Gavop shows you how to buy homeowners insurance in Gallia County, OH by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Gallia County, OH - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bear Run Rd, Sunset Dr, Opal St, Twp Hwy 537, Twp Hwy 700, Bostic Rd, Shoestring Ridge Rd, Raven Crest Dr, State Rte 325 S, Ridge Ave | $204,500 | $190,000 | $200,000-$250,000 | $121,000 | $100,000 | $125,000-$150,000 |
| Co Rd 114, Twp Rd 964, George Rd, Creekview Dr, Trotter Rd, Co Rd 3, Fielding Rd, Vanco Rd, Co Rd 141, Twp Hwy 280 | $132,500 | $120,000 | $125,000-$150,000 | $120,000 | $110,000 | $100,000-$125,000 |
| River View Dr, Twp Rd 323, Twp Hwy 279, Myers Rd, Twp Hwy 415, Raccoon Rd, New Life Way, Patriot Rd, Hunter Hill Rd, Twp Hwy 253 | $181,000 | $170,000 | $150,000-$175,000 | $137,500 | $110,000 | $125,000-$150,000 |
| Co Rd 51, Co Rd 102, Rafferty Dr, Thompson Rd, E Poplar St, Twp Hwy 451, Maple Grove Rd, Cruzet Ave, Co Rd 184, Reeves Rd | $125,000 | $120,000 | $100,000-$125,000 | $74,000 | $70,000 | $50,000-$75,000 |
| Homewood Dr, Co Rd 107, Fourth Ave, Twp Hwy 458, Twp Hwy 370, James Rd, Twp Hwy 245, Perkins Rd, Ferry Ave, Twp Hwy 265 | $119,500 | $110,000 | $125,000-$150,000 | $79,500 | $70,000 | $75,000-$100,000 |
| Trail Rd, Co Rd 34, Bush Rd, Hamilton Rd, Twp Hwy 846, Kemper Hollow Rd, Twp Hwy 716, Twp Hwy 782, Twp Hwy 950, Twp Hwy 568 | $127,500 | $120,000 | $125,000-$150,000 | $106,000 | $90,000 | $100,000-$125,000 |
| Twp Hwy 705, Co Rd 144, Sycamore St, Vine St, Provens Rd, Co Rd 174, Twp Hwy 758, Co Rd 192, Twp Hwy 330, Twp Hwy 120 | $162,000 | $140,000 | $125,000-$150,000 | $73,500 | $70,000 | $50,000-$75,000 |
| Co Rd 9, Twp Hwy 404, Sherman Rd, Orchard Hill Rd, Zuspan Rd, Thornton Rd, Shepherds Ln, Reese Hollow Rd, Trace Creek Rd, Twp Hwy 764 | $109,000 | $100,000 | $100,000-$125,000 | $58,500 | $50,000 | $50,000-$75,000 |
| Keels Rd, Lila Dr, Co Rd 44, Twp Hwy 566, Sunnyside Dr, Redbud Rd, Duly Rd, Parrish Dr, Texas Rd, Twp Rd 362 | $84,000 | $70,000 | $50,000-$75,000 | $65,000 | $60,000 | $50,000-$75,000 |
| Twp Hwy 398, Wanda Ln, 4th Ave, Twp Hwy 699, Twp Hwy 669, Co Rd 145, Twp Hwy 317, Watson Grove Rd, Hollybrook Rd, Burkhart Ln | $149,500 | $130,000 | $125,000-$150,000 | $115,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$104 | $510 |
| Superior Protection Discount | -$55 | $559 |
| Fire & Security Discount | -$68 | $546 |
| Hail Resistant Roof Discount | -$18 | $596 |
| Newly Constructed Home Discount | -$123 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Gallia County | $700 | $607 | $1,307 | $441 | $1,141 | $166 |
| Gallia County, OH | $2,000 | $607 | $2,607 | $441 | $2,441 | $166 |
| Guyan, OH | $400 | $586 | $986 | $426 | $826 | $160 |
| Windsor, OH | $2,500 | $602 | $3,102 | $437 | $2,937 | $164 |
| Coalton, OH | $300 | $471 | $771 | $342 | $642 | $129 |
| Vinton County, OH | $1,000 | $691 | $1,691 | $502 | $1,502 | $189 |
| Scioto County, OH | $300 | $785 | $1,085 | $570 | $870 | $214 |
| Rush, OH | $700 | $640 | $1,340 | $465 | $1,165 | $175 |
| Steele, WV | $500 | $694 | $1,194 | $504 | $1,004 | $190 |
| Nile, OH | $700 | $638 | $1,338 | $464 | $1,164 | $174 |
| Murray City, OH | $400 | $451 | $851 | $327 | $727 | $123 |
| Trimble, OH | $2,500 | $501 | $3,001 | $364 | $2,864 | $137 |
| Home Insurance Company Gallia County, OH | Homeowners Insurance Agency Gallia County, OH | Address | Popularity Score | Distance from Gallia County (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Ave, Gallipolis, OH, 45631 | 5.3 | |
| Liberty Mutual Independent | Saunders Insurance Agency | 437 2nd Avenue, Gallipolis, OH, 45631 | 5.3 | |
| State Farm | Shawna Stump | 328 W Union St, Athens, OH, 45701-2312 | 36.8 | |
| Erie | Scites Insurance Agency Llc | 462 2nd Avenue, Gallipolis, OH, 45631 | 5.3 | |
| State Farm | Peggy Royster | 104 W Emmitt Ave, Waverly, OH, 45690-1310 | 42.6 | |
| Allstate | Ritch Coe | 444 2nd Ave, Gallipolis, OH, 45631 | 5.3 | |
| State Farm | Ryan Salmons | 1615 Chillicothe St, Portsmouth, OH, 45662-3477 | 37.6 | |
| State Farm | Mike Swiger | 149 S 3rd Ave, Middleport, OH, 45760-1416 | 18.6 | |
| State Farm | John Schmitt | 342 2nd Ave, Gallipolis, OH, 45631-1103 | 5.2 | |
| State Farm | Jeff Smith | 1627 11th Street, Portsmouth, OH, 45662-4525 | 37.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Ohio | $135,100 | $712 | $510 | $980 | $470 |
| Gallia County, OH | $103,200 | $614 | $420 | $850 | $430 |
| Gallia County, OH | $103,200 | $614 | $410 | $870 | $460 |
| Guyan, OH | $89,100 | $593 | $430 | $850 | $420 |
| Windsor, OH | $94,800 | $609 | $440 | $860 | $420 |
| Coalton, OH | $55,000 | $477 | $330 | $660 | $330 |
| Vinton County, OH | $85,700 | $700 | $500 | $970 | $470 |
| Scioto County, OH | $93,000 | $794 | $550 | $1,130 | $580 |
| Rush, OH | $108,800 | $648 | $470 | $890 | $420 |
| Steele, WV | $105,500 | $702 | $470 | $1,000 | $530 |
| Nile, OH | $108,000 | $646 | $470 | $920 | $450 |
| Murray City, OH | $49,400 | $456 | $310 | $640 | $330 |
| Trimble, OH | $63,100 | $507 | $340 | $710 | $370 |