Gavop shows you how to buy homeowners insurance in Edgefield County, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $100,000 | $75,000-$100,000 |
| 3 Bedroom | $180,000 | $160,000 | $150,000-$175,000 |
| 4 Bedroom | $207,500 | $170,000 | $200,000-$250,000 |
| 5 Bedroom | $346,000 | $310,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$127 | $579 |
| Superior Protection Discount | -$71 | $636 |
| Fire & Security Discount | -$49 | $657 |
| Hail Resistant Roof Discount | -$14 | $692 |
| Newly Constructed Home Discount | -$191 | $516 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Edgefield County | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Edgefield County, SC | $2,500 | $698 | $3,198 | $507 | $3,007 | $191 |
| Ward, SC | $300 | $597 | $897 | $434 | $734 | $163 |
| Augusta, GA | $1,000 | $721 | $1,721 | $524 | $1,524 | $197 |
| Lincoln County, GA | $100 | $689 | $789 | $501 | $601 | $188 |
| Promised Land, SC | $1,500 | $450 | $1,950 | $327 | $1,827 | $123 |
| Lincolnton, GA | $500 | $739 | $1,239 | $537 | $1,037 | $202 |
| Hephzibah, GA | $2,500 | $647 | $3,147 | $470 | $2,970 | $177 |
| Newberry, SC | $100 | $799 | $899 | $581 | $681 | $218 |
| Waterloo, SC | $1,000 | $558 | $1,558 | $406 | $1,406 | $153 |
| Snelling, SC | $200 | $408 | $608 | $297 | $497 | $112 |
| Antreville-Lowndesville, SC | $2,000 | $754 | $2,754 | $548 | $2,548 | $206 |
| Home Insurance Company Edgefield County, SC | Homeowners Insurance Agency Edgefield County, SC | Address | Popularity Score | Distance from Edgefield County (miles) |
|---|---|---|---|---|
| Allstate | Hap Greenway | 1832 Georgia Ave, North Augusta, SC, 29841 | 17.7 | |
| Travelers | The Brown Agency | 511 W Greenwood St, Abbeville, SC, 29620 | 35.9 | |
| State Farm | Joan Kight-Piercy | 132 Kerr St Ste 120, North Augusta, SC, 29841-2674 | 17.0 | |
| State Farm | Jimmy Rooney | 1820 Jefferson Davis Hwy, Graniteville, SC, 29829-4032 | 18.1 | |
| Allstate | Melissa Moski | 1032 Richland Ave W, Aiken, SC, 29801 | 19.9 | |
| Allstate | Lavone Roberson | 111a Ivy Park Ln, Lexington, SC, 29072 | 44.0 | |
| Travelers | Irmo Insurance Agency Inc | 1345 Lake Murray Blvd, Irmo, SC, 29063 | 49.8 | |
| Allstate | Eric Zingmark | 2712 Main St, Newberry, SC, 29108 | 40.9 | |
| State Farm | Len Sieckman | 1325 Montague Avenue Ext, Greenwood, SC, 29649-9028 | 32.7 | |
| Allstate | Joseph Hart | 780 E Main St, Laurens, SC, 29360 | 49.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $680 | $1,390 | $710 |
| Edgefield County, SC | $123,000 | $706 | $470 | $980 | $510 |
| Edgefield County, SC | $123,000 | $706 | $500 | $1,000 | $500 |
| Ward, SC | $87,800 | $604 | $400 | $860 | $460 |
| Augusta, GA | $101,000 | $729 | $520 | $1,040 | $520 |
| Lincoln County, GA | $115,600 | $697 | $470 | $1,000 | $530 |
| Promised Land, SC | $68,500 | $455 | $300 | $630 | $330 |
| Lincolnton, GA | $100,300 | $748 | $530 | $1,060 | $530 |
| Hephzibah, GA | $105,900 | $654 | $460 | $900 | $440 |
| Newberry, SC | $82,200 | $809 | $540 | $1,150 | $610 |
| Waterloo, SC | $82,500 | $565 | $400 | $770 | $370 |
| Snelling, SC | $63,300 | $413 | $280 | $590 | $310 |
| Antreville-Lowndesville, SC | $110,700 | $763 | $530 | $1,090 | $560 |