590 |
| Germantown, SD | $155,000 | $991 | $670 | $1,400 | $730 |
| Miller, NE | $57,500 | $715 | $520 | $1,020 | $500 |
| Bazile, NE | $160,000 | $1,306 | $950 | $1,870 | $920 |
| Virginia, SD | $152,400 | $983 | $670 | $1,370 | $700 |
| Waterbury, NE | $66,700 | $777 | $550 | $1,100 | $550 |
| Delmont, SD | $44,200 | $601 | $440 | $840 | $400 |