Gavop's guide to buying homeowners insurance in Sebastopol, CA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sebastopol, CA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lovmark Way, Church Rd, Pleasant Hill Rd, Case Rd, Tina Way, Evelyn Ct, Virginia Ave, Anderson Ln, Hurlbut Ave, Railroad St | $582,000 | $490,000 | $500,000-$600,000 | $382,000 | $310,000 | $300,000-$350,000 |
| Lupine Ln, Barlow Ln, Eastside Ave, Swartz Ave, Nielson Rd, Fellers Ln, Henon Dr, Old Gravenstein Hwy, Murphy Ave, Pleasant Hill Ave N | $268,500 | $250,000 | $200,000-$250,000 | $301,500 | $270,000 | $300,000-$350,000 |
| Wagnon Rd, Blank Rd, Sutton Rd, Skidmore Rd, Corline Ct, Calder Ave, Mill Station Rd, Kelly Dr, Vlaardingen Ln, Blucher Valley Rd | $364,000 | $290,000 | $300,000-$350,000 | $361,000 | $290,000 | $300,000-$350,000 |
| Live Oak Ave, N High St, Dei Rd, Ireland Rd, Smith Rd, Brush St, Starkey Rd, Blaine Ave, Gilchrist Rd, Feri Rd | $400,500 | $330,000 | $350,000-$400,000 | $335,500 | $280,000 | $400,000-$500,000 |
| Gold Ridge Rd, Scott Rd, Averill Rd, Walker Ave, Hamlet Dr, Flynn St, Blue Jacket Ct, Leafy Ln, Paulsen Ln, Gravenstein Ave | $307,500 | $250,000 | $300,000-$350,000 | $393,500 | $350,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$179 | $876 |
| Superior Protection Discount | -$106 | $950 |
| Fire & Security Discount | -$106 | $950 |
| Hail Resistant Roof Discount | -$21 | $1,035 |
| Newly Constructed Home Discount | -$285 | $771 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sonoma County | $2,000 | $1,367 | $3,367 | $993 | $2,993 | $373 |
| Sebastopol, CA | $2,500 | $1,043 | $3,543 | $758 | $3,258 | $285 |
| Roseland, CA | $200 | $759 | $959 | $551 | $751 | $207 |
| Larkfield-Wikiup, CA | $2,500 | $967 | $3,467 | $702 | $3,202 | $264 |
| Windsor, CA | $100 | $958 | $1,058 | $696 | $796 | $262 |
| El Verano, CA | $700 | $1,582 | $2,282 | $1,150 | $1,850 | $432 |
| Nicasio, CA | $100 | $553 | $653 | $402 | $502 | $151 |
| Cobb, CA | $2,000 | $711 | $2,711 | $517 | $2,517 | $194 |
| Alto, CA | $200 | $560 | $760 | $407 | $607 | $153 |
| Montalvin Manor, CA | $1,000 | $679 | $1,679 | $493 | $1,493 | $185 |
| Green Valley, CA | $100 | $1,887 | $1,987 | $1,371 | $1,471 | $516 |
| Albany, CA | $2,000 | $1,133 | $3,133 | $823 | $2,823 | $310 |
| Home Insurance Company Sebastopol, CA | Homeowners Insurance Agency Sebastopol, CA | Address | Popularity Score | Distance from Sebastopol (miles) |
|---|---|---|---|---|
| State Farm | Rebekah Shapiro | 725 Filbert St, San Francisco, CA, 94133-2703 | 45.1 | |
| Farmers | Luz Cisneros | 1250 45th St Ste 200, Emeryville, CA, 94608 | 47.4 | |
| Liberty Mutual Independent | Sweet & Baker Insurance Brokers | 44 2nd St, San Francisco, CA, 94105 | 46.1 | |
| State Farm | Nima Rad | 435 Magnolia Ave Unit 1, Larkspur, CA, 94939-2034 | 33.7 | |
| State Farm | Nancy Cooley | 800 Lindberg Ln Ste 120, Petaluma, CA, 94952-7325 | 14.7 | |
| Travelers | Larry Tencer Insurance Agency | 191 Lynch Creek Way Ste 203, Petaluma, CA, 94954 | 13.7 | |
| Allstate | Francis H. Lan | 900 Alice St Ste 128, Oakland, CA, 94607 | 49.8 | |
| State Farm | Kathy Krohn | 438 Main St, Vacaville, CA, 95688-3946 | 46.9 | |
| State Farm | Darlene Chow | 206 Spear St, San Francisco, CA, 94105-1613 | 46.2 | |
| Allstate | David Sikes | 3469 Tennessee St Ste 201, Vallejo, CA, 94591 | 39.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| California | $443,400 | $1,291 | $960 | $1,760 | $800 |
| Sonoma County, CA | $513,300 | $1,383 | $1,020 | $1,880 | $860 |
| Sebastopol, CA | $687,700 | $1,056 | $780 | $1,440 | $660 |
| Roseland, CA | $346,600 | $768 | $570 | $1,040 | $470 |
| Larkfield-Wikiup, CA | $488,500 | $978 | $720 | $1,330 | $610 |
| Windsor, CA | $504,500 | $969 | $720 | $1,320 | $600 |
| El Verano, CA | $540,100 | $1,601 | $1,180 | $2,180 | $1,000 |
| Nicasio, CA | $1,625,000 | $559 | $410 | $760 | $350 |
| Cobb, CA | $250,600 | $720 | $530 | $980 | $450 |
| Alto, CA | $1,701,900 | $566 | $420 | $770 | $350 |
| Montalvin Manor, CA | $227,500 | $687 | $510 | $930 | $420 |
| Green Valley, CA | $675,100 | $1,910 | $1,410 | $2,600 | $1,190 |
| Albany, CA | $766,000 | $1,147 | $850 | $1,560 | $710 |