Gavop shows you how to buy homeowners insurance in Paramus, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Paramus, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Freeland Ave, Coombs Dr, Gerald St, Ferndale Rd, Evelyn St, Bryn Mawr Ct, Victoria Ave, Lynn Dr, Jay Dr, Skylark Ct | $398,000 | $340,000 | $400,000-$500,000 | $1,065,500 | $950,000 | More than 10,000,000 |
| Berkley Pl, Arbor Rd, McHenry Dr, Roedel Pl, Dover St, Taylor Rd, Cathy Ann Ct, Farview Ter, Tryon Pl, Sweetbriar Ave | $516,000 | $430,000 | $400,000-$500,000 | $739,000 | $610,000 | $600,000-$700,000 |
| Cleenput Ter, Eton Ct, Fordham Pl, Craig Ave, Croton Pl, Mason Pl, Utah St, Gsp Ramp, Olympia Blvd, Berry Ln | $347,500 | $320,000 | $350,000-$400,000 | $533,500 | $440,000 | $400,000-$500,000 |
| Gregory Rd, Gorden Dr, Owen Pl, Fielding Ter, Edmund Ter, East Dr, Continental Ave, Bogert Pl, West Dr, Scarlet Oak Ln | $515,000 | $470,000 | $400,000-$500,000 | $537,000 | $500,000 | $500,000-$600,000 |
| Village Cir W, Balsam Ct, Rochelle Ave, Marion Ln, Curley Ct, E Century Rd, Bruce Dr, E Firehouse Ln, Spring Way, Grant Pl | $572,500 | $510,000 | $400,000-$500,000 | $562,000 | $460,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$185 | $841 |
| Superior Protection Discount | -$92 | $933 |
| Fire & Security Discount | -$82 | $943 |
| Hail Resistant Roof Discount | -$21 | $1,005 |
| Newly Constructed Home Discount | -$236 | $789 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,488 |
| Hail Damage | $4,853 |
| Wind Damage | $6,114 |
| Expensive Claims | |
| Fire | $42,442 |
| Smoke | $17,054 |
| Home Insurance Company Paramus, NJ | Homeowners Insurance Agency Paramus, NJ | Address | Popularity Score | Distance from Paramus (miles) |
|---|---|---|---|---|
| Travelers | Lobosco Insurance Group | 1003 Mcbride Ave, Woodland Park, NJ, 7424 | 8.0 | |
| Travelers | Five Star Ins Agency Llc | 446a New Brunswick Ave, Fords, NJ, 8863 | 31.6 | |
| Travelers | Johl & Company | 199 Center Ave, Westwood, NJ, 7675 | 3.7 | |
| Allstate | John J Leonard Jr | 665 Hwy 35, Middletown, NJ, 7748 | 38.9 | |
| Travelers | Daven Agency Inc | 266 State Route 34, Matawan, NJ, 7747 | 37.7 | |
| State Farm | George Hernandez | 112 S Washington Ave Ste 4, Bergenfield, NJ, 07621-2357 | 4.2 | |
| Allstate | Ramon Elias Pujols | 90 S Washington Ave, Bergenfield, NJ, 7621 | 4.1 | |
| Allstate | Nick Fuccilli | 18a E Prospect St, Waldwick, NJ, 7463 | 5.0 | |
| State Farm | Michelle Jegge | 42 Hamburg Tpke, Riverdale, NJ, 07457-1169 | 12.6 | |
| State Farm | Tammy Felton | 372 Franklin Ave Ste B, Wyckoff, NJ, 07481-1907 | 6.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $790 | $1,550 | $760 |
| Bergen County, NJ | $451,200 | $1,348 | $900 | $1,850 | $950 |
| Paramus, NJ | $574,600 | $1,025 | $730 | $1,470 | $740 |
| Little Falls, NJ | $369,600 | $852 | $620 | $1,180 | $560 |
| Great Neck Plaza, NY | $338,900 | $1,011 | $740 | $1,450 | $710 |
| Bernardsville, NJ | $704,200 | $1,116 | $760 | $1,530 | $770 |
| Philipstown, NY | $479,900 | $849 | $600 | $1,210 | $610 |
| Bedminster, NJ | $382,700 | $879 | $640 | $1,220 | $580 |
| Crandon Lakes, NJ | $216,700 | $888 | $610 | $1,230 | $620 |
| Robertsville, NJ | $468,600 | $992 | $660 | $1,380 | $720 |
| Long Branch, NJ | $337,000 | $1,038 | $760 | $1,420 | $660 |
| Clinton, NJ | $414,800 | $956 | $700 | $1,370 | $670 |
| Skillman, NJ | $537,800 | $1,793 | $1,290 | $2,560 | $1,270 |