Gavop tells you how to get the best homeowners insurance in Henderson County, TX by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Henderson County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| E Golden Oaks Dr, Elm St, Co Rd 3313, Loon Bay Dr, Wyatt Rd, Williams St, Co Rd 4829, Eskota St, Co Rd 4045, Lowe Dr | $69,000 | $60,000 | $50,000-$75,000 | $69,500 | $60,000 | $50,000-$75,000 |
| Mason St, Isle Vw, Gawayne Dr, Co Rd 2904, Co Rd 2902, Cockrell St, Co Rd 2804, Poncho Trl, Bowman Dr, Co Rd 2803 | $70,500 | $60,000 | $50,000-$75,000 | $88,500 | $80,000 | $75,000-$100,000 |
| Quail Cutoff Dr, Hickory St, First Oak Dr, Stella, Betsy Ln, Canoe Ct, Live Oak St, Peach Tree Rd, Ashby Ln, Cr 2139 | $103,500 | $80,000 | $100,000-$125,000 | $61,000 | $50,000 | $50,000-$75,000 |
| Beachside Dr, Lake Shadows Cir, Buena Vis, Douglas Rd, Pine Dr, Hog Ln, Triangle Ranch Rd, Co Rd 3519, N Elm St, Co Rd 2140 | $156,000 | $130,000 | $125,000-$150,000 | $107,500 | $90,000 | $100,000-$125,000 |
| Trl End, Wilson, Willow, State Hwy 19 S, Dogwood Rd, Holly Ct, Reierson Ave, Co Rd 2530, Lakeland Rd, Lance Ln | $96,500 | $90,000 | $75,000-$100,000 | $81,500 | $70,000 | $75,000-$100,000 |
| Cr 2426, Park Harbor Rd, Butch Cassidy Dr, Wedgewood, Glenn Rd, Co Rd 4715, Tanglewood, Water Ridge Rd, Dowdy Dr, Red Oak | $111,000 | $100,000 | $125,000-$150,000 | $53,500 | $50,000 | $50,000-$75,000 |
| Rolling Hills Dr, Oakwood Cir, Co Rd 3700, Jesse James Dr, W Bay Dr, Co Rd 2531, Co Rd 4828, Co Rd 2507, S Island St, San Saba | $264,500 | $240,000 | $250,000-$300,000 | $146,500 | $130,000 | $125,000-$150,000 |
| Pvt Rd 5103, Tupuna Dr, Hcr 4516, Southwood Dr, Deerwood Dr, Glen Oaks Rd, Rolling Acres Rd, Vaughn St, Red Robin Rd, FM 314 | $148,000 | $130,000 | $125,000-$150,000 | $136,500 | $130,000 | $125,000-$150,000 |
| Co Rd 4719, Church, Whispering Oaks Trl, Co Rd 4804, S League Line Rd, Forrest Oaks Dr, Luanway, E Royall Blvd, Arbolado Blvd, Beacon Point Dr | $142,000 | $130,000 | $125,000-$150,000 | $100,500 | $80,000 | $75,000-$100,000 |
| Co Rd 2938, Fisherman's Wharf Rd, Melba Dr, Co Rd 4833, S 3rd St, FM 3079, Co Rd 4331, Earl Kay Ln, Pvt Rd 6802, Co Rd 3624 | $126,000 | $120,000 | $100,000-$125,000 | $77,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $1,173 |
| Superior Protection Discount | -$123 | $1,241 |
| Fire & Security Discount | -$136 | $1,227 |
| Hail Resistant Roof Discount | -$41 | $1,323 |
| Newly Constructed Home Discount | -$368 | $995 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Henderson County | $2,500 | $1,347 | $3,847 | $979 | $3,479 | $368 |
| Henderson County, TX | $2,500 | $1,347 | $3,847 | $979 | $3,479 | $368 |
| Malakoff, TX | $400 | $1,308 | $1,708 | $951 | $1,351 | $357 |
| Kerens, TX | $2,000 | $1,430 | $3,430 | $1,039 | $3,039 | $391 |
| Cuney, TX | $300 | $1,362 | $1,662 | $990 | $1,290 | $372 |
| Mount Selman, TX | $2,000 | $944 | $2,944 | $686 | $2,686 | $258 |
| Post Oak Bend City, TX | $100 | $1,871 | $1,971 | $1,360 | $1,460 | $511 |
| New Chapel Hill, TX | $2,500 | $1,708 | $4,208 | $1,241 | $3,741 | $467 |
| Alba, TX | $100 | $1,510 | $1,610 | $1,097 | $1,197 | $413 |
| Rains County, TX | $1,500 | $977 | $2,477 | $710 | $2,210 | $267 |
| Wood County, TX | $500 | $1,415 | $1,915 | $1,028 | $1,528 | $387 |
| West Tawakoni, TX | $2,500 | $1,259 | $3,759 | $915 | $3,415 | $344 |
| Home Insurance Company Henderson County, TX | Homeowners Insurance Agency Henderson County, TX | Address | Popularity Score | Distance from Henderson County (miles) |
|---|---|---|---|---|
| State Farm | Stuart Smith | 221 W 6th Ave, Corsicana, TX, 75110-5243 | 36.8 | |
| Allstate | Robert Mooney | 9550 Helms Trl Ste 1500, Forney, TX, 75126 | 47.6 | |
| Travelers | Arden Insurance Agency | 207 N Mckinney St, Ennis, TX, 75119 | 46.2 | |
| State Farm | Graylan Dabney | 309 Fm 148 Ste B, Terrell, TX, 75160-9573 | 44.5 | |
| Allstate | Brianna Sewell | 305 W Baylor St, Ennis, TX, 75119 | 46.2 | |
| Farmers | Ed Caldwell | 718 W Main St, Gun Barrel City, TX, 75156 | 17.9 | |
| State Farm | Lona Mauk | 710 E Crscn St, Athens, TX, 75751-2627 | 9.1 | |
| Allstate | James Burk | 617 W Moore Ave, Terrell, TX, 75160 | 44.1 | |
| Allstate | John L. Trent | 605 S Palestine St, Athens, TX, 75751 | 1.0 | |
| Travelers | Malakoff Insurance | 102 S Terry Street, Malakoff, TX, 75148 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Henderson County, TX | $99,000 | $1,364 | $900 | $2,100 | $1,200 |
| Malakoff, TX | $63,200 | $1,324 | $870 | $2,040 | $1,170 |
| Kerens, TX | $85,000 | $1,447 | $960 | $2,230 | $1,270 |
| Cuney, TX | $72,500 | $1,379 | $910 | $2,120 | $1,210 |
| Mount Selman, TX | $166,900 | $955 | $630 | $1,470 | $840 |
| Post Oak Bend City, TX | $227,100 | $1,894 | $1,250 | $2,920 | $1,670 |
| New Chapel Hill, TX | $158,200 | $1,729 | $1,140 | $2,660 | $1,520 |
| Alba, TX | $102,000 | $1,528 | $1,010 | $2,350 | $1,340 |
| Rains County, TX | $114,000 | $988 | $650 | $1,520 | $870 |
| Wood County, TX | $117,000 | $1,432 | $950 | $2,210 | $1,260 |
| West Tawakoni, TX | $55,300 | $1,274 | $840 | $1,960 | $1,120 |