Gavop shows you how to buy homeowners insurance in Jackson County, MN by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $83,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $120,000 | $150,000-$175,000 |
| 4 Bedroom | $200,000 | $190,000 | $200,000-$250,000 |
| 5 Bedroom | $377,500 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $589 |
| Superior Protection Discount | -$65 | $654 |
| Fire & Security Discount | -$57 | $661 |
| Hail Resistant Roof Discount | -$22 | $697 |
| Newly Constructed Home Discount | -$172 | $546 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $1,000 | $710 | $1,710 | $516 | $1,516 | $194 |
| Jackson County, MN | $1,500 | $710 | $2,210 | $516 | $2,016 | $194 |
| Wisconsin, MN | $100 | $935 | $1,035 | $679 | $779 | $255 |
| Dunnell, MN | $2,000 | $338 | $2,338 | $246 | $2,246 | $92 |
| Amo, MN | $300 | $926 | $1,226 | $673 | $973 | $253 |
| Galena, MN | $700 | $1,017 | $1,717 | $739 | $1,439 | $278 |
| Ormsby, MN | $200 | $554 | $754 | $403 | $603 | $151 |
| Fostoria, IA | $2,000 | $701 | $2,701 | $510 | $2,510 | $192 |
| Rushmore, MN | $300 | $625 | $925 | $454 | $754 | $171 |
| Chandler, MN | $2,000 | $625 | $2,625 | $454 | $2,454 | $171 |
| Emmetsburg, IA | $400 | $729 | $1,129 | $530 | $930 | $199 |
| Sigel, MN | $2,500 | $1,139 | $3,639 | $828 | $3,328 | $311 |
| Home Insurance Company Jackson County, MN | Homeowners Insurance Agency Jackson County, MN | Address | Popularity Score | Distance from Jackson County (miles) |
|---|---|---|---|---|
| State Farm | Paul Graupmann | 313 Sherman St, Jackson, MN, 56143-1541 | 8.7 | |
| Travelers | Lifetime Insurance Agency Llc | 101 Brown St E, Comfrey, MN, 56019 | 32.7 | |
| State Farm | Stacie Sanow | 93931 Us Highway 71, Windom, MN, 56101-4088 | 14.9 | |
| Travelers | Trimont Agency Inc | 519 Main St E, Trimont, MN, 56176 | 23.1 | |
| State Farm | Mark Fujan | 302 N State Street, Fairmont, MN, 56031-4063 | 35.2 | |
| State Farm | Roger Haar | 432 1st Ave, Westbrook, MN, 56183-9512 | 29.2 | |
| State Farm | Bob Nelson | 38 1st Avenue Nw, Winnebago, MN, 56098-0126 | 49.7 | |
| Farmers | John Hovick | 115 W Blue Earth Ave, Fairmont, MN, 56031 | 34.4 | |
| State Farm | Paul Graupmann | 317 Main St Po Box 55, Lakefield, MN, 56150 | 1.2 | |
| Farmers | Thomas Rodgers | 1254 Lake Ave, Fairmont, MN, 56031 | 33.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $850 | $1,700 | $850 |
| Jackson County, MN | $114,100 | $718 | $490 | $980 | $490 |
| Jackson County, MN | $114,100 | $718 | $490 | $1,010 | $520 |
| Wisconsin, MN | $133,300 | $946 | $650 | $1,340 | $690 |
| Dunnell, MN | $35,000 | $342 | $240 | $470 | $230 |
| Amo, MN | $131,300 | $937 | $630 | $1,340 | $710 |
| Galena, MN | $153,100 | $1,029 | $730 | $1,470 | $740 |
| Ormsby, MN | $64,200 | $561 | $400 | $770 | $370 |
| Fostoria, IA | $102,600 | $710 | $510 | $970 | $460 |
| Rushmore, MN | $75,000 | $633 | $440 | $900 | $460 |
| Chandler, MN | $75,000 | $633 | $460 | $870 | $410 |
| Emmetsburg, IA | $110,000 | $738 | $500 | $1,040 | $540 |
| Sigel, MN | $187,500 | $1,153 | $840 | $1,580 | $740 |