Gavop tells you how to get the best homeowners insurance in Brule County, SD by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $60,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $80,000 | $80,000 | $75,000-$100,000 |
| 4 Bedroom | $183,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $267,500 | $230,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$131 | $598 |
| Superior Protection Discount | -$66 | $663 |
| Fire & Security Discount | -$51 | $678 |
| Hail Resistant Roof Discount | -$15 | $715 |
| Newly Constructed Home Discount | -$175 | $554 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brule County | $2,500 | $720 | $3,220 | $524 | $3,024 | $197 |
| Brule County, SD | $1,000 | $720 | $1,720 | $524 | $1,524 | $197 |
| Lamro, SD | $2,000 | $924 | $2,924 | $671 | $2,671 | $252 |
| Colome, SD | $100 | $624 | $724 | $454 | $554 | $171 |
| Home Insurance Company Brule County, SD | Homeowners Insurance Agency Brule County, SD | Address | Popularity Score | Distance from Brule County (miles) |
|---|---|---|---|---|
| State Farm | Kari Jones | 525 E 2nd Street, Winner, SD, 57580-2010 | 45.2 | |
| State Farm | Tom Eliason | 618a Main Street, Gregory, SD, 57533-1349 | 38.3 | |
| Allstate | Bankwest Insurance | 110 W 2nd St, Winner, SD, 57580 | 45.5 | |
| Allstate | Bankwest Insurance | P O Box 348, Gregory, SD, 57533 | 38.3 | |
| Allstate | Randall Lakes Ins | 213 Main St, Lake Andes, SD, 57356 | 48.3 | |
| Allstate | Bankwest Insurance | 615 Main St, Gregory, SD, 57533 | 38.3 | |
| Allstate | Bankwest Insurance | 110 West 2nd St, Winner, SD, 57580 | 45.5 | |
| Allstate | Bankwest Insurance | 221 N Main St, Presho, SD, 57568 | 49.9 | |
| Travelers | Fidelity Agency | 745 Main St, Burke, SD, 57523 | 39.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Dakota | $152,700 | $984 | $710 | $1,390 | $680 |
| Brule County, SD | $117,100 | $729 | $520 | $1,010 | $490 |
| Brule County, SD | $117,100 | $729 | $520 | $1,010 | $490 |
| Lamro, SD | $137,500 | $935 | $630 | $1,290 | $660 |
| Colome, SD | $52,100 | $632 | $430 | $900 | $470 |