Gavop shows you how to buy homeowners insurance in Samuel Miller, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Samuel Miller, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ironwood Ln, Rin-Ran Farm, Hickory Nut Ln, Maxwelton Rd, Brooksville Hts, Co Rd 690, Castle Rock Rd, Avon St Exd, Chestnut Grove Ln, Serene Ln | $212,000 | $190,000 | $200,000-$250,000 | $200,000 | $170,000 | $200,000-$250,000 |
| Cairn Heights Ct, Secretarys Sand Rd, Old Ballard Rd, Flordon Dr, Tattershall Farm Ln, Co Rd 716, George Dean Dr, Little Wyoming Ln, Ivy Ln, Canterbury Rd | $585,000 | $540,000 | $500,000-$600,000 | $991,000 | $930,000 | More than 10,000,000 |
| Old Reservoir Rd, Rock Branch Ln, Wentworth Farm, Co Rd 1630, Bee Ct, Laird Ln, Dawn St, Oakencroft Cir, Co Rd 689, Camp Spring Rd | $275,000 | $230,000 | $250,000-$300,000 | $581,500 | $520,000 | $400,000-$500,000 |
| Co Rd 712, Dry Bridge Rd, Co Rd 726, Far Hills Rd, Allendale Dr, Co Rd 840, Hayrake Ln, Mountainside Ct, Presidents Rd, State Rte 6 | $363,500 | $310,000 | $300,000-$350,000 | $380,000 | $310,000 | $400,000-$500,000 |
| Briar Springs Farm Ln, White Hall Rd, State Rte 6, Beagle Gap Rd, Co Rd 770, Precinct Rd, Foxpath Ct, Grand Cru, Hardrock Ln, Brandlin Dr | $143,000 | $130,000 | $125,000-$150,000 | $302,000 | $250,000 | $300,000-$350,000 |
| Co Rd 801, Forsyth Rd, Howardsville Tpke, Teel Ln, Robins Point Pl, Box Holly Ln, Albevanna Spring Rd, Fontaine Ave Exd, Crawford Farm, Taylor Creek Rd | $164,000 | $140,000 | $125,000-$150,000 | $391,000 | $360,000 | $400,000-$500,000 |
| Jarmans Gap Rd, Trellis Ln, Red Hill Depot Rd, Owl Ln, Co Rd 677, Red Hill Rd, Buck Island Rd, Foxhaven Farm, Rosedell Ln, Fontaine Ave Exd | $298,500 | $260,000 | $250,000-$300,000 | $452,500 | $370,000 | $400,000-$500,000 |
| Yellowstone Dr, Ambrose Commons Dr, Stoney Run, Co Rd 750, Goodloe Ln, Red Hill Heights Rd, Co Rd 745, Old Sand Rd, Co Rd 827, Boatwright Ln | $222,500 | $200,000 | $200,000-$250,000 | $333,000 | $320,000 | $300,000-$350,000 |
| Lenora Rd, Co Rd 761, Foothill Ct, Ridge Spring Rd, Daniel Morris Ln, Ducks Lake Ridge, Willow Oak Cir, Co Rd 706, Co Rd 845, School House Hill | $254,000 | $220,000 | $250,000-$300,000 | $429,500 | $370,000 | $400,000-$500,000 |
| Fox Hill Rd, Dry Bridge Rd, Blackthorn Ln, Eight Woods Ln, Hidden Knoll, Blenheim Rd, Diggs Mill Creek, Brooksville Rd, Loving Hilltop Ln, Baileys Ct | $460,000 | $420,000 | $400,000-$500,000 | $631,500 | $580,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$140 | $792 |
| Superior Protection Discount | -$93 | $838 |
| Fire & Security Discount | -$75 | $857 |
| Hail Resistant Roof Discount | -$19 | $913 |
| Newly Constructed Home Discount | -$205 | $726 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Albemarle County | $700 | $989 | $1,689 | $719 | $1,419 | $270 |
| Samuel Miller, VA | $2,500 | $920 | $3,420 | $669 | $3,169 | $251 |
| Scottsville, VA | $500 | $780 | $1,280 | $567 | $1,067 | $213 |
| Rivanna, VA | $2,500 | $857 | $3,357 | $623 | $3,123 | $234 |
| Arrington, VA | $100 | $710 | $810 | $516 | $616 | $194 |
| Bridgewater, VA | $1,500 | $750 | $2,250 | $545 | $2,045 | $205 |
| Orange, VA | $200 | $870 | $1,070 | $633 | $833 | $238 |
| Belmont Estates, VA | $1,500 | $1,000 | $2,500 | $727 | $2,227 | $273 |
| Madison County, VA | $300 | $791 | $1,091 | $575 | $875 | $216 |
| Appomattox, VA | $1,000 | $611 | $1,611 | $444 | $1,444 | $167 |
| Cedar Mountain, VA | $300 | $803 | $1,103 | $583 | $883 | $219 |
| Page County, VA | $2,500 | $673 | $3,173 | $489 | $2,989 | $184 |
| Home Insurance Company Samuel Miller, VA | Homeowners Insurance Agency Samuel Miller, VA | Address | Popularity Score | Distance from Samuel Miller (miles) |
|---|---|---|---|---|
| State Farm | Andy Young | 1119 Oakley Ave, Lynchburg, VA, 24501-3753 | 48.5 | |
| Travelers | Truslow - Yost Insurance Agency | 125 Chapman Street, Orange, VA, 22960 | 35.3 | |
| Travelers | Lake Anna Insurance Agency Llc | 111 Ave, Mineral, VA, 23117 | 41.0 | |
| Liberty Mutual Independent | Towe Insurance Service Inc | 304 E Jefferson St, Charlottesville, VA, 22902 | 10.7 | |
| State Farm | Lauren Morris | 1207b Crozet Ave, Crozet, VA, 22932-3132 | 7.1 | |
| State Farm | Shannon Lokey | 9 Killdeer Ln, Dayton, VA, 22821-9745 | 33.9 | |
| Travelers | Insurance Doctor Agency Of Charlottesville | 360 Pantops Shopping Ctr, Charlottesville, VA, 22911 | 11.7 | |
| Farmers | Anthony Wittig | 4849 Fort Ave Lowr Suite, Lynchburg, VA, 24502 | 49.9 | |
| State Farm | Edgar Jones | 1510 Graham Rd, Farmville, VA, 23901-3182 | 49.7 | |
| State Farm | Larry Whitlock | 325 Four Leaf Ln Ste 7, Charlottesvle, VA, 22903-9203 | 5.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $680 | $1,320 | $640 |
| Albemarle County, VA | $329,600 | $1,001 | $670 | $1,420 | $750 |
| Samuel Miller, VA | $432,800 | $931 | $680 | $1,310 | $630 |
| Scottsville, VA | $246,000 | $790 | $560 | $1,090 | $530 |
| Rivanna, VA | $322,800 | $868 | $630 | $1,190 | $560 |
| Arrington, VA | $140,300 | $719 | $480 | $990 | $510 |
| Bridgewater, VA | $220,000 | $759 | $520 | $1,060 | $540 |
| Orange, VA | $205,800 | $881 | $640 | $1,210 | $570 |
| Belmont Estates, VA | $307,000 | $1,012 | $720 | $1,410 | $690 |
| Madison County, VA | $256,500 | $801 | $550 | $1,100 | $550 |
| Appomattox, VA | $114,000 | $618 | $440 | $880 | $440 |
| Cedar Mountain, VA | $268,800 | $812 | $580 | $1,160 | $580 |
| Page County, VA | $172,200 | $681 | $470 | $930 | $460 |